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View submission: How to be independent when I'm old?
We definitely aren't having children.
We are currently house hunting as we are relocating. We are considering how well we can live in the house when we are elderly. As we are looking at properties that need a fair amount of work done we will be levelling floors and putting in the same floor through the ground floor. We are only looking at properties with a downstairs toilet or where one can be put in.
Once we are settled and finances are more predictable again we have additional private pensions. Any money saved by not having children is going to be invested. We are not fussed by having birthday and Christmas presents from each other (and do experiences with adult family and friends) so we put a lump sum into savings at Christmas and for each birthday instead.
There's nothing here!