The euro zone s illness is returning. A cure requires more integration, but

1970-01-01 02:00:00

rlp

Charlemagne

Still sickly

Mar 31st 2012 | from the print edition

WHEN the editors of the German tabloid Bild met Mario Draghi recently they gave

him a Pic kelhaube a spiked helmet to remind the Italian that they had last

year depicted him in Prussian garb as the most Germanic of candidates to run

the European Central Bank. It may come in useful: hardliners are taking shots

at Mr Draghi for spraying banks with 1 trillion ($1.3 trillion) of cheap

money. This powerful drug may have side-effects, he says, but it works: The

worst is over for the euro zone.

Don t be so sure. The fever has been rising again in Spain after the government

wildly overshot its deficit target last year. The Italian prime minister, Mario

Monti, expressed alarm (which he later withdrew) that the Spanish illness might

harm his own country s convalescence. Portugal and Ireland are in recession,

and may need second bail-outs; Greece will probably require a third rescue (and

the restructuring of official debt).

As fear returns, so have calls to boost the euro zone s rescue funds. The

mother of all firewalls should be in place, strong enough, broad enough, deep

enough, tall enough just big, says ngel Gurr a, secretary-general of the

OECD, the rich-world think-tank. But Germany prefers a slow, incremental

response. The latest signal is that it will agree, at a meeting of finance

ministers in Copenhagen on March 30th and 31st, to raise the firewall somewhat.

The temporary rescue fund, the European Financial Stability Facility (EFSF),

would be allowed to overlap with the permanent new European Stability Mechanism

(ESM), which is to be activated this summer. By combining the two funds,

perhaps only for a year, the lending capacity could be raised from 500 billion

to about 740 billion.

This may be enough to persuade the Chinese, the Americans and others to allow

the IMF to increase its resources, so helping the defences, but it is hardly

the overwhelming force Mr Gurr a seeks. Germany worries that reducing the

pressure on weak states will lead to complacency. The Germans think that the

only way to make countries reform is to dangle them out of the window, says

one diplomat. This only reinforces the belief in the markets that the euro

zone is on the edge of disaster.

One worrying sign for Germany was Spain s partly successful attempt to loosen

its deficit target this year. Another is growing trouble over the fiscal

compact , a treaty signed by 25 European Union countries to toughen budget

discipline. Ireland, with a history of awkward votes on EU treaties, holds a

referendum on May 31st. The Socialist front-runner in the French presidential

election, Fran ois Hollande, wants to renegotiate the deal to include more

focus on growth. Germany s opposition Social Democrats are making similar

noises. In the Netherlands the opposition Labour Party which is supposed to

support the minority government on European issues threatens to block

ratification if the government imposes austerity to meet next year s deficit

target of 3% of GDP. (Ill-disciplined countries that have received a

tongue-lashing from the Dutch are savouring the irony.)

Even assuming all these difficulties are resolved, the fate of the euro will

remain uncertain. Raising the firewall and ratifying the compact will address

only some of the symptoms. A cure requires treating the whole patient , as set

out recently in a clear-eyed paper by Jay Shambaugh for Brookings, an American

think-tank. It says the euro zone is afflicted by three ills: a banking crisis,

a sovereign-debt crisis and a growth crisis. Dealing with one often makes the

others worse.

A big problem is that the euro zone is only partly integrated. Its members have

given up economic tools, such as currency devaluation and monetary policy, yet

lack federal instruments to cope with shocks. The problem is not so much the

budget deficit (though Greece was certainly profligate) as the net foreign

borrowing by all actors, public and private (say to finance a trade deficit).

The euro zone has only small internal transfers, and its workers tend not to

move far for work. Fiscal stimulus is impossible for most governments, given

their indebtedness. Structural reforms to promote growth can take years to

work.

So redressing the imbalances must come through internal devaluation : bringing

down real wages and prices relative to competitors. This was easier before

1991, when inflation around the world was higher, but has rarely been achieved

since then (Hong Kong is one exception). With the ECB determined to keep

inflation at around 2%, internal devaluation brings severe recession, even

depression. And falling GDP wrecks the debt ratio.

Mr Shambaugh offers some advice. Deficit countries could cut payroll taxes to

reduce labour costs and raise VAT to discourage imports; the effect would be

magnified if surplus states did the opposite. Germany could help by stimulating

its economy, or at least slowing down its budget consolidation. The ECB could

let inflation run higher, especially in Germany, and could declare that it

stands fully behind solvent sovereigns. The EFSF/ESM could recapitalise weak

banks. A Europe-wide bank-deposit insurance scheme would help. Mutualising part

of the national debts would create a risk-free European asset.

The German problem (again)

All these options ultimately run into the same obstacle: Germany. It does not

want to bear bigger liabilities, it wants to set an example of budget

discipline, it refuses to compromise its competitiveness, it is allergic to

inflation, it does not want the ECB to print money and it thinks Eurobonds

create moral hazard.

There is little sign that the chancellor, Angela Merkel, is ready to do much

beyond tweaking the firewall and pushing through the fiscal compact. She talks

of a future political union . If she really wants to save the euro, she will

have to put on a Pick elhaube and lead the way to greater fiscal federalism.

http://www.Economist.com/blogs/charlemagne

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