Illinois Department of Insurance Fails To Investigate CUNA Mutual Group’s Involvement With Murder-For-Hire Plot, Insurance Fraud, and MOVEit Data Breach, Again.

We recently complained to the Illinois Department of Insurance about another effect of my sister-in-law’s insurance fraud and murder-for-hire plot against my spouse.

Again, they did nothing.

A couple years ago, my sister-in-law forged my spouse’s signature for a lot of life insurance money on a policy we never requested from CUNA Mutual Group, also known as CMFG and TruStage Insurance.

I found out about it when his mail was redirected from her house to my PO Box.

CUNA Mutual Group had us fill out an affidavit of fraud about the policy, and they were able to cancel it, but my complaints to the Illinois police went nowhere. They wouldn’t even take the report. The Attorney General never got back to us, and the Illinois Department of Insurance got a response from CUNA Mutual Group and closed the case without investigating anyone or prosecuting anyone.

It was so obvious to me that my sister-in-law plotted a murder-for-hire, because are you going to pay $50 a month to an insurance company on a healthy man in his 30s in case he dies 50 years from now peacefully in the nursing home?

(She’s also older than he is, their household is dead broke because of her reckless and irresponsible spending, they have 3 financed cars, a huge house payment, two expensive kids to put through school, and many maxed out credit cards, including six that she opened in her husband’s name without his permission! So this insurance policy does not compute, unless she was planning to have him killed!)

(SPECULATION: I know her pretty well. She's a terrible person. It's even possible that she took out policies on her husband so she can go on a spending spree after he has an "unfortunate mishap". Roy and I were discussing this at one point. Some problems with the brakes maybe? A mugging gone wrong? You get what I'm pointing at. It's a loveless marriage where he's already admitted they'd be divorced now except she'd take him to the cleaners again and have the court help her do it.

And I mean, they're hard up for cash. She's working three jobs now and I can only imagine what she's making her husband do for money. They're in some crazy Filipino Cult called Iglesia ni Cristo, and they made her the "church" finance officer. I can only imagine how much money she's likely helping herself to out of that pot.

I truly believe she has it in her to be a "family annihilator". Especially over money. I've "looked into her soul", so to speak, and all I see is this great evil. I believe that at some point something terrible will happen, the police will have her in handcuffs, the indictment will be long, and all the while, the Organs of State will have blown me off when I was trying to warn them.)

Last month, I received a letter that my spouse’s data had been stolen from a “vendor” that was involved in the MOVEit breach.

This time I complained to the Illinois Department of Insurance that CUNA Mutual Group should be held completely responsible for their poor security practices.

They replied telling me they were doing nothing again.

The letter from CUNA Mutual Group’s “Compliance Officer” basically said that they don’t have to secure their systems, because they “complied with Illinois law” simply by reporting all of the data breaches to the IDOI and Attorney General and offered a little bit of “complimentary identity theft monitoring”.

The ID theft monitoring only goes on for a year and it includes things you can do yourself such as credit file security freezes, which we’ve had to do anyway because his sister is such a scam artist, fraud alerts (done that too), and monitoring your credit reports for fishy activity (oh yeah!). This, even though the risk of identity theft goes on forever.

“Complimentary”! Like, what is this? A fucking mint on your pillow from a hotel? This is people’s lives we’re talking about! Then of course at the end of this phony-baloney identity theft monitoring, they’re going to want to sell you an annual subscription because a shady company with shoddy security standards leaked out all your personal information.

As victims of CUNA Mutual Group, CMFG, TruStage, whatever they CALL THEMSELVES, I want to post this so that anyone considering doing business with them knows that their security practices are appalling, they simply do not care if there is a data breach because NOBODY will punish them for it, and they consider the matter closed (as does the State) simply for informing the State every time there was a breach.

You should not do business with CUNA Mutual, CMFG, TruStage, because their business practices are awful.

They do not even verify that the insurance policies being written are actually requested by the victim. In this case, my husband.

They just go ahead and write the policies without doing any sort of basic ID check, which can easily be accomplished with security questions from a credit file and asking for a photograph of your State ID.

This is a shady insurance company.

Once they have your Social Security Number, the same thing that happened to my spouse could happen to you.

The Illinois Department of Insurance is a phony and captured regulatory agency.