Bank of Japan alters policy to spur growth

2016-09-21 09:06:22

The Bank of Japan has made changes to its stimulus programme, in its latest

attempt to spur economic growth.

The bank kept interest rates unchanged, but said it would aim to keep yields on

10-year government bonds at around current levels of zero percent.

The BoJ is also aiming push inflation above the 2% target rate, which was set

more than three years ago.

It will continue to buy assets such as government bonds, at the rate of 80tn

yen ($787bn; 605bn) a year.

Negative interest rates have squeezed Japan's financial sector and keeping

10-year bonds at zero percent - as opposed to allowing them to slip into

negative territory - should help bank earnings and improve returns for insurers

and pension funds.

Japan's Nikkei share index rose after the announcement, while the yen weakened

to about 102.5 yen against the dollar.

Outrage and irony on Twitter as the BoJ meeting dragged on and on and on

'Failing policy'

Analysts were sceptical about whether the policy changes would be successful.

"They seem to be determined to get the message to the market that they are

going to stay on course and continue to buy bonds until they get the inflation

rate above 2%," said Tim Condon, chief economist for Asia at ING.

"I don't think it's going to be easy to get the 2%. It's an Abenomics problem,

not the Bank of Japan's problem."

Michael Hewson, chief market analyst at CMC Markets UK, said: "Ultimately while

these actions may well help the banks, it's doubtful they will to help the

Japanese economy that much, and in some ways it shows how little flexibility

the central bank has, given how experimental policy is now becoming.

"To sum up, this morning's actions by the central bank are not so much an

easing as a tinkering around the edges of a failing policy."

The Bank of Japan kept its benchmark rate on hold at -0.1%. It introduced

negative interest rates in January this year, hoping that commercial banks will

use their reserves to lend to businesses, in an attempt to counter the

country's economic stagnation.

Analysis: Karishma Vaswani, Asia business correspondent

There was an expectation that Japanese interest rates would fall even further

below zero to boost spending in the world's third largest economy, which has

been plagued with low growth for the past two decades.

But the negative interest rate policy was considered a failure by some in

Japan's financial circles because it pushed the Japanese yen higher against the

US dollar, making the price of Japanese goods more expensive overseas, which

threatened Japan's economic recovery.

It also hurt the profitability of banks because their excess reserves were hit

by a charge.

So the decision NOT to lower rates further has in itself been seen as a short

term boost for markets and the yen - which is now trading lower against the US

dollar.

But some analysts are telling me that this won't last - and in fact, the

modifications that Japan has made to its monetary policy in place of lowering

interest rates further below zero won't be that effective in the long term.

The new policy measures are being dubbed by some critics as approaching the

limits of what monetary policy can do to fix economic problems.

But these measures aren't supposed to operate within a vacuum.

The central bank's moves are meant work in tandem with the government's

Abenomics policies - the three pillars which include structural reform. Japan's

government must do more to deliver the goods on structural reforms as part of

its Abenomics policy to boost growth, rather than continue to rely on the

central bank.

The three arrows: explaining Abenomics

Japanese Prime Minister Shinzo Abe's economic policy, which quickly became

known as "Abenomics" is based on three arrows:

The monetary arrow: expansion of the money supply to combat deflation

The fiscal arrow: increased government spending to stimulate demand in the

economy

The structural arrow: structural reforms to make the economy more productive

and competitive