It would be a small leap in some people's minds to go from stealing telephone
connection time from a long distance company (by scanning through some access
numbers and looking for valid ones) to using other acquired numbers (from
carbons and stolen databases) to get free computer equipment and airline
tickets. This, apparently, was the draw of Credit Card Fraud, where stolen
credit card numbers were used to charge thousands of dollars for whatever
a budding felon decided they wanted to risk years of jail time for.
Even now, there's really no justification or warm glow associated with
credit card fraud, but the following files promote the cavalier and
on-the-edge approach to this second, deeper level of using "codes".
Advanced Carding Techniques by The Disk Jockey
Advanced Carding Part 4: Motel Carding, by The Disk Jockey
Real Credit Card Fraud by Emergency Interript of Advanced Telecommunication Inc.
The Disk Jockey Presents Advanced Carding III: Airline Carding
The Disk Jockey Presents: Advanced Carding 4: Motel Carding
The Disk Jockey Presents: Advanced Carding 6: Easier Drops
The Disk Jockey Presents: Advanced Carding 7: The Other Side
The Disk Jockey Presents: Advanced Carding 8: In-Person Carding
The Disk Jockey Presents: Advanced Carding 9: Tips and Tricks
The Disk Jockey Presents: Advanced Carding 13: The Student Card
Mailboxing: How to Acquire Credit Cards
Careful Carding, by One-Eyed Willie
Careful Carding Techniques, by One Eyed Willie of AI
How to Make Your Own Valid American Express Numbers in One Easy Step, by Saturday Knight
The Art of Carding by DM 0verdose (May 4, 1991)
The Disk Jockey Presents: Scamming ATM's
Credit Carding Made Easy by David Lightman (March 28, 1985)
How to Avoid Being Traced on BOC Calling Card Calls
Hacking Calling Cards by The Pyromaniac
Hacking Calling Cards, by The Pyromaniac
Calling Card Secrets, transcribed from Bell Telephone
Carding in the 90's by The Knight of Renegade Legion (April 1991)
Some Basic Information about Credit Cards
Credit Card Fraud made Easy, by Jimmy Z
A NAPPA Profile on Carding, by Dr. Insanity
The NAPPA Profile on Carding by Dr. Insanity of NAP/PA
Some Thoughts and Instructions on Carding
Carding in the 90's, by The Knight
Carding In the 1990's by The Knight, April 1991
How to Card Your Ass Off and Never Get Caught
Carding Hints from The Big Guy
Credit Card Checking, from the Tempest (July 5th, 1987)
How to Get a Lot of Stuff Free
Credit Cards for Fun and Profit: A Treasure Island Presentation
Carding in the 90's by The Knight of Renegade Legion (March 17, 1991)
Cardin' 1992: Carding in the 90's by Special Ed (January 2, 1992)
All About Carding, by Jack the Ripper of Thieve's Underground
The Fundamentals of Credit Card Engineering by Jumping Jack Flash (January 15, 1992)
The Basics of Carding by The Metallian of Metal Communications
The Basics of Carding, by the Metallian
Carding Volume II by The Metallian
Carding III: Higher Learning, by The Metallian of Neon Knights/Metal Communications
OTG Presents Cards and the Networks
Card Reading Public Station Requirements (Bellcore document)
Virgin Boy is Selling AT&T Virgin Calling Cards!
Scythe/KRYN give you New Credit Card Numbers
How to Card by The Disk Master (November 21, 1988)
If You Don't Know How to Card, This File is For You, by The Serial Killer
Credit Bureau Incorporated and Equifax Credit Information Services, by Kludge (March 29, 1991)
CBI General Information Text by Spiritwalker of Renegade Legion
Hacking CBI Accounts, by The Ghost of the Panther Modernz
CBI General Information Text #4 by SpiritWalker
CBI Account and Merchant Listing, by Video Vindicator
How to Logon a CBI System, by L.E. Pirate
The Complete CBI Manual of Operations
Documentation for CC-Dial (Calling Card Dialer Version 1) November 25th, 1993
Credit Carding Made Easy by David Lightman (March 28, 1985)
The Credit Carding Bible, from BoRRE of MYSTIC
Credit Card Number Prefixes and the Associated Banks
Youngsters Against McAfee Present Credit Card Commando
DOCUMENTATION: The Calling Card Chekcer by TauTau (1994)
Hacking Credit Card Codes by Omni Kid and The Wyvern
Credit Card Formats, by Shadowmaster of The Power of Plastic (June 14, 1992)
How to Card Your Ass Off and Never Get Caught
Credit Card Number Generation Kit For The Apple by The Phantom Viper
Credit Card Information by Scooter
A Collection of Bank Card Formats
Getting Calling Card Numbers, by the Extortionist
Credit Carding Made Easy by David Lightman
Calling Card Secrets, from Bell Labs Presented by City Under Seige
A Complete Tutorial on Credit Cards by The Duke of The United Pirating Society
Card Fraud and Computer Evidence (February 14, 1994)
Citibank Service Addresses by Dark Helmet (May 21, 1990)
Check Fraud Made E-Z by The Raven (August 13, 1992)
Magentic Stripes, from a variety of sources, typed in by Count Zero of Restricted Data Transmissions
Credit Card Fraud Made Easy: A Treasure Island Presentation
Credit Cards for Fun and Profit (August 2, 1984)
Volume I of The Adventures in Fraud Series by Sneak Thief/Credit Card Fraud Ideas by L.E. Pirate
Credit Checks: A Treasure Island Presentation
Credit Card Fraud Ideas!! By L.E. Pirate
Credit Card Guide: How to card and not get caught by Cobra Commander of Treasure Island
Credit Cards for fun and profit! by Southern New York, August, 1984
Credit Carding: Here Are Some of the Best Ways
Credit Cards I: The Card, by The Administration
Transcription of the Magnetic Data Encoding Standards on some Cards
How to Generate Credit Cards by Lost Soulz of Origin
Credit Card Fraud, by Smooth Criminal
Credit Card Scams from The New York Safehouse II Elite
Beginning to Advanced Carding, by The Avenger of the Data Enforcement Association (January 26, 1991)
DOCUMENTATION: The DOSBank Credit Card Validation Program (1995)
Protecting the Plastic, by Jack Goldstein of the American Society for Industrial Security (1989)
The FYD Guide to Card Frauding and its Principles
Carding 101: The Basica, by Dark Grif
How to Hack AT&T and Get Cards from Them
Hacking Credit Card Codes by Omni-Kid and The Wyvern
Hacking Credit Card Codes by Omni-Kid
An Experienced Hacker's Guide to Hacking TRW, by Minotaur
Credit Card 101 Part 1: The Players
Carding in the 90's by Aeon Flux of Information Society (September 12, 1992)
Information Society: Carding in the 90's
Basic Credit Card Fraud by Mr. Big of the Swedish Hacking Association (1990)
Magnetic Stripe Technology: An Overview
Magentic Card Swipe Reader... Need Help!
Software Documentation: Credit Card Account Number Generator Version 1.0 by Becna
Credit Cards and Merchant Numbers
Cardinging Volume II by the Metallian
Calculate Your Own Minuten Card Numbers, by Martin Fredriksson of MRD (June 10, 1992)
No-Fail Carding Techniques by Ford Prefect
NetWork Hackers Alliance Issue 4
How to obtain Credit Card Numbers and Calling Card Numbers the Easy Way!
Card-O-Rama: Magnetic Stripe Technology and Beyond by Count Zero (November 22, 1992)
The Art of Cardinb, by the AI Overdose (May 4, 1991)
Soft Documentation: Calling Card Calculator v10 by Micropirates
How to Get Credit Cards the Easy Eay by Valaraukar
Big Secrets Volume #1 by The Wyvern: Credit Cards and Lie Detectors
Basic Credit Card Fraud, by Mr. Big of Swedish Hacking Association (1990)
Zen and the Art of Credit Theft
Eline Carding: The Australian Way to Do It!
The TRW Master File by Infinite Possibilities Society (December 1991)
General TRW Information by Modem Master
Quick Notes on getting into TRW
Information on TRW, by Nitzer Reb
Infinite Possibilities Society presents: COMPLETE TRW
Infinite Possibilities Society presents: EVEN MORE COMPLETE TRW
TRW Address Formats by The Line Breaker (March 1, 1986)
TRW Definitions, by the Line Breaker
TRW Definitions by The Line Breaker (March 1, 1986)
General TRW Information, by Modem Master
Renegade Legions Technical Reports: TRW 1.0
Information on TRW, by Nitzer Reb
General TRW Information by Modem Master
The TRW Master File #1 (December 1991) by Infinite Possibilities Society
TRW Terminology: Understanding what you read, by Master Blaster
U.K. Credit Card Fraud by Creditman (October 22, 1990)
How to Make Your Own Valid American Express Numbers in One Easy Step, by Saturday Knight
Calculating Your Own VISA Numbers, by Martin Fredriksson of Sarcastic Existence
Some Unchangeable Digits in Visa Credit Cards by Stargazer and Borashi
Some Unchangeable Digits in Visa Credit Cards by Stargazer and Borashi
Carding Simplified Part 1: Vital Card Information by Scooter (October 25, 1990)
DOCUMENTATION: CreditMaster Revision History (October 31, 1995)
Zen and the Art of Credit Card Fraud
It is interesting to note that throughout the 1980's, the vast majority
of busts for hackers came from credit card fraud busts. If you leaf through
some of the textfiles on this site that mention busts, you will find that
in almost all the files, they mention as an aside that what got the
authorities interested in them was some spate of carding. While the
law was unable to quantify exploration or interaction with computers,
the cold transfer of material goods they could understand.