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Buy a House, Get Noticed by Scammers

~starbreaker

One of the joys of homeownership is unsolicted mail from fly-by-night operations like US Home Guard Warranty Division and Caliber Home Loans, Inc. offering home warranties and mortage refinancing. They get your contact details from public records (since homeownership is a matter of public record in the US with zero privacy protection) and they word their pitches with veiled threats like "your home warranty may already have expired". In the case of Caliber Home Loans, they advertise a new mortgage payment that's hundreds of dollars less than your current payment because it doesn't account for homeowners' insurance premiums or property taxes. Real fuckin' classy.

If you get mail from these assholes or from similar operations, shred it post haste.

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Replies

~edisondotme wrote (thread):

Thank you for this, I *just* moved into my first house like last month and I didn't know about this. I have yet to get stuff in the mail, but I'll stay vigilant.

~she12 wrote (thread):

Same goes for PGP public keys paired with your real mail address, as I learned the other day. Submitted mine to pgp.mit.edu before checking their FAQ...

Now I am waiting for the Pfizer ads to flood in:/