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The American economy - Comeback kid

2012-07-17 07:14:37

America s economy is once again reinventing itself

Jul 14th 2012 | from the print edition

ALMOST the only thing on which Barack Obama and Mitt Romney, his Republican

challenger, agree is that the economy is in a bad way. Unemployment is stuck

above 8% and growth probably slipped below an annualised 2% in the first half

of this year. Ahead lie the threats of a euro break-up, a slowdown in China and

the fiscal cliff , a withering year-end combination of tax increases and

spending cuts. Mr Obama and Mr Romney disagree only on what would make things

worse: re-electing a left-wing president who has regulated to death a private

sector he neither likes nor understands; or swapping him for a rapacious

private-equity man bent on enriching the very people who caused the mess.

America s economy is certainly in a tender state. But the pessimism of the

presidential slanging-match misses something vital. Led by its inventive

private sector, the economy is remaking itself (see article). Old weaknesses

are being remedied and new strengths discovered, with an agility that has much

to teach stagnant Europe and dirigiste Asia.

Balance your imbalances

America s sluggishness stems above all from pre-crisis excesses and the

misshapen economy they created. Until 2008 growth relied too heavily on

consumer spending and house-buying, both of them financed by foreign savings

channelled through an undercapitalised financial system. Household debt,

already nearly 100% of income in 2000, reached 133% in 2007. Recoveries from

debt-driven busts always take years, as households and banks repair their

balance-sheets.

Nonetheless, in the past three years that repair has proceeded fast. America s

houses are now among the world s most undervalued: 19% below fair value,

according to our house-price index. And because the Treasury and other

regulators, unlike their euro-zone counterparts, chose to confront the rot in

their financial system quickly, American banks have had to write off debts and

raise equity faster than their peers. (Citigroup alone has flushed through some

$143 billion of loan losses; no euro-zone bank has set aside more than $30

billion.) American capital ratios are among the world s highest. And consumers

have cut back, too: debts are now 114% of income.

New strengths have also been found. One is a more dynamic export sector. The

weaker dollar helps explain why the trade deficit has shrunk from 6% of GDP in

2006 to about 4% today. But other, more permanent, shifts especially the growth

of a consuming class in emerging markets augur well. On the campaign trail,

both parties attack China as a currency-fiddling, rule-breaking supplier of

cheap imports (see Lexington). But a richer China has become the third-largest

market for America s exports, up 53% since 2007.

And American exporters are changing. Some of the products Boeing jets,

Microsoft software and Hollywood films are familiar. But there is a boom, too,

in high-value services (architecture, engineering and finance) and a growing

app economy , nurtured by Facebook, Apple and Google, which employs more than

300,000 people; its games, virtual merchandise and so on sell effortlessly

across borders. Constrained by weakness at home and in Europe, even small

companies are seeking a toehold in emerging markets. American manufacturers are

recapturing some markets once lost to imports, and pioneering new processes

such as 3D printing.

Meanwhile, what was once an Achilles heel is becoming a competitive advantage.

America has paid dearly for its addiction to imported oil. Whenever West Texas

Intermediate climbs above $100 per barrel (as it did in 2008, last year and

again this year), growth suffers. But high prices have had an effect,

restraining demand and stimulating supply. Net imports of oil this year are on

track to be the lowest since 1995, and America should eventually become a net

exporter of gas.

Many countries have shale gas, but, as it did with the internet revolution,

America leads in exploiting it (see our special report this week). Federal

money helped finance development of the fracking technology that makes shale

gas accessible, just as it paid for the internet s precursors. However its use

was commercialised by a Texas wildcatter called George Mitchell, the sort of

risk-taker America has in abundance. In Europe shale gas has been locked in by

green rules and limited property rights. In America shale has already lowered

consumers energy bills and, by displacing coal, carbon emissions. In future,

it will give a spur to the domestic manufacture of anything needing large

amounts of energy.

America s work-out is not finished. Even when the results are more visible, it

will leave many problems unsolved. Because the companies leading the process

are so productive, they pay high wages but do not employ many people. They may

thus do little to reduce unemployment, while aggravating inequality. Yet this

is still a more balanced and sustainable basis for growth than what America had

before and a far better platform for prosperity than unreformed, elderly

Europe.

Of cliffs, and other perils

What should the next president do to generate muscle in this new economy?

First, do no harm. Not driving the economy over the fiscal cliff would be a

start: instead, settle on a credible long-term deficit plan that includes both

tax rises and cuts to entitlement programmes. There are other madnesses

brewing. Some Democrats want to restrict exports of natural gas to hold down

the price for domestic consumers a brilliant strategy to discourage domestic

investment and production. A braver Mr Obama would expedite approval of gas

exports. For his part, Mr Romney should back off his promise to brand China a

currency manipulator, an invitation to a trade war.

Second, the next president should fix America s ramshackle public services.

Even the most productive start-ups cannot help an economy held back by

dilapidated roads, the world s most expensive health system, underachieving

union-dominated schools and a Byzantine immigration system that deprives

companies of the world s best talent. Focus on those things, Mr Obama and Mr

Romney, and you will be surprised what America s private sector can do for

itself.

from the print edition | Leaders