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Apple s cash pile - How to spend it

2012-03-15 11:37:59

The tech giant should give cash back to shareholders

Mar 10th 2012 | SAN FRANCISCO | from the print edition

NOT long after Steve Jobs died last year, wags eulogised the Apple co-founder

with a joke: Ten years ago we had Steve Jobs, Bob Hope and Johnny Cash. Now we

have no jobs, no hope and no cash. Apple may no longer have Jobs, but it fills

investors with hope and is brimming with cash. Its market capitalisation

recently passed $500 billion, and it has a whopping $100 billion or so of cash

on its balance-sheet.

That mountain of money is about to get higher. Apple aficionados are poised to

snap up the new gadgets that the company unveiled on March 7th. These include a

new iPad, the latest in the firm s wildly popular range of tablet computers,

and a revamped Apple TV device.

If the new iPad, which boasts a super-sharp screen and lightning-fast

connectivity, wins friendly reviews, it will give a big boost to Tim Cook, Jobs

s handpicked successor. But the extra cash it delivers will also increase

pressure on Apple s boss and board to explain what they plan to do with the

company s embarrassment of riches. Last month Mr Cook admitted that the firm

has more cash than it needs for its operations. It s a nice problem to have.

The obvious solution would be to give cash back to shareholders, either via

dividends or share buybacks. This is a surprisingly sensitive subject. Mr Jobs

was obsessed with hoarding cash, not least because of Apple s near-bankruptcy

in the mid-1990s. Returning money to shareholders would mark a big departure

from the revered founder s philosophy. Another reason Mr Cook will want to

tread carefully is that some pundits see a tech firm s decision to start paying

dividends as a signal that its glory days are behind it. One oft-cited example

is Microsoft, whose growth slowed after it began returning cash to shareholders

in 2003.

Apple is unlikely to suffer a similar fate. Demand for its iGizmos seems

insatiable. That is why it needs to come up with ways to invest more of its

cash sensibly. Tim Bajarin of Creative Strategies, a consulting firm, reckons

Apple could ramp up its forward purchases of components and set up its own

semiconductor factories, to give it a tighter grip on a critical link in its

supply chain. It could open more physical stores though their sales would only

add to its cash pile. And it may have to fork out more on lawyers fees to

fight patent lawsuits and deal with other problems, including allegations that

it colluded with publishers to fix the price of digital books.

On the acquisition front, the firm has long shunned megadeals, preferring to

swallow smaller firms with technology and people it covets. That policy is

unlikely to change, though Apple may well accelerate its deal-making tempo.

Among its likely targets are firms that offer video and other entertainment

content, and others with data that could enhance services such as Siri, its

virtual personal assistant.

None of this would put much of a dent in $100 billion. So Apple will probably

start handing cash back to shareholders later this year. Working out how to do

so will take time, not least because the firm holds much of its money outside

America in order to avoid hefty US corporate-tax rates.

Some Apple fans fret that if the company decides to pay regular dividends, it

could end up regretting it. Apple needs to watch out for dividend addicts,

says Aswath Damodaran, a finance professor at New York University who owns

Apple stock. Such shareholders, he adds, will be obsessed with extracting as

much cash as possible from Apple rather than with its mission of making

mind-blowing products. Perhaps. But the point of shares is that they confer

ownership. They are valuable only because shareholders expect and are entitled

to a share of profits. Apple may have trouble finding a good use for its cash,

but its shareholders will not.

from the print edition | Business