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Which emerging economies are at greatest risk of overheating?

2011-07-05 06:37:39

WHEN the term emerging markets was coined 30 years ago by Antoine van

Agtmael, then at the World Bank, these economies accounted for one-third of

global GDP (measured at purchasing-power parity). Now they make up more than

half. More dramatic still, emerging markets produced more than four-fifths of

global real GDP growth over the past five years.

Important though these countries are, many commentators still tend to lump them

together in a way they never would with developed economies. Headlines about

rising inflation, rampant bank lending and a flood of capital inflows might

appear to suggest that virtually all emerging economies are overheating. In

reality, some are red-hot and others are only lukewarm. An analysis by The

Economist tries to identify the hottest spots.

The chart shows our ranking of 27 emerging economies according to their risk of

overheating. We take each economy s temperature using six different indicators.

The scores from these indicators are then summed to produce an overall index;

100 means that an economy is red-hot on all six measures. (The rankings for all

of the individual indicators can be found here)

Start with inflation. This has jumped more sharply in emerging economies than

in the developed world, to an estimated average rate of 6.7% in May. But it

ranges from a modest 1.7% in Taiwan to 20% or more in Vietnam, Venezuela and

Argentina (using private-sector estimates for the latter rather than the

government s lower but dubious figure). Most of the pickup in inflation over

the past year was due to higher food prices, which have a bigger share of the

consumer-price basket than in rich countries. So if food prices stabilise,

headline inflation will fall later this year. In China core inflation

(excluding food and energy) is only 2.4%, but it is a more worrying 5.5% in

Brazil and over 8% in India. Where growth is bumping up against capacity

constraints and labour markets are tight, food inflation may spill over into

wages and other prices.

Spare room

Our second indicator tries to gauge spare capacity by comparing a country s

average GDP growth rate since 2007 with its growth rate in the previous ten

years. Growth has exceeded its long-term trend in Argentina, Brazil, India and

Indonesia, but is well below trend (suggesting ample spare capacity) in

Hungary, the Czech Republic, Russia and South Africa. China s growth has also

been slightly below trend. An economy s potential growth rate may have

increased over time, thanks to reforms. However, tight labour markets (our

third indicator) confirm that several economies have been growing unsustainably

fast. In Argentina, Brazil, Indonesia and Hong Kong unemployment is well below

its ten-year average. Brazil s jobless rate is at a record low and wages are

accelerating.

Our interactive index ranks these 27 emerging economies across all six

individual indicators

The fourth symptom of overheating, and one of the most important, is excessive

credit expansion, which can lead to asset bubbles as well as inflation. The

best measure of excess credit is the difference between the growth rate in bank

credit and nominal GDP. It is normal for bank lending to grow a bit faster than

GDP in an emerging economy as the financial sector develops, but credit is

outpacing GDP by an alarming margin in Argentina, Brazil, Hong Kong and Turkey.

Lending to the private sector has increased by around 20% more than nominal GDP

over the past year in both Turkey and Hong Kong. But not all emerging economies

are awash with liquidity. In ten of the 27 countries, including Russia, South

Africa, Egypt and Chile, credit is growing more slowly than GDP. The growth

rate in China s bank lending has halved over the past year or so, and is now

broadly in line with GDP growth.

Our fifth indicator is the real rate of interest, which is negative in over

half of the economies. That may be appropriate where demand is weak but in

rapidly growing economies, such as Argentina, India, Vietnam and Hong Kong,

negative real rates are fuelling faster credit growth and inflation. At the

other extreme, Brazil s real interest rate of almost 6% is among the highest in

the world. China s benchmark lending rate is slightly positive but this

understates the extent of its recent monetary tightening: the central bank has

also sharply raised banks reserve requirements and capped credit growth.

Mercury rising

Our final temperature gauge is the external balance. A widening current-account

deficit can be a classic sign of overheating, as domestic demand outpaces

supply. Turkey looks particularly worrying, with its deficit expected to jump

to 8% of GDP this year, up from 2% in 2009. Rising current-account deficits in

Brazil and India also suggest domestic demand is growing too fast.

Adding up the six scores reveals seven hotspots where most of the indicators

are flashing red: Argentina, Brazil, Hong Kong, India, Indonesia, Turkey and

Vietnam. Argentina is the only economy where all six indicators are on red, but

Brazil and India are not far behind. China, often the focus of concerns about

overheating, is well down the rankings in the amber zone, partly thanks to more

aggressive monetary tightening. Russia, Mexico and South Africa are in the

green zone, suggesting little risk of overheating.

Red-hot economies with negative real interest rates need to raise them. Fiscal

policy is also too loose in many places. Budget deficits have been reduced

slightly since 2009 but this is largely because strong growth has boosted tax

revenues. On a general-government definition, six of the seven are still

running quite large deficits (8% of GDP in India, for example); only Hong Kong

s government is in surplus. Given that their economies are booming, all of them

should arguably be running a surplus. Drivers who ignore red warning lights on

the dashboard risk a serious breakdown.

from the print edition | Finance and Economics