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Title: One Lesson in Economics
Author: anonymous
Date: 1/1/1963
Language: en
Topics: Mutualism, economics

anonymous

One Lesson in Economics

Part One

THE LESSON

Chapter One

THE LESSON

Economics is haunted by more fallacies than any other study known to

man. This is no accident. The inherent difficulties of the subject would

be great enough in any case, but they are multiplied a thousand fold by

a factor that is insignificant in, say, physics, mathematics or

medicine—the special pleading of selfish interests. While every group

has certain economic interests identical with those of all groups, every

group has also, as we shall see, interests antagonistic to those of all

other groups. While certain public policies would in the long run

benefit everybody, other policies would benefit one group only at the

expense of all other groups. The group that would benefit by such

policies, having such a direct interest in them, will argue for them

plausibly and persistently. It will hire the best buyable minds to

devote their whole time to presenting its case. And it will finally

either convince the general public that its case is sound, or so

befuddle it that clear thinking on the subject becomes next to

impossible.

In addition to these endless pleadings of self-interest, there is a

second main factor that spawns new economic fallacies every day. This is

the persistent tendency of men to see only the immediate effects of a

given policy, or its effects only on a special group, and to neglect to

inquire what the long-run effects of that policy will be not only on

that special group but on all groups. It is the fallacy of overlooking

secondary consequences.

In this lies almost the whole difference between good economics and bad.

The bad economist sees only what immediately strikes the eye; the good

economist also looks beyond. The bad economist sees only the direct

consequences of a proposed course; the good economist looks also at the

longer and indirect consequences. The bad economist sees only what the

effect of a given policy has been or will be on one particular group;

the good economist inquires also what the effect of the policy will be

on all groups.

The distinction may seem obvious. The precaution of looking for all the

consequences of a given policy to everyone may seem elementary. Doesn’t

everybody know, in his personal life, that there are all sorts of

indulgences delightful at the moment but disastrous in the end? Doesn’t

every little boy know that if he eats enough candy he will get sick?

Doesn’t the fellow who gets drunk know that he will wake up next morning

with a ghastly stomach and a horrible head? Doesn’t the dipsomaniac know

that he is ruining his liver and shortening his life? Doesn’t the Don

Juan know that he is letting himself in for every sort of risk, from

blackmail to disease? Finally, to bring it to the economic though still

personal realm, do not the idler and the spendthrift know, even in the

midst of their glorious fling, that they are heading for a future of

debt and poverty?

Yet when we enter the field of public economics, these elementary truths

are ignored. There are men regarded today as brilliant economists, who

deprecate saving and recommend squandering on a national scale as the

way of economic salvation; and when anyone points to what the

consequences of these policies will be in the long run, they reply

flippantly, as might the prodigal son of a warning father: “In the long

run we are all dead.” And such shallow wisecracks pass as devastating

epigrams and the ripest wisdom.

But the tragedy is that, on the contrary, we are already suffering the

long-run consequences of the policies of the remote or recent past.

Today is already the tomorrow which the bad economist yesterday urged us

to ignore. The long-run consequences of some economic policies may

become evident in a few months. Others may not become evident for

several years. Still others may not become evident for decades. But in

every case those long-run consequences are contained in the policy as

surely as the hen was in the egg, the flower in the seed.

From this aspect, therefore, the whole of economics can be reduced to a

single lesson, and that lesson can be reduced to a single sentence. The

art of economics consists in looking not merely at the immediate but at

the longer effects of any act or policy; it consists in tracing the

consequences of that policy not merely for one group but for all groups.

2

Nine-tenths of the economic fallacies that are working such dreadful

harm in the world today are the result of ignoring this lesson. Those

fallacies all stem from one of two central fallacies, or both: that of

looking only at the immediate consequences of an act or proposal, and

that of looking at the consequences only for a particular group to the

neglect of other groups.

It is true, of course, that the opposite error is possible. In

considering a policy we ought not to concentrate only on its long-run

results to the community as a whole. This is the error often made by the

classical economists. It resulted in a certain callousness toward the

fate of groups that were immediately hurt by policies or developments

which proved to be beneficial on net balance and in the long run.

But comparatively few people today make this error; and those few

consist mainly of professional economists. The most frequent fallacy by

far today, the fallacy that emerges again and again in nearly every

conversation that touches on economic affairs, the error of a thousand

political speeches, the central sophism of the “new” economics, is to

concentrate on the short-run effects of policies on special groups and

to ignore or belittle the long-run effects on the community as a whole.

The “new” economists flatter themselves that this is a great, almost a

revolutionary advance over the methods of the “classical” or “orthodox”

economists, because the former take into consideration short-run effects

which the latter often ignored. But in themselves ignoring or slighting

the long run effects, they are making the far more serious error. They

overlook the woods in their precise and minute examination of particular

trees. Their methods and conclusions are often profoundly reactionary.

They are sometimes surprised to find themselves in accord with

seventeenth-century mercantilism. They fall, in fact, into all the

ancient errors (or would, if they were not so inconsistent) that the

classical economists, we had hoped, had once for all got rid of.

3

It is often sadly remarked that the bad economists present their errors

to the public better than the good economists present their truths. It

is often complained that demagogues can be more plausible in putting

forward economic nonsense from the platform than the honest men who try

to show what is wrong with it. But the basic reason for this ought not

to be mysterious. The reason is that the demagogues and bad economists

are presenting half-truths. They are speaking only of the immediate

effect of a proposed policy or its effect upon a single group. As far as

they go they may often be right. In these cases the answer consists in

showing that the proposed policy would also have longer and less

desirable effects, or that it could benefit one group only at the

expense of all other groups. The answer consists in supplementing and

correcting the half-truth with the other half. But to consider all the

chief effects of a proposed course on everybody often requires a long,

complicated, and dull chain of reasoning. Most of the audience finds

this chain of reasoning difficult to follow and soon becomes bored and

inattentive. The bad economists rationalize this intellectual debility

and laziness by assuring the audience that it need not even attempt to

follow the reasoning or judge it on its merits because it is only

“classicism” or “laissez faire” or “capitalist apologetics” or whatever

other term of abuse may happen to strike them as effective.

We have stated the nature of the lesson, and of the fallacies that stand

in its way, in abstract terms. But the lesson will not be driven home,

and the fallacies will continue to go unrecognized, unless both are

illustrated by examples. Through these examples we can move from the

most elementary problems in economics to the most complex and difficult.

Through them we can learn to detect and avoid first the crudest and most

palpable fallacies and finally some of the most sophisticated and

elusive. To that task we shall now proceed.

Part Two

THE LESSON APPLIED

Chapter Two

THE BROKEN WINDOW

Let us begin with the simplest illustration possible: let us, emulating

Bastiat, choose a broken pane of glass.

A young hoodlum, say, heaves a brick through the window of a baker’s

shop. The shopkeeper runs out furious, but the boy is gone. A crowd

gathers, and begins to stare with quiet satisfaction at the gaping hole

in the window and the shattered glass over the bread and pies. After a

while the crowd feels the need for philosophic reflection. And several

of its members are almost certain to remind each other or the baker

that, after all, the misfortune has its bright side. It will make

business for some glazier. As they begin to think of this they elaborate

upon it. How much does a new plate glass window cost? Fifty dollars?

That will be quite a sum. After all, if windows were never broken, what

would happen to the glass business? Then, of course, the thing is

endless. The glazier will have $50 more to spend with other merchants,

and these in turn will have $50 more to spend with still other

merchants, and so ad infinitum. The smashed window will go on providing

money and employment in ever-widening circles. The logical conclusion

from all this would be, if the crowd drew it, that the little hoodlum

who threw the brick, far from being a public menace, was a public

benefactor.

Now let us take another look. The crowd is at least right in its first

conclusion. This little act of vandalism will in the first instance mean

more business for some glazier. The glazier will be no unhappy to learn

of the incident than an undertaker to learn of a death. But the

shopkeeper will be out $50 that he was planning to spend for a new suit.

Because he has had to replace a window, he will have to go without the

suit (or some equivalent need or luxury). Instead of having a window and

$50 he now has merely a window. Or, as he was planning to buy the suit

that very afternoon, instead of having both a window and a suit he must

be content with the window and no suit. If we think of him as a part of

the community, the community has lost a new suit that might otherwise

have come into being, and is just that much poorer.

The glazier’s gain of business, in short, is merely the tailor’s loss of

business. No new “employment” has been added. The people in the crowd

were thinking only of two parties to the transaction, the baker and the

glazier. They had forgotten the potential third party involved, the

tailor. They forgot him precisely because he will not now enter the

scene. They will see the new window in the next day or two. They will

never see the extra suit, precisely because it will never be made. They

see only what is immediately visible to the eye.

Chapter Three

THE BLESSINGS OF DESTRUCTION

So we have finished with the broken window. An elementary fallacy.

Anybody, one would think, would be able to avoid it after a few moments’

thought. Yet the broken window fallacy, under a hundred disguises, is

the most persistent in the history of economics. It is more rampant now

than at any time in the past. It is solemnly reaffirmed every day by

great captains of industry, by chambers of commerce, by labor union

leaders, by editorial writers and newspaper columnists and radio

commentators, by learned statisticians using the most refined

techniques, by professors of economics in our best universities. In

their various ways they all dilate upon the advantages of destruction.

Though some of them would disdain to say that there are net benefits in

small acts of destruction, they see almost endless benefits in enormous

acts of destruction. They tell us how much better off economically we

all are in war than in peace. They see “miracles of production” which it

requires a war to achieve. And they see a post-war world made certainly

prosperous by an enormous “accumulated” or “backed-up” demand. In Europe

they joyously count the houses, the whole cities that have been leveled

to the ground and that “will have to be replaced.” In America they count

the houses that could not be built during the war, the nylon stockings

that could not be supplied, the worn-out automobiles and tires, the

obsolescent radios and refrigerators. They bring together formidable

totals.

It is merely our old friend, the broken-window fallacy, in new clothing,

and grown fat beyond recognition. This time it is supported by a whole

bundle of related fallacies. It confuses need with demand. The more war

destroys, the more it impoverishes, the greater is the postwar need.

Indubitably. But need is not demand. Effective economic demand requires

not merely need but corresponding purchasing power. The needs of China

today are incomparably greater than the needs of America. But its

purchasing power, and therefore the “new business” that it can

stimulate, are incomparably smaller.

But if we get past this point, there is a chance for another fallacy,

and the broken-windowites usually grab it. They think of “purchasing

power” merely in terms of money. Now money can be run off by the

printing press. As this is being written, in fact, printing money is the

world’s biggest industry—if the product is measured in monetary terms.

But the more money is turned out in this way, the more the value of any

given unit of money falls. This falling value can be measured in rising

prices of commodities. But as most people are so firmly in the habit of

thinking of their wealth and income in terms of money, they consider

themselves better off as these monetary totals rise, in spite of the

fact that in terms of things they may have less and buy less. Most of

the “good” economic results which people attribute to war are really

owing to wartime inflation. They could be produced just as well by an

equivalent peacetime inflation. We shall come back to this money

illusion later.

Now there is a half-truth in the “backed-up” demand fallacy, just as

there was in the broken-window fallacy. The broken window did make more

business for the glazier. The destruction of war will make more business

for the producers of certain things. The destruction of houses and

cities will make more business for the building and construction

industries. The inability to produce automobiles, radios, and

refrigerators during the war will bring about a cumulative post-war

demand for those particular products.

To most people this will seem like an increase in total demand, as it

may well be in terms of dollars of lower purchasing power. But what

really takes place is a diversion of demand to these particular products

from others. The people of Europe will build more new houses than

otherwise because they must. But when they build more houses they will

have just that much less manpower and productive capacity left over for

everything else. When they buy houses they will have just that much less

purchasing power for everything else. Wherever business is increased in

one direction, it must (except insofar as productive energies may be

generally stimulated by a sense of want and urgency) be correspondingly

reduced in another.

The war, in short, will change the post-war direction of effort; it will

change the balance of industries; it will change the structure of

industry. And this in time will also have its consequences. There will

be another distribution of demand when accumulated needs for houses and

other durable goods have been made up. Then these temporarily favored

industries will, relatively, have to shrink again, to allow other

industries filling other needs to grow.

It is important to keep in mind, finally, that there will not merely be

a difference in the pattern of post-war as compared with pre-war demand.

Demand will not merely be diverted from one commodity to another. In

most countries it will shrink in total amount.

This is inevitable when we consider that demand and supply are merely

two sides of the same coin. They are the same thing looked at from

different directions. Supply creates demand because at bottom it is

demand. The supply of the thing they make is all that people have, in

fact, to offer in exchange for the things they want. In this sense the

farmers’ supply of wheat constitutes their demand for automobiles and

other goods. The supply of motor cars constitutes the demand of the

people in the automobile industry for wheat and other goods. All this is

inherent in the modern division of labor and in an exchange economy.

This fundamental fact, it is true, is obscured for most people

(including some reputedly brilliant economists) through such

complications as wage payments and the indirect form in which virtually

all modern exchanges are made through the medium of money. John Stuart

Mill and other classical writers, though they sometimes failed to take

sufficient account of the complex consequences resulting from the use of

money, at least saw through the monetary veil to the underlying

realities. To that extent they were in advance of many of their

present-day critics, who are befuddled by money rather than instructed

by it. Mere inflation—that is, the mere issuance of more money, with the

consequence of higher wages and prices—may look like the creation of

more demand. But in terms of the actual production and exchange of real

things it is not. Yet a fall in post-war demand may be concealed from

many people by the illusions caused by higher money wages that are more

than offset by higher prices.

Post-war demand in most countries, to repeat, will shrink in absolute

amount as compared with pre-war demand because post-war supply will have

shrunk. This should be obvious enough in Germany and Japan, where scores

of great cities were leveled to the ground. The point, in short, is

plain enough when we make the case extreme enough. If England, instead

of being hurt only to the extent she was by her participation in the

war, had had all her great cities destroyed, all her factories destroyed

and almost all her accumulated capital and consumer goods destroyed, so

that her people had been reduced to the economic level of the Chinese,

few people would be talking about the great accumulated and backed-up

demand caused by the war. It would be obvious that buying power had been

wiped out to the same extent that productive power had been wiped out. A

runaway monetary inflation, lifting prices a thousand fold, might none

the less make the “national income” figures in monetary terms higher

than before the war. But those who would be deceived by that into

imagining themselves richer than before the war would be beyond the

reach of rational argument. Yet the same principles apply to a small war

destruction as to an overwhelming one.

There may be, it is true, offsetting factors. Technological discoveries

and advances during the war, for example, may increase individual or

national productivity at this point or that. The destruction of war

will, it is true, divert post-war demand from some channels into others.

And a certain number of people may continue to be deceived indefinitely

regarding their real economic welfare by rising wages and prices caused

by an excess of printed money. But the belief that a genuine prosperity

can be brought about by a “replacement demand” for things destroyed or

not made during the war is none the less a palpable fallacy.

Chapter Four

PUBLIC WORKS MEAN TAXES

There is no more persistent and influential faith in the world today

than the faith in government spending. Everywhere government spending is

presented as a panacea for all our economic ills. Is private industry

partially stagnant? We can fix it all by government spending. Is there

unemployment? That is obviously due to “insufficient private purchasing

power.” The remedy is just as obvious. All that is necessary is for the

government to spend enough to make up the “deficiency.”

An enormous literature is based on this fallacy, and, as so often

happens with doctrines of this sort, it has become part of an intricate

network of fallacies that mutually support each other. We cannot explore

that whole network at this point; we shall return to other branches of

it later. But we can examine here the mother fallacy that has given

birth to this progeny, the main stem of the network.

Everything we get, outside of the free gifts of nature, must in some way

be paid for. The world is full of so-called economists who in turn are

full of schemes for getting something for nothing. They tell us that the

government can spend and spend without taxing at all; that it can

continue to pile up debt without ever paying it off, because “we owe it

to ourselves.” We shall return to such extraordinary doctrines at a

later point. Here I am afraid that we shall have to be dogmatic, and

point out that such pleasant dreams in the past have always been

shattered by national insolvency or a runaway inflation. Here we shall

have to say simply that all government expenditures must eventually be

paid out of the proceeds of taxation; that to put off the evil day

merely increases the problem, and that inflation itself is merely a

form, and a particularly vicious form, of taxation.

Having put aside for later consideration the network of fallacies which

rest on chronic government borrowing and inflation, we shall take it for

granted throughout the present chapter that either immediately or

ultimately every dollar of government spending must be raised through a

dollar of taxation. Once we look at the matter in this way, the supposed

miracles of government spending will appear in another light.

A certain amount of public spending is necessary to perform essential

government functions. A certain amount of public works—of streets and

roads and bridges and tunnels, of armories and navy yards, of buildings

to house legislatures, police and fire departments—is necessary to

supply essential public services. With such public works, necessary for

their own sake, and defended on that ground alone, I am not here

concerned. I am here concerned with public works considered as a means

of “providing employment” or of adding wealth to the community that it

would not otherwise have had.

A bridge is built. If it is built to meet an insistent public demand, if

it solves a traffic problem or a transportation problem otherwise

insoluble, if, in short, it is even more necessary than the things for

which the taxpayers would have spent their money if it had not been

taxed away from them, there can be no objection. But a bridge built

primarily “to provide employment” is a different kind of bridge. When

providing employment becomes the end, need becomes a subordinate

consideration. “Projects” have to he invented. Instead of thinking only

where bridges must be built, the government spenders begin to ask

themselves where bridges can be built. Can they think of plausible

reasons why an additional bridge should connect Easton and Weston? It

soon becomes absolutely essential. Those who doubt the necessity are

dismissed as obstructionists and reactionaries.

Two arguments are put forward for the bridge, one of which is mainly

heard before it is built, the other of which is mainly heard after it

has been completed. The first argument is that it will provide

employment. It will provide, say, 500 jobs for a year. The implication

is that these are jobs that would not otherwise have come into

existence.

This is what is immediately seen. But if we have trained ourselves to

look beyond immediate to secondary consequences, and beyond those who

are directly benefited by a government project to others who are

indirectly affected, a different picture presents itself. It is true

that a particular group of bridge workers may receive more employment

than otherwise. But the bridge has to be paid for out of taxes. For

every dollar that is spent on the bridge a dollar will be taken away

from taxpayers. If the bridge costs $1,000,000 the taxpayers will lose

$1,000,000. They will have that much taken away from them which they

would otherwise have spent on the things they needed most.

Therefore for every public job created by the bridge project a private

job has been destroyed somewhere else. We can see the men employed on

the bridge. We can watch them at work. The employment argument of the

government spenders becomes vivid, and probably for most people

convincing. But there are other things that we do not see, because,

alas, they have never been permitted to come into existence. They are

the jobs destroyed by the $1,000,000 taken from the taxpayers. All that

has happened, at best, is that there has been a diversion of jobs

because of the project. More bridge builders; fewer automobile workers,

radio technicians, clothing workers, farmers.

But then we come to the second argument. The bridge exists. It is, let

us suppose, a beautiful and not an ugly bridge. It has come into being

through the magic of government spending. Where would it have been if

the obstructionists and the reactionaries had had their way? There would

have been no bridge. The country would have been just that much poorer.

Here again the government spenders have the better of the argument with

all those who cannot see beyond the immediate range of their physical

eyes. They can see the bridge. But if they have taught themselves to

look for indirect as well as direct consequences they can once more see

in the eye of imagination the possibilities that have never been allowed

to come into existence. They can see the unbuilt homes, the unmade cars

and radios, the unmade dresses and coats, perhaps the unsold and ungrown

foodstuffs. To see these uncreated things requires a kind of imagination

that not many people have. We can think of these non-existent objects

once, perhaps, but we cannot keep them before our minds as we can the

bridge that we pass every working day. What has happened is merely that

one thing has been created instead of others.

2

The same reasoning applies, of course, to every other form of public

work. It applies just as well, for example, to the erection with public

funds of housing for people of low incomes. All that happens is that

money is taken away through taxes from families of higher income (and

perhaps a little from families of even lower income) to force them to

subsidize these selected families with low incomes and enable them to

live in better housing for the same rent or for lower rent than

previously.

I do not intend to enter here into all the pros and cons of public

housing. I am concerned only to point out the error in two of the

arguments most frequently put forward in favor of public housing. One is

the argument that it “creates employment”; the other that it creates

wealth which would not otherwise have been produced. Both of these

arguments are false, because they overlook what is lost through

taxation. Taxation for public housing destroys as many jobs in other

lines as it creates in housing. It also results in unbuilt private

homes, in unmade washing machines and refrigerators, and in lack of

innumerable other commodities and services.

And none of this is answered by the sort of reply which points out, for

example, that public housing does not have to be financed by a lump sum

capital appropriation, but merely by annual rent subsidies. This simply

means that the cost is spread over many years instead of being

concentrated in one. It also means that what is taken from the taxpayers

is spread over many years instead of being concentrated into one. Such

technicalities are irrelevant to the main point.

The great psychological advantage of the public housing advocates is

that men are seen at work on the houses when they are going up, and the

houses are seen when they are finished. People live in them, and proudly

show their friends through the rooms. The jobs destroyed by the taxes

for the housing are not seen, nor are the goods and services that were

never made. It takes a concentrated effort of thought and a new effort

each time the houses and the happy people in them are seen, to think of

the wealth that was not created instead. Is it surprising that the

champions of public housing should dismiss this, if it is brought to

their attention, as a world of imagination, as the objections of pure

theory, while they point to the public housing that exists? As a

character in Bernard Shaw’s Saint Joan replies when told of the theory

of Pythagoras that the earth is round and revolves around the sun: “What

an utter fool! Couldn’t he use his eyes?”

We must apply the same reasoning, once more, to great projects like the

Tennessee Valley Authority. Here, because of sheer size, the danger of

optical illusion is greater than ever. Here is a mighty dam, a

stupendous arc of steel and concrete, “greater than anything that

private capital could have built,” the fetish of photographers, the

heaven of socialists, the most often used symbol of the miracles of

public construction, ownership and operation. Here are mighty generators

and power houses. Here is a whole region lifted to a higher economic

level, attracting factories and industries that could not otherwise have

existed. And it is all presented, in the panegyrics of its partisans, as

a net economic gain without offsets.

We need not go here into the merits of the TVA or public projects like

it. But this time we need a special effort of the imagination, which few

people seem able to make, to look at the debit side of the ledger. If

taxes are taken from people and corporations, and spent in one

particular section of the country, why should it cause surprise, why

should it be regarded as a miracle, if that section becomes

comparatively richer? Other sections of the country, we should remember,

are then comparatively poorer. The thing so great that “private capital

could not have built it” has in fact been built by private capital—the

capital that was expropriated in taxes (or, if the money was borrowed,

that eventually must be expropriated in taxes). Again we must make an

effort of the imagination to see the private power plants, the private

homes, the typewriters and radios that were never allowed to come into

existence because of the money that was taken from people all over the

country to build the photogenic Norris Dam.

3

I have deliberately chosen the most favorable examples of public

spending schemes—that is, those that are most frequently and fervently

urged by the government spenders and most highly regarded by the public.

I have not spoken of the hundreds of boondoggling projects that are

invariably embarked upon the moment the main object is to “give jobs”

and “to put people to work.” For then the usefulness of the project

itself, as we have seen, inevitably becomes a subordinate consideration.

Moreover, the more wasteful the work, the more costly in manpower, the

better it becomes for the purpose of providing more employment. Under

such circumstances it is highly improbable that the projects thought up

by the bureaucrats will provide the same net addition to wealth and

welfare, per dollar expended, as would have been provided by the

taxpayers themselves, if they had been individually permitted to buy or

have made what they themselves wanted, instead of being forced to

surrender part of their earnings to the state.

Chapter Five

TAXES DISCOURAGE PRODUCTION

There is a still further factor which makes it improbable that the

wealth created by government spending will fully compensate for the

wealth destroyed by the taxes imposed to pay for that spending. It is

not a simple question, as so often supposed, of taking something out of

the nation’s right-hand pocket to put into its left-hand pocket. The

government spenders tell us, for example, that if the national income is

$200,000,000,000 (they are always generous in fixing this figure) then

government taxes of $50,000,000,000 a year would mean that only 25 per

cent of the national income was being transferred from private purposes

to public purposes. This is to talk as if the country were the same sort

of unit of pooled resources as a huge corporation, and as if all that

were involved were a mere bookkeeping transaction. The government

spenders forget that they are taking the money from A in order to pay it

to B. Or rather, they know this very well; but while they dilate upon

all the benefits of the process to B, and all the wonderful things he

will have which he would not have had if the money had not been

transferred to him, they forget the effects of the transaction on A. B

is seen; A is forgotten.

In our modern world there is never the same percentage of income tax

levied on everybody. The great burden of income taxes is imposed on a

minor percentage of the nation’s income; and these income taxes have to

be supplemented by taxes of other kinds. These taxes inevitably affect

the actions and incentives of those from whom they are taken. When a

corporation loses a hundred cents of every dollar it loses, and is

permitted to keep only 60 cents of every dollar it gains, and when it

cannot offset its years of losses against its years of gains, or cannot

do so adequately, its policies are affected. It does not expand its

operations, or it expands only those attended with a minimum of risk.

People who recognize this situation are deterred from starting new

enterprises. Thus old employers do not give more employment, or not as

much more as they might have; and others decide not to become employers

at all. Improved machinery and better-equipped factories come into

existence much more slowly than they otherwise would. The result in the

long run is that consumers are prevented from getting better and cheaper

products, and that real wages are held down.

There is a similar effect when personal incomes are taxed 50, 60, 75 and

90 per cent. People begin to ask themselves why they should work six,

eight or ten months of the entire year for the government, and only six,

four or two months for themselves and their families. If they lose the

whole dollar when they lose, but can keep only a dime of it when they

win, they decide that it is foolish to take risks with their capital. In

addition, the capital available for risk-taking itself shrinks

enormously. It is being taxed away before it can be accumulated. In

brief, capital to provide new private jobs is first prevented from

coming into existence, and the part that does come into existence is

then discouraged from starting new enterprises. The government spenders

create the very problem of unemployment that they profess to solve.

A certain amount of taxes is of course indispensable to carry on

essential government functions. Reasonable taxes for this purpose need

not hurt production much. The kind of government services then supplied

in return, which among other things safeguard production itself, more

than compensate for this. But the larger the percentage of the national

income taken by taxes the greater the deterrent to private production

and employment. When the total tax burden grows beyond a bearable size,

the problem of devising taxes that will not discourage and disrupt

production becomes insoluble.

Chapter Six

CREDIT DIVERTS PRODUCTION

Government “encouragement” to business is sometimes as much to be feared

as government hostility. This supposed encouragement often takes the

form of a direct grant of government credit or a guarantee of private

loans.

The question of government credit can often be complicated, because it

involves the possibility of inflation. We shall defer analysis of the

effects of inflation of various kinds until a later chapter. Here, for

the sake of simplicity, we shall assume that the credit we are

discussing is non-inflationary. Inflation, as we shall later see, while

it complicates the analysis, does not at bottom change the consequences

of the policies discussed.

The most frequent proposal of this sort in Congress is for more credit

to farmers. In the eyes of most Congressmen the farmers simply cannot

get enough credit. The credit supplied by private mortgage companies,

insurance companies or country banks is never “adequate.” Congress is

always finding new gaps that are not filled by the existing lending

institutions, no matter how many of these it has itself already brought

into existence. The farmers may have enough long-term credit or enough

short-term credit, but, it turns out, they have not enough

“intermediate” credit; or the interest rate is too high; or the

complaint is that private loans are made only to rich and

well-established farmers. So new lending institutions and new types of

farm loans are piled on top of each other by the legislature.

The faith in all these policies, it will be found, springs from two acts

of shortsightedness. One is to look at the matter only from the

standpoint of the farmers that borrow. The other is to think only of the

first half of the transaction.

Now all loans, in the eyes of honest borrowers, must eventually be

repaid. All credit is debt. Proposals for an increased volume of credit,

therefore, are merely another name for proposals for an increased burden

of debt. They would seem considerably less inviting if they were

habitually referred to by the second name instead of by the first.

We need not discuss here the normal loans that are made to farmers

through private sources. They consist of mortgages; of installment

credits for the purchase of automobiles, refrigerators, radios, tractors

and other farm machinery, and of bank loans made to carry the farmer

along until he is able to harvest and market his crop and get paid for

it. Here we need concern ourselves only with loans to farmers either

made directly by some government bureau or guaranteed by it.

These loans are of two main types. One is a loan to enable the farmer to

hold his crop off the market. This is an especially harmful type; but it

will be more convenient to consider it later when we come to the

question of government commodity controls. The other is a loan to

provide capital—often to set the farmer up in business by enabling him

to buy the farm itself, or a mule or tractor, or all three.

At first glance the case for this type of loan may seem a strong one.

Here is a poor family, it will be said, with no means of livelihood. It

is cruel and wasteful to put them on relief. Buy a farm for them; set

them up in business; make productive and self-respecting citizens of

them; let them add to the total national product and pay the loan off

out of what they produce. Or here is a farmer struggling along with

primitive methods of production because he has not the capital to buy

himself a tractor. Lend him the money for one; let him increase his

productivity; he can repay the loan out of the proceeds of his increased

crops. In that way you not only enrich him and put him on his feet; you

enrich the whole community by that much added output. And the loan,

concludes the argument, costs the government and the taxpayers less than

nothing, because it is “self-liquidating.”

Now as a matter of fact this is what happens every day under the

institution of private credit. If a man wishes to buy a farm, and has,

let us say, only half or a third as much money as the farm costs, a

neighbor or a savings bank will lend him the rest in the form of a

mortgage on the farm. If he wishes to buy a tractor, the tractor company

itself, or a finance company, will allow him to buy it for one-third of

the purchase price with the rest to be paid off in installments out of

earnings that the tractor itself will help to provide.

But there is a decisive difference between the loans supplied by private

lenders and the loans supplied by a government agency. Each private

lender risks his own funds. (A banker, it is true, risks the funds of

others that have been entrusted to him; but if money is lost he must

either make good out of his own funds or be forced out of business.)

When people risk their own funds they are usually careful in their

investigations to determine the adequacy of the assets pledged and the

business acumen and honesty of the borrower.

If the government operated by the same strict standards, there would be

no good argument for its entering the field at all. Why do precisely

what private agencies already do? But the government almost invariably

operates by different standards. The whole argument for its entering the

lending business, in fact, is that it will make loans to people who

could not get them from private lenders. This is only another way of

saying that the government lenders will take risks with other people’s

money (the taxpayers’) that private lenders will not take with their own

money. Sometimes, in fact, apologists will freely acknowledge that the

percentage of losses will be higher on these government loans than on

private loans. But they contend that this will be more than offset by

the added production brought into existence by the borrowers who pay

back, and even by most of the borrowers who do not pay back.

This argument will seem plausible only as long as we concentrate our

attention on the particular borrowers whom the government supplies with

funds, and overlook the people whom its plan deprives of funds. For what

is really being lent is not money, which is merely the medium of

exchange, but capital. (I have already put the reader on notice that we

shall postpone to a later point the complications introduced by an

inflationary expansion of credit.) What is really being lent, say, is

the farm or the tractor itself. Now the number of farms in existence is

limited, and so is the production of tractors (assuming, especially,

that an economic surplus of tractors is not produced simply at the

expense of other things). The farm or tractor that is lent to A cannot

be lent to B. The real question is, therefore, whether A or B shall get

the farm.

This brings us to the respective merits of A and B, and what each

contributes, or is capable of contributing, to production. A, let us

say, is the man who would get the farm if the government did not

intervene. The local banker or his neighbors know him and know his

record. They want to find employment for their funds. They know that he

is a good farmer and an honest man who keeps his word. They consider him

a good risk. He has already, perhaps, through industry, frugality and

foresight, accumulated enough cash to pay a fourth of the price of the

farm. They lend him the other three-fourths; and he gets the farm.

There is a strange idea abroad, held by all monetary cranks, that credit

is something a banker gives to a man. Credit, on the contrary, is

something a man already has. He has it, perhaps, because he already has

marketable assets of a greater cash value than the loan for which he is

asking. Or he has it because his character and past record have earned

it. He brings it into the bank with him. That is why the banker makes

him the loan. The banker is not giving something for nothing. He feels

assured of repayment. He is merely exchanging a more liquid form of

asset or credit for a less liquid form. Sometimes he makes a mistake,

and then it is not only the banker who suffers, but the whole community;

for values which were supposed to be produced by the lender are not

produced and resources are wasted.

Now it is to A, let us say, who has credit, that the banker would make

his loan. But the government goes into the lending business in a

charitable frame of mind because, as we saw, it is worried about B. B

cannot get a mortgage or other loans from private lenders because he

does not have credit with them. He has no savings; he has no impressive

record as a good farmer; he is perhaps at the moment on relief. Why not,

say the advocates of government credit, make him a useful and productive

member of society by lending him enough for a farm and a mule or tractor

and setting him up in business?

Perhaps in an individual case it may work out all right. But it is

obvious that in general the people selected by these government

standards will be poorer risks than the people selected by private

standards. More money will be lost by loans to them. There will be a

much higher percentage of failures among them. They will be less

efficient. More resources will be wasted by them. Yet the recipients of

government credit will get their farms and tractors at the expense of

what otherwise would have been the recipients of private credit. Because

B has a farm, A will be deprived of a farm. A may be squeezed out either

because interest rates have gone up as a result of the government

operations, or because farm prices have been forced up as a result of

them, or because there is no other farm to be had in his neighborhood.

In any case the net result of government credit has not been to increase

the amount of wealth produced by the community but to reduce it, because

the available real capital (consisting of actual farms, tractors, etc.)

has been placed in the hands of the less efficient borrowers rather than

in the hands of the more efficient and trustworthy.

2

The case becomes even clearer if we turn from farming to other forms of

business. The proposal is frequently made that the government ought to

assume the risks that are “too great for private industry.” This means

that bureaucrats should be permitted to take risks with the tax payers’

money that no one is willing to take with his own.

Such a policy would lead to evils of many different kinds. It would lead

to favoritism: to the making of loans to friends, or in return for

bribes. It would inevitably lead to scandals. It would lead to

recriminations whenever the taxpayers’ money was thrown away on

enterprises that failed. It would increase the demand for socialism:

for, it would properly be asked, if the government is going to bear the

risks, why should it not also get the profits? What justification could

there possibly be, in fact, for asking the taxpayers to take the risks

while permitting private capitalists to keep the profits? (This is

precisely, however, as we shall later see, what we already do in the

case of “non-recourse” government loans to farmers.)

But we shall pass over all these evils for the moment, and concentrate

on just one consequence of loans of this type. This is that they will

waste capital and reduce production. They will throw the available

capital into bad or at best dubious projects. They will throw it into

the hands of persons who are less competent or less trustworthy than

those who would otherwise have got it. For the amount of real capital at

any moment (as distinguished from monetary tokens run off on a printing

press) is limited. What is put into the hands of B cannot be put into

the hands of A.

People want to invest their own capital. But they are cautious. They

want to get it back. Most lenders, therefore, investigate any proposal

carefully before they risk their own money in it. They weigh the

prospect of profits against the chances of loss. They may sometimes make

mistakes. But for several reasons they are likely to make fewer mistakes

than government lenders. In the first place, the money is either their

own or has been voluntarily entrusted to them. In the case of

government-lending the money is that of other people, and it has been

taken from them, regardless of their personal wish, in taxes. The

private money will be invested only where repayment with interest or

profit is definitely expected. This is a sign that the persons to whom

the money has been lent will be expected to produce things for the

market that people actually want. The government money, on the other

hand, is likely to be lent for some vague general purpose like “creating

employment;” and the more inefficient the work—that is, the greater the

volume of employment it requires in relation to the value of product—the

more highly thought of the investment is likely to be.

The private lenders, moreover, are selected by a cruel market test. If

they make bad mistakes they lose their money and have no more money to

lend. It is only if they have been successful in the past that they have

more money to lend in the future. Thus private lenders (except the

relatively small proportion that have got their funds through

inheritance) are rigidly selected by a process of survival of the

fittest. The government lenders, on the other hand, are either those who

have passed civil service examinations, and know how to answer

hypothetical questions hypothetically, or they are those who can give

the most plausible reasons for making loans and the most plausible

explanations of why it wasn’t their fault that the loans failed. But the

net result remains: private loans will utilize existing resources and

capital far better than government loans. Government loans will waste

far more capital and resources than private loans. Government loans, in

short, as compared with private loans, will reduce production, not

increase it.

The proposal for government loans to private individuals or projects, in

brief, sees B and forgets A. It sees the people in whose hands the

capital is put; it forgets those who would otherwise have had it. It

sees the project to which capital is granted; it forgets the projects

from which capital is thereby withheld. It sees the immediate benefit to

one group; it overlooks the losses to other groups, and the net loss to

the community as a whole. It is one more illustration of the fallacy of

seeing only a special interest in the short run and forgetting the

general interest in the long run.

3

We remarked at the beginning of this chapter that government “aid” to

business is sometimes as much to be feared as government hostility. This

applies as much to government subsidies as to government loans. The

government never lends or gives anything to business that it does not

take away from business. One often hears New Dealers and other statists

boast about the way government “bailed business out” with the

Reconstruction Finance Corporation, the Home Owners Loan Corporation and

other government agencies in 1932 and later. But the government can give

no financial help to business that it does not first or finally take

from business. The government’s funds all come from taxes. Even the much

vaunted “government credit” rests on the assumption that its loans will

ultimately be repaid out of the proceeds of taxes. When the government

makes loans or subsidies to business, what it does is to tax successful

private business in order to support unsuccessful private business.

Under certain emergency circumstances there may be a plausible argument

for this, the merits of which we need not examine here. But in the long

run it does not sound like a paying proposition from the standpoint of

the country as a whole. And experience has shown that it isn’t.

Chapter Seven

THE CURSE OF MACHINERY

Among the most viable of all economic delusions is the belief that

machines on net balance create unemployment. Destroyed a thousand times,

it has risen a thousand times out of its own ashes as hardy and vigorous

as ever. Whenever there is a long-continued mass unemployment, machines

get the blame anew. This fallacy is still the basis of many labor union

practices. The public tolerates these practices because it either

believes at bottom that the unions are right, or is too confused to see

just why they are wrong.

The belief that machines cause unemployment, when held with any logical

consistency, leads to preposterous conclusions. Not only must we be

causing unemployment with every technological improvement we make today,

but primitive man must have started causing it with the first efforts he

made to save himself from needless toil and sweat.

To go no further back, let us turn to Adam Smith’s The Wealth of

Nations, published in 1776. The first chapter of this remarkable book is

called “Of the Division of Labor,” and on the second page of this first

chapter the author tells us that a workman unacquainted with the use of

machinery employed in pin-making “could scarce make one pin a day, and

certainly could not make twenty,” but that with the use of this

machinery he can make 4,800 pins a day. So already, alas, in Adam

Smith’s time, machinery had thrown from 240 to 4,800 pin makers out of

work for every one it kept. In the pin-making industry there was

already, if machines merely throw men out of jobs, 99.98 per cent

unemployment. Could things be blacker?

Things could be blacker, for the Industrial Revolution was just in its

infancy. Let us look at some of the incidents and aspects of that

revolution. Let us see, for example, what happened in the stocking

industry. New stocking frames as they were introduced were destroyed by

the handicraft workmen (over 1,000 in a single riot), houses were

burned, the inventors were threatened and obliged to fly for their

lives, and order was not finally restored until the military had been

called out and the leading rioters had been either transported or

hanged.

Now it is important to bear in mind that insofar as the rioters were

thinking of their own immediate or even longer futures their opposition

to the machine was rational. For William Felkin, in his History of the

Machine-Wrought Hosiery Manufactures (1867), tells us that the larger

part of the 50,000 English stocking knitters and their families did not

fully emerge from the hunger and misery entailed by the introduction of

the machine for the next forty years. But insofar as the rioters

believed, as most of them undoubtedly did, that the machine was

permanently displacing men, they were mistaken, for before the end of

the nineteenth century the stocking industry was employing at least a

hundred men for every man it employed at the beginning of the century.

Arkwright invented his cotton-spinning machinery in 1760. At that time

it was estimated that there were in England 5,200 spinners using

spinning wheels, and 2,700 weavers—in all, 7,900 persons engaged in the

production of cotton textiles. The introduction of Arkwright’s invention

was opposed on the ground that it threatened the livelihood of the

workers, and the opposition had to be put down by force. Yet in

1787—twenty-seven years after the invention appeared—a parliamentary

inquiry showed that the number of persons actually engaged in the

spinning and weaving of cotton had risen from 7,900 to 320,000, an

increase of 4,400 per cent.

If the reader will consult such a book as Recent Economic Changes, by

David A. Wells, published in 1889, he will find passages that, except

for the dates and absolute amounts involved, might have been written by

our technophobes (if I may coin a needed word) of today. Let me quote a

few:

During the ten years from 1870 to 1880, inclusive, the British

mercantile marine increased its movement, in the matter of foreign

entries and clearances alone, to the extent of 22,000,000 tons ... yet

the number of men who were employed in effecting this great movement had

decreased in 1880, as compared with 1870, to the extent of about three

thousand (2,990 exactly). What did it? The introduction of

steam-hoisting machines and grain elevators upon the wharves and docks,

the employment of steam power, etc.

In 1873 Bessemer steel in England , where its price had not been

enhanced by protective duties, commanded $80 per ton; in 1886 it was

profitably manufactured and sold in the same country for less than $20

per ton. Within the same time the annual production capacity of a

Bessemer converter has been increased fourfold, with no increase but

rather a diminution of the involved labor.

The power capacity already being exerted by the steam engines of the

world in existence and working in the year 1887 has been estimated by

the Bureau of Statistics at Berlin as equivalent to that of 200,000,000

horses, representing approximately 1,000,000,000 men; or at least three

times the working population of the earth....

One would think that this last figure would have caused Mr. Wells to

pause, and wonder why there was any employment left in the world of 1889

at all; but he merely concluded, with restrained pessimism, that “under

such circumstances industrial overproduction ... may become chronic.”

In the depression of 1932, the game of blaming unemployment on the

machines started all over again. Within a few months the doctrines of a

group calling themselves the Technocrats had spread through the country

like a forest fire. I shall not weary the reader with a recital of the

fantastic figures put forward by this group or with corrections to show

what the real facts were. It is enough to say that the Technocrats

returned to the error in all its native purity that machines permanently

displace men except that, in their ignorance, they presented this error

as a new and revolutionary discovery of their own. It was simply one

more illustration of Santayana’s aphorism that those who cannot remember

the past are condemned to repeat it.

The Technocrats were finally laughed out of existence; but their

doctrine, which preceded them, lingers on. It is reflected in hundreds

of make-work rules and feather-bed practices by labor unions; and these

rules and practices are tolerated and even approved because of the

confusion on this point in the public mind.

Testifying on behalf of the United States Department of Justice before

the Temporary National Economic Committee (better known as the TNEC) in

March 1941, Corwin Edwards cited innumerable examples of such practices.

The electrical union in New York City was charged with refusal to

install electrical equipment made outside of New York State unless the

equipment was disassembled and reassembled at the job site. In Houston,

Texas, master plumbers and the plumbing union agreed that piping

prefabricated for installation would be installed by the union only if

the thread were cut off one end of the pipe and new thread were cut at

the job site. Various locals of the painters’ union imposed restrictions

on the use of spray-guns, restrictions in many cases designed merely to

make work by requiring the slower process of applying paint with a

brush. A local of the teamsters’ union required that every truck

entering the New York metropolitan area have a local driver in addition

to the driver already employed. In various cities the electrical union

required that if any temporary light or power was to be used on a

construction job there must be a full-time maintenance electrician, who

should not be permitted to do any electrical construction work. This

rule, according to Mr. Edwards, “often involves the hiring of a man who

spends his day reading or playing solitaire and does nothing except

throw a switch at the beginning and end of the day.”

One could go on to cite such make-work practices in many other fields.

In the railroad industry, the unions insist that firemen be employed on

types of locomotives that do not need them. In the theaters unions

insist on the use of scene shifters even in plays in which no scenery is

used. The musicians’ union requires so-called “stand-in” musicians or

even whole orchestras to be employed in many cases where only phonograph

records are needed.

2

One might pile up mountains of figures to show how wrong were the

technophobes of the past. But it would do no good unless we understood

clearly why they were wrong. For statistics and history are useless in

economics unless accompanied by a basic deductive understanding of the

facts—which means in this case an understanding of why the past

consequences of the introduction of machinery and other labor-saving

devices had to occur. Otherwise the technophobes will assert (as they do

in fact assert when you point out to them that the prophecies of their

predecessors turned out to be absurd): “That may have been all very well

in the past; but today conditions are fundamentally different; and now

we simply cannot afford to develop any more labor-saving machinery.”

Mrs. Eleanor Roosevelt, indeed, in a syndicated newspaper column of

September 19, 1945, wrote: “We have reached a point today where

labor-saving devices are good only when they do not throw the worker out

of his job.”

If it were indeed true that the introduction of laborsaving machinery is

a cause of constantly mounting unemployment and misery, the logical

conclusions to be drawn would be revolutionary, not only in the

technical field but for our whole concept of civilization. Not only

should we have to regard all further technical progress as a calamity;

we should have to regard all past technical progress with equal horror.

Every day each of us in his own capacity is engaged in trying to reduce

the effort it requires to accomplish a given result. Each of us is

trying to save his own labor, to economize the means required to achieve

his ends. Every employer, small as well as large seeks constantly to

gain his results more economically and efficiently—that is, by saving

labor. Every intelligent workman tries to cut down the effort necessary

to accomplish his assigned job. The most ambitious of us try tirelessly

to increase the results we can achieve in a given number of hours. The

technophobes, if they were logical and consistent, would have to dismiss

all this progress and ingenuity as not only useless but vicious. Why

should freight be carried from New York to Chicago by railroads when we

could employ enormously more men, for example, to carry it all on their

backs?

Theories as false as this are never held with logical consistency, but

they do great harm because they are held at all. Let us, therefore, try

to see exactly what happens when technical improvements and labor-saving

machinery are introduced. The details will vary in each instance,

depending upon the particular conditions that prevail in a given

industry or period. But we shall assume an example that involves the

main possibilities.

Suppose a clothing manufacturer learns of a machine that will make men’s

and women’s overcoats for half as much labor as previously. He installs

the machines and drops half his labor force.

This looks at first glance like a clear loss of employment. But the

machine itself required labor to make it; so here, as one offset, are

jobs that would not otherwise have existed. The manufacturer, however,

would have adopted the machine only if it had either made better suits

for half as much labor, or had made the same kind of suits at a smaller

cost. If we assume the latter, we cannot assume that the amount of labor

to make the machines was as great in terms of payrolls as the amount of

labor that the clothing manufacturer hopes to save in the long run by

adopting the machine; otherwise there would have been no economy, and he

would not have adopted it.

So there is still a net loss of employment to be accounted for. But we

should at least keep in mind the real possibility that even the first

effect of the introduction of labor-saving machinery may be to increase

employment on net balance; because it is usually only in the long run

that the clothing manufacturer expects to save money by adopting the

machine: it may take several years for the machine to “pay for itself.”

After the machine has produced economies sufficient to offset its cost,

the clothing manufacturer has more profits than before. (We shall assume

that he merely sells his coats for the same price as his competitors,

and makes no effort to undersell them.) At this point, it may seem,

labor has suffered a net loss of employment, while it is only the

manufacturer, the capitalist, who has gained. But it is precisely out of

these extra profits that the subsequent social gains must come. The

manufacturer must use these extra profits in at least one of three ways,

and possibly he will use part of them in all three: (1) he will use the

extra profits to expand his operations by buying more machines to make

more coats; or (2) he will invest the extra profits in some other

industry; or (3) he will spend the extra profits on increasing his own

consumption. Whichever of these three courses he takes, he will increase

employment.

In other words, the manufacturer, as a result of his economies, has

profits that he did not have before. Every dollar of the amount he has

saved in direct wages to former coat makers, he now has to pay out in

indirect wages to the makers of the new machine, or to the workers in

another capital industry, or to the makers of a new house or motor car

for himself, or of jewelry and furs for his wife. In any case (unless he

is a pointless hoarder) he gives indirectly as many jobs as he ceased to

give directly.

But the matter does not and cannot rest at this stage. If this

enterprising manufacturer effects great economies as compared with his

competitors, either he will begin to expand his operations at their

expense, or they will start buying the machines too. Again more work

will be given to the makers of the machines. But competition and

production will then also begin to force down the price of overcoats.

There will no longer be as great profits for those who adopt the new

machines. The rate of profit of the manufacturers using the new machine

will begin to drop, while the manufacturers who have still not adopted

the machine may now make no profit at all. The savings, in other words,

will begin to be passed along to the buyers of overcoats—to the

consumers.

But as overcoats are now cheaper, more people will buy them. This means

that, though it takes fewer people to make the same number of overcoats

as before, more overcoats are now being made than before. If the demand

for overcoats is what economists call “elastic”—that is, if a fall in

the price of overcoats causes a larger total amount of money to be spent

on overcoats than previously—then more people may be employed even in

making overcoats than before the new labor-saving machine was

introduced. We have already seen how this actually happened historically

with stockings and other textiles.

But the new employment does not depend on the elasticity of demand for

the particular product involved. Suppose that, though the price of

overcoats was almost cutting half—from a former price, say, of $50 to a

new price of $30-not a single additional coat was sold. The result would

be that while consumers were as well provided with new overcoats as

before, each buyer would now have $20 left over that he would not have

had left over before. He will therefore spend this $20 for something

else, and so provide increased employment in other lines.

In brief, on net balance machines, technological improvements, economies

and efficiency do not throw men out of work.

3

Not all inventions and discoveries, of course, are “labor-saving”

machines. Some of them, like precision instruments, like nylon, lucite,

plywood and plastics of all kinds, simply improve the quality of

products. Others, like the telephone or the airplane, perform operations

that direct human labor could not perform at all. Still others bring

into existence objects and services, such as X-rays, radios and

synthetic rubber that would otherwise not even exist. But in the

foregoing illustration we have taken precisely the kind of machine that

has been the special object of modern technophobia.

It is possible, of course, to push too far the argument that machines do

not on net balance throw men out of work. It is sometimes argued, for

example, that machines create more jobs than would otherwise have

existed. Under certain conditions this may be true. They can certainly

create enormously more jobs in particular trades. The eighteenth century

figures for the textile industries are a case in point. Their modern

counterparts are certainly no less striking. In 1910, 140,000 persons

were employed in the United States in the newly created auto mobile

industry. In 1920, as the product was improved and its cost reduced, the

industry employed 250,000. In 1930, as this product improvement and cost

reduction continued, employment in the industry was 380,000. In 1940 it

had risen to 450,000. By 1940, 35,000 people were employed in making

electric refrigerators, and 60,000 were in the radio industry. So it has

been in one newly created trade after another, as the invention was

improved and the cost reduced.

There is also an absolute sense in which machines may be said to have

enormously increased the number of jobs. The population of the world

today is three times as great as in the middle of the eighteenth

century, before the Industrial Revolution had got well under way.

Machines may be said to have given birth to this increased population;

for without the machines, the world would not have been able to support

it. Two out of every three of us, therefore, may be said to owe not only

our jobs but our very lives to machines.

Yet it is a misconception to think of the function or result of machines

as primarily one of creating jobs. The real result of the machine is to

increase production, to raise the standard of living, to increase

economic welfare. It is no trick to employ everybody, even (or

especially) in the most primitive economy. Full employment—very full

employment; long, weary, back-breaking employment—is characteristic of

precisely the nations that are most retarded industrially. Where full

employment already exists, new machines, inventions and discoveries

cannot—until there has been time for an increase in population-bring

more employment. They are likely to bring more unemployment (but this

time I am speaking of voluntary and not involuntary unemployment)

because people can now afford to work fewer hours, while children and

the over-aged no longer need to work.

What machines do, to repeat, is to bring an increase in production and

an increase in the standard of living. They may do this in either of two

ways. They do it by making goods cheaper for consumers (as in our

illustration of the overcoats), or they do it by increasing wages

because they increase the productivity of the workers. In other words,

they either increase money wages or, by reducing prices, they increase

the goods and services that the same money wages will buy. Sometimes

they do both. What actually happens will depend in large part upon the

monetary policy pursued in a country. But in any case, machines,

inventions and discoveries increase real wages.

4

A warning is necessary before we leave this subject. It was precisely

the great merit of the classical economists that they looked for

secondary consequences, that they were concerned with the effects of a

given economic policy or development in the long run and on the whole

community. But it was also their defect that, in taking the long view

and the broad view, they sometimes neglected to take also the short view

and the narrow view. They were too often inclined to minimize or to

forget altogether the immediate effects of developments on special

groups. We have seen, for example, that the English stocking knitters

suffered real tragedies as a result of the introduction of the new

stocking frames, one of the earliest inventions of the Industrial

Revolution.

But such facts and their modern counterparts have led some writers to

the opposite extreme of looking only at the immediate effects on certain

groups. Joe Smith is thrown out of a job by the introduction of some new

machine. “Keep your eye on Joe Smith,” these writers insist. “Never lose

track of Joe Smith.” But what they then proceed to do is to keep their

eyes only on Joe Smith, and to forget Tom Jones, who has just got a new

job in making the new machine, and Ted Brown, who has just got a job

operating one, and Daisy Miller, who can now buy a coat for half what it

used to cost her. And because they think only of Joe Smith, they end by

advocating reactionary and nonsensical policies.

Yes, we should keep at least one eye on Joe Smith. He has been thrown

out of a job by the new machine. Perhaps he can soon get another job,

even a better one. But perhaps, also, he has devoted many years of his

life to acquiring and improving a special skill for which the market no

longer has any use. He has lost this investment in himself, in his old

skill, just as his former employer, perhaps, has lost his investment in

old machines or processes suddenly rendered obsolete. He was a skilled

workman, and paid as a skilled workman. Now he has become overnight an

unskilled workman again, and can hope, for the present, only for the

wages of an unskilled workman, because the one skill he had is no longer

needed. We cannot and must not forget Joe Smith. His is one of the

personal tragedies that, as we shall see, are incident to nearly all

industrial and economic progress.

To ask precisely what course we should follow with Joe Smith—whether we

should let him make his own adjustment, give him separation pay or

unemployment compensation, put him on relief, or train him at government

expense for a new job—would carry us beyond the point that we are here

trying to illustrate. The central lesson is that we should try to see

all the main consequences of any economic policy or development—the

immediate effects on special groups, and the long-run effects on all

groups.

If we have devoted considerable space to this issue, it is because our

conclusions regarding the effects of new machinery, inventions and

discoveries on employment, production and welfare are crucial. If we are

wrong about these, there are few things in economics about which we are

likely to be right.

Chapter Eight

SPREAD-THE-WORK SCHEMES

I have referred to various union make-work and featherbed practices.

These practices, and the public toleration of them, spring from the same

fundamental fallacy as the fear of machines. This is the belief that a

more efficient way of doing a thing destroys jobs, and its necessary

corollary that a less efficient way of doing it creates them.

Allied to this fallacy is the belief that there is just a fixed amount

of work to be done in the world, and that, if we cannot add to this work

by thinking up more cumbersome ways of doing it, at least we can think

of devices for spreading it around among as large a number of people as

possible.

This error lies behind the minute subdivision of labor upon which unions

insist. In the building trades in large cities the subdivision is

notorious. Bricklayers are not allowed to use stones for a chimney: that

is the special work of stonemasons. An electrician cannot rip out a

board to fix a connection and put it back again: that is the special

job, no matter how simple it may be, of the carpenters. A plumber will

not remove or put back a tile incident to fixing a leak in the shower:

that is the job of a tile-setter.

Furious “jurisdictional” strikes are fought among unions for the

exclusive right to do certain types of borderline jobs. In a statement

recently prepared by the American railroads for the Attorney-General’s

Committee on Administrative Procedure, the roads gave innumerable

examples in which the National Railroad Adjustment Board had decided

that “each separate operation on the railroad, no matter how minute,

such as talking over a telephone or spiking or unspiking a switch, is so

far an exclusive property of a particular class of employee that if an

employee of another class, in the course of his regular duties, performs

such operations he must not only be paid an extra day’s wages for doing

so, but at the same time the furloughed or unemployed members of the

class held to be entitled to perform the operation must be paid a day’s

wages for not having been called upon to perform it.”

It is true that a few persons can profit at the expense of the rest of

us from this minute arbitrary subdivision of labor—provided it happens

in their case alone. But those who support it as a general practice fail

to see that it always raises production costs; that it results on net

balance in less work done and in fewer goods produced. The householder

who is forced to employ two men to do the work of one has, it is true,

given employment to one extra man. But he has just that much less money

left over to spend on something that would employ somebody else. Because

his bathroom leak has been repaired at double what it should have cost,

he decides not to buy the new sweater he wanted. “Labor” is no better

off, because a day’s employment of an unneeded tile-setter has meant a

day’s disemployment of a sweater knitter or machine handler. The

householder, however, is worse off. Instead of having a repaired shower

and a sweater, he has the shower and no sweater. And if we count the

sweater as part of the national wealth, the country is short one

sweater. This symbolizes the net result of the effort to make extra work

by arbitrary subdivision of labor.

But there are other schemes for “spreading the work,” often put forward

by union spokesmen and legislators. The most frequent of these is the

proposal to shorten the working week, usually by law. The belief that it

would “spread the work” and “give more jobs” was one of the main reasons

behind the inclusion of the penalty-overtime provision in the existing

Federal Wage-Hour Law. The previous legislation in the States,

forbidding the employment of women or minors for more, say, than

forty-eight hours a week, was based on the conviction that longer hours

were injurious to health and morale. Some of it was based on the belief

that longer hours were harmful to efficiency. But the provision in the

Federal law, that an employer must pay a worker a 50 per cent premium

above his regular hourly rate of wages for all hours worked in any week

above forty, was not based primarily on the belief that forty-five hours

a week, say, was injurious either to health or efficiency. It was

inserted partly in the hope of boosting the worker’s weekly income, and

partly in the hope that, by discouraging the employer from taking on

anyone regularly for more than forty hours a week, it would force him to

employ additional workers instead. At the time of writing this, there

are many schemes for “averting unemployment” by enacting a thirty-hour

week.

What is the actual effect of such plans, whether enforced by individual

unions or by legislation? The first is a reduction in the standard

working week from forty hours to thirty without any change in the hourly

rate of pay. The second is a reduction in the working week from forty

hours to thirty, but with a sufficient increase in hourly wage rates to

maintain the same weekly pay for the individual workers already

employed.

Let us take the first case. We assume that the working week is cut from

forty hours to thirty, with no change in hourly pay. If there is

substantial unemployment when this plan is put into effect, the plan

will no doubt provide additional jobs. We cannot assume that it will

provide sufficient additional jobs, however, to maintain the same

payrolls and the same number of man-hours as before, unless we make the

unlikely assumptions that in each industry there has been exactly the

same percentage of unemployment and that the new men and women employed

are no less efficient at their special tasks on the average than those

who had already been employed. But suppose we do make these assumptions.

Suppose we do assume that the right number of additional workers of each

skill is available, and that the new workers do not raise production

costs. What will be the result of reducing the working week from forty

hours to thirty (without any increase in hourly pay)?

Though more workers will be employed, each will be working fewer hours,

and there will, therefore, be no net increase in man-hours. It is

unlikely that there will be any significant increase in production.

Total payrolls and “purchasing power” will be no larger. All that will

have happened, even under the most favorable assumptions (which would

seldom be realized) is that the workers previously employed will

subsidize, in effect, the workers previously unemployed. For in order

that the new workers will individually receive three-fourths as many

dollars a week as the old workers used to receive, the old workers will

themselves now individually receive only three-fourths as many dollars a

week as previously. It is true that the old workers will now work fewer

hours; but this purchase of more leisure at a high price is presumably

not a decision they have made for its own sake: it is a sacrifice made

to provide others with jobs.

The labor union leaders who demand shorter weeks to “spread the work”

usually recognize this, and therefore they put the proposal forward in a

form in which everyone is supposed to eat his cake and have it too.

Reduce the working week from forty hours to thirty, they tell us, to

provide more jobs; but compensate for the shorter week by increasing the

hourly rate of pay by 33 1/3 per cent. The workers employed, say, were

previously getting an average of $40 a week for forty hours work; in

order that they may still get $40 for only thirty hours work, the hourly

rate of pay must be advanced to an average of $1.33 1/3.

What would be the consequences of such a plan? The first and most

obvious consequence would be to raise costs of production. If we assume

that the workers, when previously employed for forty hours, were getting

less than the level of production costs, prices and profits made

possible, then they could have got the hourly increase without reducing

the length of the working week. They could, in other words, have worked

the same number of hours and got their total weekly incomes increased by

one-third, instead of merely getting, as they are under the new

thirty-hour week, the same weekly income as before. But if, under the

forty-hour week, the workers were already getting as high a wage as the

level of production costs and prices made possible (and the very

unemployment they are trying to cure may be a sign that they were

already getting even more than this), then the increase in production

costs as a result of the 33 1/3 per cent increase in hourly wage rates

will be much greater than the existing state of prices, production and

costs can stand.

The result of the higher wage rate, therefore, will be a much greater

unemployment than before. The least efficient firms will be thrown out

of business, and the least efficient workers will be thrown out of jobs.

Production will be reduced all around the circle. Higher production

costs and scarcer supplies will tend to raise prices, so that workers

can buy less with the same dollar wages; on the other hand, the

increased unemployment will shrink demand and hence tend to lower

prices. What ultimately happens to the prices of goods will depend upon

what monetary policies are then followed. But if a policy of monetary

inflation is pursued, to enable prices to rise so that the increased

hourly wages can be paid, this will merely be a disguised way of

reducing real wage rates, so that these will return, in terms of the

amount of goods they can purchase, to the same real rate as before. The

result would then be the same as if the working week had been reduced

without an increase in hourly wage rates. And the results of that have

already been discussed.

The spread-the-work schemes, in brief, rest on the same sort of illusion

that we have been considering. The people who support such schemes think

only of the employment they would provide for particular persons or

groups; they do not stop to consider what their whole effect would be on

everybody.

The spread-the-work schemes rest also, as we began by pointing out, on

the false assumption that there is just a fixed amount of work to be

done. There could be no greater fallacy. There is no limit to the amount

of work to be done as long as any human need or wish that work could

fill remains unsatisfied. In a modern exchange economy, the most work

will be done when prices, costs and wages are in the best relations to

each other. What these relations are we shall later consider.

Chapter Nine

DISBANDING TROOPS AND BUREAUCRATS

When, after every great war, it is proposed to demobilize the armed

forces, there is always a great fear that there will not be enough jobs

for these forces and that in consequence they will be unemployed. It is

true that, when millions of men are suddenly released, it may require

time for private industry to reabsorb them—though what has been chiefly

remarkable in the past has been the speed, rather than the slowness,

with which this was accomplished. The fears of unemployment arise

because people look at only one side of the process.

They see soldiers being turned loose on the labor market. Where is the

“purchasing power” going to come from to employ them? If we assume that

the public budget is being balanced, the answer is simple. The

government will cease to support the soldiers. But the taxpayers will be

allowed to retain the funds that were previously taken from them in

order to support the soldiers. And the tax payers will then have

additional funds to buy additional goods. Civilian demand, in other

words, will be increased, and will give employment to the added labor

force represented by the soldiers.

If the soldiers have been supported by an unbalanced budget—that is, by

government borrowing and other forms of deficit financing—the case is

somewhat different. But that raises a different question: we shall

consider the effects of deficit financing in a later chapter. It is

enough to recognize that deficit financing is irrelevant to the point

that has just been made; for if we assume that there is any advantage in

a budget deficit, then precisely the same budget deficit could be

maintained as before by simply reducing taxes by the amount previously

spent in supporting the wartime army.

But the demobilization will not leave us economically just where we were

before it started. The soldiers previously supported by civilians will

not become merely civilians supported by other civilians. They will

become self-supporting civilians. If we assume that the men who would

otherwise have been retained in the armed forces are no longer needed

for defense, then their retention would have been sheer waste. They

would have been unproductive. The taxpayers, in return for supporting

them, would have got nothing. But now the taxpayers turn over this part

of their funds to them as fellow civilians in return for equivalent

goods or services. Total national production, the wealth of everybody,

is higher.

2

The same reasoning applies to civilian government officials whenever

they are retained in excessive numbers and do not perform services for

the community reasonably equivalent to the remuneration they receive.

Yet whenever any effort is made to cut down the number of unnecessary

officeholders the cry is certain to be raised that this action is

“deflationary.” Would you remove the “purchasing power” from these

officials? Would you injure the landlords and tradesmen who depend on

that purchasing power? You are simply cutting down “the national income”

and helping to bring about or intensify a depression.

Once again the fallacy comes from looking at the effects of this action

only on the dismissed officeholders themselves and on the particular

tradesmen who depend upon them. Once again it is forgotten that, if

these bureaucrats are not retained in office, the taxpayers will be

permitted to keep the money that was formerly taken from them for the

support of the bureaucrats. Once again it is forgotten that the

taxpayers’ income and purchasing power go up by at least as much as the

income and purchasing power of the former officeholders go down. If the

particular shopkeepers who formerly got the business of these

bureaucrats lose trade, other shopkeepers elsewhere gain at least as

much. Washington is less prosperous, and can, perhaps, support fewer

stores; but other towns can support more.

Once again, however, the matter does not end there. The country is not

merely as well off without the superfluous officeholders as it would

have been had it retained them. It is much better off. For the

officeholders must now seek private jobs or set up private businesses.

And the added purchasing power of the taxpayers, as we noted in the case

of the soldiers, will encourage this. But the officeholders can take

private jobs only by supplying equivalent services to those who provide

the jobs—or, rather, to the customers of the employers who provide the

jobs. Instead of being parasites, they become productive men and women.

I must insist again that in all this I am not talking of public

officeholders whose services are really needed. Necessary policemen,

firemen, street cleaners, health officers, judges, legislators and

executives perform productive services as important as those of anyone

in private industry. They make it possible for private industry to

function in an atmosphere of law, order, freedom and peace. But their

justification consists in the utility of their services. It does not

consist in the “purchasing power” they possess by virtue of being on the

public payroll.

This “purchasing power” argument is, when one considers it seriously,

fantastic. It could just as well apply to a racketeer or a thief who

robs you. After he takes your money he has more purchasing power. He

supports with it bars, restaurants, night clubs, tailors, perhaps

automobile workers. But for every job his spending provides, your own

spending must provide one less, because you have that much less to

spend. Just so the tax payers provide one less job for every job

supplied by the spending of officeholders. When your money is taken by a

thief, you get nothing in return. When your money is taken through taxes

to support needless bureaucrats, precisely the same situation exists. We

are lucky, indeed, if the needless bureaucrats are mere easy-going

loafers. They are more likely today to be energetic reformers busily

discouraging and disrupting production.

When we can find no better argument for the retention of any group of

officeholders than that of retaining their purchasing power, it is a

sign that the time has come to get rid of them.

Chapter Ten

THE FETISH OF FULL EMPLOYMENT

The economic goal of any nation, as of any individual, is to get the

greatest results with the least effort. The whole economic progress of

mankind has consisted in getting more production with the same labor. It

is for this reason that men began putting burdens on the backs of mules

instead of on their own; that they went on to invent the wheel and the

wagon, the railroad and the motor truck. It is for this reason that men

used their ingenuity to develop a hundred thousand labor-saving

inventions.

All this is so elementary that one would blush to state it if it were

not being constantly forgotten by those who coin and circulate the new

slogans. Translated into national terms, this first principle means that

our real objective is to maximize production. In doing this, full

employment—that is, the absence of involuntary idleness becomes a

necessary by-product. But production is the end, employment merely the

means. We cannot continuously have the fullest production without full

employment. But we can very easily have full employment without full

production.

Primitive tribes are naked, and wretchedly fed and housed, but they do

not suffer from unemployment. China and India are incomparably poorer

than ourselves, but the main trouble from which they suffer is primitive

production methods (which are both a cause and a consequence of a

shortage of capital) and not unemployment. Nothing is easier to achieve

than full employment, once it is divorced from the goal of full

production and taken as an end in itself. Hitler provided full

employment with a huge armament program. The war provided full

employment for every nation involved. The slave labor in Germany had

full employment. Prisons and chain gangs have full employment. Coercion

can always provide full employment.

Yet our legislators do not present Full Production bills in Congress but

Full Employment bills. Even committees of business men recommend “a

President’s Commission on Full Employment,” not on Full Production, or

even on Full Employment and Full Production. Everywhere the means is

erected into the end, and the end itself is for gotten.

Wages and employment are discussed as if they had no relation to

productivity and output. On the assumption that there is only a fixed

amount of work to be done, the conclusion is drawn that a thirty-hour

week will provide more jobs and will therefore be preferable to a

forty-hour week. A hundred make-work practices of labor unions are

confusedly tolerated. When a Petrillo threatens to put a radio station

out of business unless it employs twice as many musicians as it needs,

he is supported by part of the public because he is after all merely

trying to create jobs. When we had our WPA, it was considered a mark of

genius for the administrators to think of projects that employed the

largest number of men in relation to the value of the work performed—in

other words, in which labor was least efficient.

It would be far better, if that were the choice—which it isn’t—to have

maximum production with part of the population supported in idleness by

undisguised relief than to provide “full employment” by so many forms of

disguised make-work that production is disorganized. The progress of

civilization has meant the reduction of employment, not its increase. It

is because we have become increasingly wealthy as a nation that we have

been able virtually to eliminate child labor, to remove the necessity of

work for many of the aged and to make it unnecessary for millions of

women to take jobs. A much smaller proportion of the American population

needs to work than that, say, of China or of Russia. The real question

is not whether there will be 50,000,000 or 60,000,000 jobs in America in

1950, but how much shall we produce, and what, in consequence, will be

our standard of living? The problem of distribution, on which all the

stress is being put today, is after all more easily solved the more

there is to distribute.

We can clarify our thinking if we put our chief emphasis where it

belongs—on policies that will maximize production.

Chapter Eleven

WHO’S “PROTECTED” BY TARIFFS?

A mere recital of the economic policies of governments all over the

world is calculated to cause any serious student of economics to throw

up his hands in despair. What possible point can there be, he is likely

to ask, in discussing refinements and advances in economic theory, when

popular thought and the actual policies of governments, certainly in

everything connected with international relations, have not yet caught

up with Adam Smith? For present-day tariff and trade policies are not

only as bad as those in the seventeenth and eighteenth centuries, but

incomparably worse. The real reasons for those tariffs and other trade

barriers are the same, and the pretended reasons are also the same.

In the century and three-quarters since The Wealth of Nations appeared,

the case for free trade has been stated thousands of times, but perhaps

never with more direct simplicity and force than it was stated in that

volume. In general Smith rested his case on one fundamental proposition:

“In every country it always is and must be the interest of the great

body of the people to buy whatever they want of those who sell it

cheapest.” “The proposition is so very manifest,” Smith continued, “that

it seems ridiculous to take any pains to prove it; nor could it ever

have been called in question, had not the interested sophistry of

merchants and manufacturers confounded the common-sense of mankind.”

From another point of view, free trade was considered as one aspect of

the specialization of labor:

It is the maxim of every prudent master of a family, never to attempt to

make at home what it will cost him more to make than to buy. The tailor

does not attempt to make his own shoes, but buys them of the shoemaker.

The shoemaker does not attempt to make his own clothes, but employs a

tailor. The farmer attempts to make neither the one nor the other, but

employs those different artificers. All of them find it for their

interest to employ their whole industry in a way in which they have some

advantage over their neighbors, and to purchase with a part of its

produce, or what is the same thing, with the price of a part of it,

whatever else they have occasion for. What is prudence in the conduct of

every private family can scarce be folly in that of a great kingdom.

But what ever led people to suppose that what was prudence in the

conduct of every private family could be folly in that of a great

kingdom? It was a whole network of fallacies, out of which mankind has

still been unable to cut its way. And the chief of them was the central

fallacy with which this book is concerned. It was that of considering

merely the immediate effects of a tariff on special groups, and

neglecting to consider its long-run effects on the whole community.

2

An American manufacturer of woolen sweaters goes to Congress or to the

State Department and tells the committee or officials concerned that it

would be a national disaster for them to remove or reduce the tariff on

British sweaters. He now sells his sweaters for $15 each, but English

manufacturers could sell their sweaters of the same quality for $10. A

duty of $5, therefore, is needed to keep him in business. He is not

thinking of himself, of course, but of the thousand men and women he

employs, and of the people to whom their spending in turn gives

employment. Throw them out of work, and you create unemployment and a

fall in purchasing power, which would spread in ever-widening circles.

And if he can prove that he really would be forced out of business if

the tariff were removed or reduced, his argument against that action is

regarded by Congress as conclusive.

But the fallacy comes from looking merely at this manufacturer and his

employees, or merely at the American sweater industry. It comes from

noticing only the results that are immediately seen, and neglecting the

results that are not seen because they are prevented from coming into

existence.

The lobbyists for tariff protection are continually putting forward

arguments that are not factually correct. But let us assume that the

facts in this case are precisely as the sweater manufacturer has stated

them. Let us assume that a tariff of $5 a sweater is necessary for him

to stay in business and provide employment at sweater-making for his

workers.

We have deliberately chosen the most unfavorable example of any for the

removal of a tariff. We have not taken an argument for the imposition of

a new tariff in order to bring a new industry into existence, but an

argument for the retention of a tariff that has already brought an

industry into existence, and cannot be repealed without hurting

somebody.

The tariff is repealed; the manufacturer goes out of business; a

thousand workers are laid off; the particular tradesmen whom they

patronized are hurt. This is the immediate result that is seen. But

there are also results which, while much more difficult to trace, are no

less immediate and no less real. For now sweaters that formerly cost $15

apiece can be bought for $10. Consumers can now buy the same quality of

sweater for less money, or a much better one for the same money. If they

buy the same quality of sweater, they not only get the sweater, but they

have $5 left over, which they would not have had under the previous

conditions, to buy something else. With the $10 that they pay for the

imported sweater they help employment—as the American manufacturer no

doubt predicted—in the sweater industry in England. With the $5 left

over they help employment in any number of other industries in the

United States.

But the results do not end there. By buying English sweaters they

furnish the English with dollars to buy American goods here. This, in

fact (if I may here disregard such complications as multilateral

exchange, loans, credits, gold movements, etc. which do not alter the

end result) is the only way in which the British can eventually make use

of these dollars. Because we have permitted the British to sell more to

us, they are now able to buy more from us. They are, in fact, eventually

forced to buy more from us if their dollar balances are not to remain

perpetually unused. So, as a result of letting in more British goods, we

must export more American goods. And though fewer people are now

employed in the American sweater industry, more people are employed—and

much more efficiently employed—in, say, the American automobile or

washing-machine business. American employment on net balance has not

gone down, but American and British production on net balance has gone

up. Labor in each country is more fully employed in doing just those

things that it does best, instead of being forced to do things that it

does inefficiently or badly. Consumers in both countries are better off.

They are able to buy what they want where they can get it cheapest.

American consumers are better provided with sweaters, and British

consumers are better provided with motor cars and washing machines.

3

Now let us look at the matter the other way round, and see the effect of

imposing a tariff in the first place. Suppose that there had been no

tariff on foreign knit goods, that Americans were accustomed to buying

foreign sweaters without duty, and that the argument were then put

forward that we could bring a sweater industry into existence by

imposing a duty of $5 on sweaters.

There would be nothing logically wrong with this argument so far as it

went. The cost of British sweaters to the American consumer might

thereby be forced so high that American manufacturers would find it

profitable to enter the sweater business. But American consumers would

be forced to subsidize this industry. On every American sweater they

bought they would be forced in effect to pay a tax of $5 which would be

collected from them in a higher price by the new sweater industry.

Americans would be employed in a sweater industry who had not previously

been employed in a sweater industry. That much is true. But there would

be no net addition to the country’s industry or the country’s

employment. Because the American consumer had to pay $5 more for the

same quality of sweater he would have just that much less left over to

buy anything else. He would have to reduce his expenditures by $5

somewhere else. In order that one industry might grow or come into

existence, a hundred other industries would have to shrink. In order

that 20,000 persons might be employed in a sweater industry, 20,000

fewer persons would be employed elsewhere.

But the new industry would be visible. The number of its employees, the

capital invested in it, the market value of its product in terms of

dollars, could be easily counted. The neighbors could see the sweater

workers going to and from the factory every day. The results would be

palpable and direct. But the shrinkage of a hundred other industries,

the loss of 20,000 other jobs somewhere else, would not be so easily

noticed. It would be impossible for even the cleverest statistician to

know precisely what the incidence of the loss of other jobs had

been—precisely how many men and women had been laid off from each

particular industry, precisely how much business each particular

industry had lost—because consumers had to pay more for their sweaters.

For a loss spread among all the other productive activities of the

country would be comparatively minute for each. It would be impossible

for anyone to know precisely how each consumer would have spent his

extra $5 if he had been allowed to retain it. The overwhelming majority

of the people, therefore, would probably suffer from the optical

illusion that the new industry had cost us nothing.

4

It is important to notice that the new tariff on sweaters would not

raise American wages. To be sure, it would enable Americans to work in

the sweater industry at approximately the average level of American

wages (for workers of their skill), instead of having to compete in that

industry at the British level of wages. But there would be no increase

of American wages in general as a result of the duty; for, as we have

seen, there would be no net increase in the number of jobs provided, no

net increase in the demand for goods, and no increase in labor

productivity. Labor productivity would, in fact, be reduced as a result

of the tariff.

And this brings us to the real effect of a tariff wall. It is not merely

that all its visible gains are offset by less obvious but no less real

losses. It results, in fact, in a net loss to the country. For contrary

to centuries of interested propaganda and disinterested confusion, the

tariff reduces the American level of wages.

Let us observe more clearly how it does this. We have seen that the

added amount which consumers pay for a tariff-protected article leaves

them just that much less with which to buy all other articles. There is

here no net gain to industry as a whole. But as a result of the

artificial barrier erected against foreign goods, American labor,

capital and land are deflected from what they can do more efficiently to

what they do less efficiently. Therefore, as a result of the tariff

wall, the average productivity of American labor and capital is reduced.

If we look at it now from the consumer’s point of view, we find that he

can buy less with his money. Because he has to pay more for sweaters and

other protected goods, he can buy less of everything else. The general

purchasing power of his income has therefore been reduced. Whether the

net effect of the tariff is to lower money wages or to raise money

prices will depend upon the monetary policies that are followed. But

what is clear is that the tariff—though it may increase wages above what

they would have been in the protected industries—must on net balance,

when all occupations are considered, reduce real wages.

Only minds corrupted by generations of misleading propaganda can regard

this conclusion as paradoxical. What other result could we expect from a

policy of deliberately using our resources of capital and manpower in

less efficient ways than we know how to use them? What other result

could we expect from deliberately erecting artificial obstacles to trade

and transportation?

For the erection of tariff walls has the same effect as the erection of

real walls. It is significant that the protectionists habitually use the

language of warfare. They talk of “repelling an invasion” of foreign

products. And the means they suggest in the fiscal field are like those

of the battlefield. The tariff barriers that are put up to repel this

invasion are like the tank traps, trenches and barbed-wire entanglements

created to repel or slow down attempted invasion by a foreign army.

And just as the foreign army is compelled to employ more expensive means

to surmount those obstacles—bigger tanks, mine detectors, engineer corps

to cut wires, ford streams and build bridges—so more expensive and

efficient transportation means must be developed to surmount tariff

obstacles. On the one hand, we try to reduce the cost of transportation

between England and America, or Canada and the United States, by

developing faster and more efficient ships, better roads and bridges,

better locomotives and motor trucks. On the other hand, we offset this

investment in efficient transportation by a tariff that makes it

commercially even more difficult to transport goods than it was before.

We make it a dollar cheaper to ship the sweaters, and then increase the

tariff by two dollars to prevent the sweaters from being shipped. By

reducing the freight that can be profitably carried, we reduce the value

of the investment in transport efficiency.

5

The tariff has been described as a means of benefiting the producer at

the expense of the consumer. In a sense this is correct. Those who favor

it think only of the interests of the producers immediately benefited by

the particular duties involved. They forget the interests of the

consumers who are immediately injured by being forced to pay these

duties. But it is wrong to think of the tariff issue as if it

represented a conflict between the interests of producers as a unit

against those of consumers as a unit. It is true that the tariff hurts

all consumers as such. It is not true that it benefits all producers as

such. On the contrary, as we have just seen, it helps the protected

producers at the expense of all other American producers, and

particularly of those who have a comparatively large potential export

market.

We can perhaps make this last point clearer by an exaggerated example.

Suppose we make our tariff wall so high that it becomes absolutely

prohibitive, and no imports come in from the outside world at all.

Suppose, as a result of this, that the price of sweaters in America goes

up only $5. Then American consumers, because they have to pay $5 more

for a sweater, will spend on the average five cents less in each of a

hundred other American industries. (The figures are chosen merely to

illustrate a principle: there will, of course, be no such symmetrical

distribution of the loss; moreover, the sweater industry itself will

doubtless be hurt because of protection of still other industries. But

these complications may be put aside for the moment.)

Now because foreign industries will find their market in America totally

cut off, they will get no dollar exchange, and therefore they will be

unable to buy any American goods at all. As a result of this, American

industries will suffer in direct proportion to the percentage of their

sales previously made abroad. Those that will be most injured, in the

first instance, will be such industries as raw cotton producers, copper

producers, makers of sewing machines, agricultural machinery,

typewriters and so on.

A higher tariff wall, which, however, is not prohibitive, will produce

the same kind of results as this, but merely to a smaller degree.

The effect of a tariff, therefore, is to change the structure of

American production. It changes the number of occupations, the kind of

occupations, and the relative size of one industry as compared with

another. It makes the industries in which we are comparatively

inefficient larger, and the industries in which we are comparatively

efficient smaller. Its net effect, therefore, is to reduce American

efficiency, as well as to reduce efficiency in the countries with which

we would otherwise have traded more largely.

In the long run, notwithstanding the mountains of argument pro and con,

a tariff is irrelevant to the question of employment. (True, sudden

changes in the tariff, either upward or downward, can create temporary

unemployment, as they force corresponding changes in the structure of

production. Such sudden changes can even cause a depression.) But a

tariff is not irrelevant to the question of wages. In the long run it

always reduces real wages, because it reduces efficiency, production and

wealth.

Thus all the chief tariff fallacies stem from the central fallacy with

which this book is concerned. They are the result of looking only at the

immediate effects of a single tariff rate on one group of producers, and

forgetting the long-run effects both on consumers as a whole and on all

other producers.

(I hear some reader asking: “Why not solve this by giving tariff

protection to all producers?” But the fallacy here is that this cannot

help producers uniformly, and cannot help at all domestic producers who

already “outsell” foreign producers: these efficient producers must

necessarily suffer from the diversion of purchasing power brought about

by the tariff.)

On the subject of the tariff we must keep in mind one final precaution.

It is the same precaution that we found necessary in examining the

effects of machinery. It is useless to deny that a tariff does

benefit—or at least can benefit—special interests. True, it benefits

them at the expense of everyone else. But it does benefit them. If one

industry alone could get protection, while its owners and workers

enjoyed the benefits of free trade in everything else they bought, that

industry would benefit, even on net balance. As an attempt is made to

extend the tariff blessings, however, even people in the protected

industries, both as producers and consumers, begin to suffer from other

people’s protection, and may finally be worse off even on net balance

than if neither they nor anybody else had protection.

But we should not deny, as enthusiastic free traders have so often done,

the possibility of these tariff benefits to special groups. We should

not pretend, for example, that a reduction of the tariff would help

everybody and hurt nobody. It is true that its reduction would help the

country on net balance. But somebody would be hurt. Groups previously

enjoying high protection would be hurt. That in fact is one reason why

it is not good to bring such protected interests into existence in the

first place. But clarity and candor of thinking compel us to see and

acknowledge that some industries are right when they say that a removal

of the tariff on their product would throw them out of business and

throw their workers (at least temporarily) out of jobs. And if their

workers have developed specialized skills, they may even suffer

permanently, or until they have at long last learnt equal skills. In

tracing the effects of tariffs, as in tracing the effects of machinery,

we should endeavor to see all the chief effects, in both the short run

and the long run, on all groups.

As a postscript to this chapter I should add that its argument is not

directed against all tariffs, including duties collected mainly for

revenue, or to keep alive industries needed for war; nor is it directed

against all arguments for tariffs. It is merely directed against the

fallacy that a tariff on net balance “provides employment,” “raises

wages,” or “protects the American standard of living.” It does none of

these things; and so far as wages and the standard of living are

concerned, it does the precise opposite. But an examination of duties

imposed for other purposes would carry us beyond our present subject.

Nor need we here examine the effect of import quotas, exchange controls,

bilateralism and other devices in reducing, diverting or preventing

international trade. Such devices have, in general, the same effects as

high or prohibitive tariffs, and often worse effects. They present more

complicated issues, but their net results can be traced through the same

kind of reasoning that we have just applied to tariff barriers.

Chapter Twelve

THE DRIVE FOR EXPORTS

Exceeded only by the pathological dread of imports that affects all

nations is a pathological yearning for exports. Logically, it is true,

nothing could be more inconsistent. In the long run imports and exports

must equal each other (considering both in the broadest sense, which

includes such “invisible” items as tourist expenditures and ocean

freight charges). It is exports that pay for imports, and vice versa.

The greater exports we have, the greater imports we must have, if we

ever expect to get paid. The smaller imports we have, the smaller

exports we can have. Without imports we can have no exports, for

foreigners will have no funds with which to buy our goods. When we

decide to cut down our imports, we are in effect deciding also to cut

down our exports. When we decide to increase our exports, we are in

effect deciding also to increase our imports.

The reason for this is elementary. An American exporter sells his goods

to a British importer and is paid in British pounds sterling. But he

cannot use British pounds to pay the wages of his workers, to buy his

wife’s clothes or to buy theater tickets. For all these purposes he

needs American dollars. Therefore his British pounds are of no use to

him unless he either uses them himself to buy British goods or sells

them to some American importer who wishes to use them to buy British

goods. Whichever he does, the transaction cannot be completed until the

American exports have been paid for by an equal amount of imports.

The same situation would exist if the transaction had been conducted in

terms of American dollars instead of British pounds. The British

importer could not pay the American exporter in dollars unless some

previous British exporter had built up a credit in dollars here as a

result of some previous sale to us. Foreign exchange, in short, is a

clearing transaction in which, in America, the dollar debts of

foreigners are cancelled against their dollar credits. In England, the

pound sterling debts of foreigners are cancelled against their sterling

credits.

There is no reason to go into the technical details of all this, which

can be found in any good textbook on foreign exchange. But it should be

pointed out that there is nothing inherently mysterious about it (in

spite of the mystery in which it is so often wrapped), and that it does

not differ essentially from what happens in domestic trade. Each of us

must also sell something, even if for most of us it is our own services

rather than goods, in order to get the purchasing power to buy. Domestic

trade is also conducted in the main by crossing off checks and other

claims against each other through clearing houses.

It is true that under an international gold standard discrepancies in

balances of imports and exports are sometimes settled by shipments of

gold. But they could just as well be settled by shipments of cotton,

steel, whisky, perfume, or any other commodity. The chief difference is

that the demand for gold is almost indefinitely expansible (partly

because it is thought of and accepted as a residual international

“money” rather than as just another commodity), and that nations do not

put artificial obstacles in the way of receiving gold as they do in the

way of receiving almost everything else. (On the other hand, of late

years they have taken to putting more obstacles in the way of exporting

gold than in the way of exporting anything else: but that is another

story.)

Now the same people who can be clearheaded and sensible when the subject

is one of domestic trade can be incredibly emotional and muddleheaded

when it becomes one of foreign trade. In the latter field they can

seriously advocate or acquiesce in principles which they would think it

insane to apply in domestic business. A typical example is the belief

that the government should make huge loans to foreign countries for the

sake of increasing our exports, regardless of whether or not these loans

are likely to be repaid.

American citizens, of course, should be allowed to lend their own funds

abroad at their own risk. The government should put no arbitrary

barriers in the way of private lending to countries with which we are at

peace. We should give generously, for humane reasons alone, to peoples

who are in great distress or in danger of starving. But we ought always

to know clearly what we are doing. It is not wise to bestow charity on

foreign peoples under the impression that one is making a hardheaded

business transaction purely for one’s own selfish purposes. That could

only lead to misunderstandings and bad relations later.

Yet among the arguments put forward in favor of huge foreign lending one

fallacy is always sure to occupy a prominent place. It runs like this.

Even if half (or all) the loans we make to foreign countries turn sour

and are not repaid, this nation will still be better off for having made

them, because they will give an enormous impetus to our exports.

It should be immediately obvious that if the loans we make to foreign

countries to enable them to buy our goods are not repaid, then we are

giving the goods away. A nation cannot grow rich by giving goods away.

It can only make itself poorer.

No one doubts this proposition when it is applied privately. If an

automobile company lends a man $1,000 to buy a car priced at that

amount, and the loan is not repaid, the automobile company is not better

off because it has “sold” the car. It has simply lost the amount that it

cost to make the car. If the car cost $900 to make, and only half the

loan is repaid, then the company has lost $900 minus $500, or a net

amount of $400. It has not made up in trade what it lost in bad loans.

If this proposition is so simple when applied to a private company, why

do apparently intelligent people get confused about it when applied to a

nation? The reason is that the transaction must then be traced mentally

through a few more stages. One group may indeed make gains—while the

rest of us take the losses.

It is true, for example, that persons engaged exclusively or chiefly in

export business might gain on net balance as a result of bad loans made

abroad. The national loss on the transaction would be certain, but it

might be distributed in ways difficult to follow. The private lenders

would take their losses directly. The losses from government lending

would ultimately be paid out of increased taxes imposed on everybody.

But there would also be many indirect losses brought about by the effect

on the economy of these direct losses.

In the long run business and employment in America would be hurt, not

helped, by foreign loans that were not repaid. For every extra dollar

that foreign buyers had with which to buy American goods, domestic

buyers would ultimately have one dollar less. Businesses that depend on

domestic trade would therefore be hurt in the long run as much as export

businesses would be helped. Even many concerns that did an export

business would be hurt on net balance. American automobile companies,

for example, sold about 10 per cent of their output in the foreign

market before the war. It would not profit them to double their sales

abroad as a result of bad foreign loans if they thereby lost, say, 20

per cent of their American sales as the result of added taxes taken from

American buyers to make up for the unpaid foreign loans.

None of this means, I repeat, that it is unwise to make foreign loans,

but simply that we cannot get rich by making bad ones.

For the same reasons that it is stupid to give a false stimulation to

export trade by making bad loans or outright gifts to foreign countries,

it is stupid to give a false stimulation to export trade through export

subsidies. Rather than repeat most of the previous argument, I leave it

to the reader to trace the effects of export subsidies as I have traced

the effects of bad loans. An export subsidy is a clear case of giving

the foreigner something for nothing, by selling him goods for less than

it costs us to make them. It is another case of trying to get rich by

giving things away.

Bad loans and export subsidies are additional examples of the error of

looking only at the immediate effect of a policy on special groups, and

of not having the patience or intelligence to trace the long-run effects

of the policy on everyone.

Chapter Thirteen

“PARITY” PRICES

Special interests, as the history of tariffs reminds us, can think of

the most ingenious reasons why they should be the objects of special

solicitude. Their spokesmen present a plan in their favor; and it seems

at first so absurd that disinterested writers do not trouble to expose

it. But the special interests keep on insisting on the scheme. Its

enactment would make so much difference to their own immediate welfare

that they can afford to hire trained economists and “public relations

experts” to propagate it in their behalf. The public hears the argument

so often repeated, and accompanied by such a wealth of imposing

statistics, charts, curves and pie-slices, that it is soon taken in.

When at last disinterested writers recognize that the danger of the

scheme’s enactment is real, they are usually too late. They cannot in a

few weeks acquaint themselves with the subject as thoroughly as the

hired brains who have been devoting their full time to it for years;

they are accused of being uninformed, and they have the air of men who

presume to dispute axioms.

This general history will do as a history of the idea of “parity” prices

for agricultural products. I forget the first day when it made its

appearance in a legislative bill; but with the advent of the New Deal in

1933 it had become a definitely established principle, enacted into law;

and as year succeeded year, and its absurd corollaries made themselves

manifest, they were enacted too.

The argument for “parity” prices ran roughly like this. Agriculture is

the most basic and important of all industries. It must be preserved at

all costs. Moreover, the prosperity of everybody else depends upon the

prosperity of the farmer. If he does not have the purchasing power to

buy the products of industry, industry languishes. This was the cause of

the 1929 collapse, or at least of our failure to recover from it. For

the prices of farm products dropped violently, while the prices of

industrial products dropped very little. The result was that the farmer

could not buy industrial products; the city workers were laid off and

could not buy farm products, and the depression spread in ever-widening

vicious circles. There was only one cure, and it was simple. Bring back

the prices of the farmer’s products to a “parity” with the prices of the

things the farmer buys. This parity existed in the period from 1909 to

1914, when farmers were prosperous. That price relationship must be

restored and preserved perpetually.

It would take too long, and carry us too far from our main point, to

examine every absurdity concealed in this plausible statement. There is

no sound reason for taking the particular price relationships that

prevailed in a particular year or period and regarding them as

sacrosanct, or even as necessarily more “normal” than those of any other

period. Even if they were “normal” at the time, what reason is there to

suppose that these same relationships should be preserved a generation

later in spite of the enormous changes in the conditions of production

and demand that have taken place in the meantime? The period of 1909 to

1914, as the basis of “parity,” was not selected at random. In terms of

relative prices it was one of the most favorable periods to agriculture

in our entire history.

If there had been any sincerity or logic in the idea, it would have been

universally extended. If the price relationships between agricultural

and industrial products that prevailed from August, 1909 to July, 1914

ought to be preserved perpetually, why not preserve perpetually the

price relationship of every commodity at that time to every other? A

Chevrolet six-cylinder touring car cost $2,150 in 1912; an incomparably

improved six-cylinder Chevrolet sedan cost $907 in 1942: adjusted for

“parity” on the same basis as farm products, however, it would have cost

$3,270 in 1942. A pound of aluminum from 1909 to 1913 inclusive averaged

22 1/2 cents; its price early in 1946 was 14 cents; but at “parity” it

would then have cost, instead, 41 cents.

I hear immediate cries that such comparisons are absurd, because

everybody knows not only that the present-day automobile is incomparably

superior in every way to the car of 1912, but that it costs only a

fraction as much to produce, and that the same is true also of aluminum.

Exactly. But why doesn’t somebody say something about the amazing

increase in productivity per acre in agriculture? In the five-year

period 1939 to 1943 an average of 260 pounds of cotton was raised per

acre in the United States as compared with an average of 188 pounds in

the five-year period 1909 to 1913. Costs of production have been

substantially lowered for farm products by better applications of

chemical fertilizer, improved strains of seed and increasing

mechanization—by the gasoline tractor, the corn husker, the cotton

picker. “On some large farms which have been completely mechanized and

are operated along mass production lines, it requires only one-third to

one-fifth the amount of labor to produce the same yields as it did a few

years back.”[1] Yet all this is ignored by the apostles of “parity”

prices.

The refusal to universalize the principle is not the only evidence that

it is not a public-spirited economic plan but merely a device for

subsidizing a special interest. Another evidence is that when

agricultural prices go above “parity,” or are forced there by government

policies, there is no demand on the part of the farm bloc in Congress

that such prices be brought down to parity, or that the subsidy be to

that extent repaid. It is a rule that works only one way.

Dismissing all these considerations, let us return to the central

fallacy that specially concerns us here. This is the argument that if

the farmer gets higher prices for his products he can buy more goods

from industry and so make industry prosperous and bring full employment.

It does not matter to this argument, of course, whether or not the

farmer gets specifically so-called “parity” prices.

Everything, however, depends on how these higher prices are brought

about. If they are the result of a general revival, if they follow from

increased prosperity of business, increased industrial production and

increased purchasing power of city workers (not brought about by

inflation), then they can indeed mean increased prosperity and

production not only for the farmers, but for everyone. But what we are

discussing is a rise in farm prices brought about by government

intervention. This can be done in several ways. The higher price can be

forced by mere edict, which is the least workable method. It can be

brought about by the government’s standing ready to buy all the farm

products offered to it at the “parity” price. It can be brought about by

the government’s lending to farmers enough money on their crops to

enable them to hold the crops off the market until “parity” or a higher

price is realized. It can be brought about by the government’s enforcing

restrictions in the size of crops. It can be brought about, as it often

is in practice, by a combination of these methods. For the moment we

shall simply assume that, by whatever method, it is in any case brought

about.

What is the result? The farmers get higher prices for their crops. Their

“purchasing power” is thereby increased. They are for the time being

more prosperous themselves, and they buy more of the products of

industry. All this is what is seen by those who look merely at the

immediate consequences of policies to the groups directly involved.

But there is another consequence, no less inevitable. Suppose the wheat

which would otherwise sell at $1 a bushel is pushed up by this policy to

$1.50. The farmer gets 50 cents a bushel more for wheat. But the city

worker, by precisely the same change, pays 50 cents a bushel more for

wheat in an increased price of bread. The same thing is true of any

other farm product. If the farmer then has 50 cents more purchasing

power to buy industrial products, the city worker has precisely that

much less purchasing power to buy industrial products. On net balance

industry in general has gained nothing. It loses in city sales precisely

as much as it gains in rural sales.

There is of course a change in the incidence of these sales. No doubt

the agricultural-implement makers and the mail-order houses do a better

business. But the city department stores do a smaller business.

The matter, however, does not end here. The policy results not merely in

no net gain, but in a net loss. For it does not mean merely a transfer

of purchasing power to the farmer from city consumers, or from the

general taxpayer, or from both. It also means a forced cut in the

production of farm commodities to bring up the price. This means a

destruction of wealth. It means that there is less food to be consumed.

How this destruction of wealth is brought about will depend upon the

particular method pursued to bring prices up. It may mean the actual

physical destruction of what has already been produced, as in the

burning of coffee in Brazil. It may mean a forced restriction of

acreage, as in the American AAA plan. We shall examine the effect of

some of these methods when we come to the broader discussion of

government commodity controls.

But here it may be pointed out that when the farmer reduces the

production of wheat to get “parity,” he may indeed get a higher price

for each bushel, but he produces and sells fewer bushels. The result is

that his income does not go up in proportion to his prices. Even some of

the advocates of “parity prices” recognize this, and use it as an

argument to go on to insist upon “parity income” for farmers. But this

can only be achieved by a subsidy at the direct expense of taxpayers. To

help the farmers, in other words, it merely reduces the purchasing power

of city workers and other groups still more.

There is one argument for “parity” prices that should be dealt with

before we leave the subject. It is put forward by some of the more

sophisticated defenders. “Yes,” they will freely admit, “the economic

arguments for parity prices are unsound. Such prices are a special

privilege. They are an imposition on the consumer. But isn’t the tariff

an imposition on the farmer? Doesn’t he have to pay higher prices on

industrial products because of it? It would do no good to place a

compensating tariff on farm products, because America is a net exporter

of farm products. Now the parity-price system is the farmer’s equivalent

of the tariff. It is the only fair way to even things up.”

The farmers that asked for parity prices did have a legitimate

complaint. The protective tariff injured them more than they knew. By

reducing industrial imports it also reduced American farm exports,

because it prevented foreign nations from getting the dollar exchange

needed for taking our agricultural products. And it provoked retaliatory

tariffs in other countries. None the less, the argument we have just

quoted will not stand examination. It is wrong even in its implied

statement of the facts. There is no general tariff on all “industrial”

products or on all non-farm products. There are scores of domestic

industries or of exporting industries that have no tariff protection. If

the city worker has to pay a higher price for woolen blankets or

overcoats because of a tariff, is he “compensated” by having to pay a

higher price also for cotton clothing and for foodstuffs? Or is he

merely being robbed twice?

Let us even it all out, say some, by giving equal “protection” to

everybody. But that is insoluble and impossible. Even if we assume that

the problem could be solved technically—a tariff for A, an industrialist

subject to foreign competition; a subsidy for B, an industrialist who

exports his product—it would be impossible to protect or to subsidize

everybody “fairly” or equally. We should have to give everyone the same

percentage (or would it be the same dollar amount?) of tariff protection

or subsidy, and we could never be sure when we were duplicating payments

to some groups or leaving gaps with others.

But suppose we could solve this fantastic problem? What would be the

point? Who gains when everyone equally subsidizes everyone else? What is

the profit when everyone loses in added taxes precisely what he gains by

his subsidy or his protection? We should merely have added an army of

needless bureaucrats to carry out the program, with all of them lost to

production.

We could solve the matter simply, on the other hand, by ending both the

parity-price system and the protective-tariff system. Meanwhile they do

not, in combination, even out anything. The joint system means merely

that Farmer A and Industrialist B both profit at the expense of

Forgotten Man C.

So the alleged benefits of still another scheme evaporate as soon as we

trace not only its immediate effects on a special group but its long-run

effects on everyone.

Chapter Fourteen

SAVING THE X INDUSTRY

The lobbies of Congress are crowded with representatives of the X

industry. The X industry is sick. The X industry is dying. It must be

saved. It can be saved only by a tariff, by higher prices, or by a

subsidy. If it is allowed to die, workers will be thrown on the streets.

Their landlords, grocers, butchers, clothing stores and local motion

picture theaters will lose business, and depression will spread in

ever-widening circles. But if the X industry, by prompt action of

Congress, is saved—ah then! it will buy equipment from other industries;

more men will be employed; they will give more business to the butchers,

bakers and neon-light makers, and then it is prosperity that will spread

in ever-widening circles.

It is obvious that this is merely a generalized form of the case we have

just been considering. There the X industry was agriculture. But there

are an endless number of X industries. Two of the most notable examples

in recent years have been the coal and silver industries. To “save

silver” Congress did immense harm. One of the arguments for the rescue

plan was that it would help “the East.” One of its actual results was to

cause deflation in China, which had been on a silver basis, and to force

China off that basis. The United States Treasury was compelled to

acquire, at ridiculous prices far above the market level, hoards of

unnecessary silver, and to store it in vaults. The essential political

aims of the “silver Senators” could have been as well achieved, at a

fraction of the harm and cost, by the payment of a frank subsidy to the

mine owners or to their workers; but Congress and the country would

never have approved a naked steal of this sort unaccompanied by the

ideological flimflam regarding “silver’s essential role in the national

currency.”

To save the coal industry Congress passed the Guffey Act, under which

the owners of coal mines were not only permitted, but compelled, to

conspire together not to sell below certain minimum prices fixed by the

government. Though Congress had started out to fix “the” price of coal,

the government soon found itself (because of different sizes, thousands

of mines, and shipments to thousands of different destinations by rail,

truck, ship and barge) fixing 350,000 separate prices for coal![2] One

effect of this attempt to keep coal prices above the competitive market

level was to accelerate the tendency toward the substitution by

consumers of other sources of power or heat—such as oil, natural gas and

hydro-electric energy.

2

But our aim here is not to trace all the results that followed

historically from efforts to save particular industries, but to trace a

few of the chief results that must necessarily follow from efforts to

save an industry.

It may be argued that a given industry must be created or preserved for

military reasons. It may be argued that a given industry is being ruined

by taxes or wage rates disproportionate to those of other industries; or

that, if a public utility, it is being forced to operate at rates or

charges to the public that do not permit an adequate profit margin. Such

arguments may or may not be justified in a particular case. We are not

concerned with them here. We are concerned only with a single argument

for saving the X industry—that if it is allowed to shrink in size or

perish through the forces of free competition (always, by spokesmen for

the industry, designated in such cases as a laissez-faire, anarchic,

cutthroat, dog-eat-dog, law-of-the-jungle competition) it will pull down

the general economy with it, and that if it is artificially kept alive

it will help everybody else.

What we are talking about here is nothing else but a generalized case of

the argument put forward for “parity” prices for farm products or for

tariff protection for any number of X industries. The argument against

artificially higher prices applies, of course, not only to farm products

but to any other product, just as the reasons we have found for opposing

tariff protection for one industry apply to any other.

But there are always any number of schemes for saving X industries.

There are two main types of such proposals in addition to those we have

already considered, and we shall take a brief glance at them. One is to

contend that the X industry is already “overcrowded,” and to try to

prevent other firms or workers from getting into it. The other is to

argue that the X industry needs to be supported by a direct subsidy from

the government.

Now if the X industry is really overcrowded as compared with other

industries it will not need any coercive legislation to keep out new

capital or new workers. New capital does not rush into industries that

are obviously dying. Investors do not eagerly seek the industries that

present the highest risks of loss combined with the lowest returns. Nor

do workers, when they have any better alternative, go into industries

where the wages are lowest and the prospects for steady employment least

promising.

If new capital and new labor are forcibly kept out of the X industry,

however, either by monopolies, cartels, union policy or legislation, it

deprives this capital and labor of liberty of choice. It forces

investors to place their money where the returns seem less promising to

them than in the X industry. It forces workers into industries with even

lower wages and prospects than they could find in the allegedly sick X

industry. It means, in short, that both capital and labor are less

efficiently employed than they would be if they were permitted to make

their own free choices. It means, therefore, a lowering of production

which must reflect itself in a lower average living standard.

That lower living standard will be brought about either by lower average

money wages than would otherwise prevail or by higher average living

costs, or by a combination of both. (The exact result would depend upon

the accompanying monetary policy.) By these restrictive policies wages

and capital returns might indeed be kept higher than otherwise within

the X industry itself; but wages and capital returns in other industries

would be forced down lower than otherwise. The X industry would benefit

only at the expense of the A, B and C industries.

3

Similar results would follow any attempt to save the X industry by a

direct subsidy out of the public till. This would be nothing more than a

transfer of wealth or income to the X industry. The taxpayers would lose

precisely as much as the people in the X industry gained. The great

advantage of a subsidy, indeed, from the standpoint of the public, is

that it makes this fact so clear. There is far less opportunity for the

intellectual obfuscation that accompanies arguments for tariffs,

minimum-price fixing or monopolistic exclusion.

It is obvious in the case of a subsidy that the taxpayers must lose

precisely as much as the X industry gains. It should be equally clear

that, as a consequence, other industries must lose what the X industry

gains. They must pay part of the taxes that are used to support the X

industry. And consumers, because they are taxed to support the X

industry, will have that much less income left with which to buy other

things. The result must be that other industries on the average must be

smaller than otherwise in order that the X industry may be larger.

But the result of this subsidy is not merely that there has been a

transfer of wealth or income, or that other industries have shrunk in

the aggregate as much as the X industry has expanded. The result is also

(and this is where the net loss comes in to the nation considered as a

unit) that capital and labor are driven out of industries in which they

are more efficiently employed to be diverted to an industry in which

they are less efficiently employed. Less wealth is created. The average

standard of living is lowered compared with what it would have been.

4

These results are virtually inherent, in fact, in the very arguments put

forward to subsidize the X industry. The X industry is shrinking or

dying by the contention of its friends. Why, it may be asked, should it

be kept alive by artificial respiration? The idea that an expanding

economy implies that all industries must be simultaneously expanding is

a profound error. In order that new industries may grow fast enough it

is necessary that some old industries should be allowed to shrink or

die. They must do this in order to release the necessary capital and

labor for the new industries. If we had tried to keep the

horse-and-buggy trade artificially alive we should have slowed down the

growth of the automobile industry and all the trades dependent on it. We

should have lowered the production of wealth and retarded economic and

scientific progress.

We do the same thing, however, when we try to prevent any industry from

dying in order to protect the labor already trained or the capital

already invested in it. Paradoxical as it may seem to some, it is just

as necessary to the health of a dynamic economy that dying industries be

allowed to die as that growing industries be allowed to grow. The first

process is essential to the second. It is as foolish to try to preserve

obsolescent industries as to try to preserve obsolescent methods of

production: this is often, in fact, merely two ways of describing the

same thing. Improved methods of production must constantly supplant

obsolete methods, if both old needs and new wants are to be filled by

better commodities and better means.

Chapter Fifteen

HOW THE PRICE SYSTEM WORKS

The whole argument of this book may be summed up in the statement that

in studying the effects of any given economic proposal we must trace not

merely the immediate results but the results in the long run, not merely

the primary consequences but the secondary consequences, and not merely

the effects on some special group but the effects on everyone. It

follows that it is foolish and misleading to concentrate our attention

merely on some special point—to examine, for example, merely what

happens in one industry without considering what happens in all. But it

is precisely from the persistent and lazy habit of thinking only of some

particular industry or process in isolation that the major fallacies of

economics stem. These fallacies pervade not merely the arguments of the

hired spokesmen of special interests, but the arguments even of some

economists who pass as profound.

It is on the fallacy of isolation, at bottom, that the

“production-for-use-and-not-for-profit” school is based, with its attack

on the allegedly vicious “price system.” The problem of production, say

the adherents of this school, is solved. (This resounding error, as we

shall see, is also the starting point of most currency cranks and

share-the-wealth charlatans.) The problem of production is solved. The

scientists, the efficiency experts, the engineers, the technicians, have

solved it. They could turn out almost anything you cared to mention in

huge and practically unlimited amounts. But, alas, the world is not

ruled by the engineers, thinking only of production, but by the business

men, thinking only of profit. The business men give their orders to the

engineers, instead of vice versa. These business men will turn out any

object as long as there is a profit in doing so, but the moment there is

no longer a profit in making that article, the wicked business men will

stop making it, though many people’s wants are unsatisfied, and the

world is crying for more goods.

There are so many fallacies in this view that they cannot all be

disentangled at once. But the central error, as we have hinted, comes

from looking at only one industry, or even at several industries in

turn, as if each of them existed in isolation. Each of them in fact

exists in relation to all the others, and every important decision made

in it is affected by and affects the decisions made in all the others.

We can understand this better if we understand the basic problem that

business collectively has to solve. To simplify this as much as

possible, let us consider the problem that confronts a Robinson Crusoe

on his desert island. His wants at first seem endless. He is soaked with

rain; he shivers from cold; he suffers from hunger and thirst. He needs

everything: drinking water, food, a roof over his head, protection from

animals, a fire, a soft place to lie down. It is impossible for him to

satisfy all these needs at once; he has not the time, energy or

resources. He must attend immediately to the most pressing need. He

suffers most, say, from thirst. He hollows out a place in the sand to

collect rain water, or builds some crude receptacle. When he has

provided for only a small water supply, however, he must turn to finding

food before he tries to improve this. He can try to fish; but to do this

he needs either a hook and line, or a net, and he must set to work on

these. But everything he does delays or prevents him from doing

something else only a little less urgent. He is faced constantly by the

problem of alternative applications of his time and labor.

A Swiss Family Robinson, perhaps, finds this problem a little easier to

solve. It has more mouths to feed, but it also has more hands to work

for them. It can practice division and specialization of labor. The

father hunts; the mother prepares the food; the children collect

firewood. But even the family cannot afford to have one member of it

doing endlessly the same thing, regardless of the relative urgency of

the common need he supplies and the urgency of other needs still

unfilled. When the children have gathered a certain pile of firewood,

they cannot be used simply to increase the pile. It is soon time for one

of them to be sent, say, for more water. The family too has the constant

problem of choosing among alternative applications of labor, and, if it

is lucky enough to have acquired guns, fishing tackle, a boat, axes,

saws and so on, of choosing among alternative applications of labor and

capital. It would be considered unspeakably silly for the wood-gathering

member of the family to complain that they could gather more firewood if

his brother helped him all day, instead of getting the fish that were

needed for the family dinner. It is recognized clearly in the case of an

isolated individual or family that one occupation can expand only at the

expense of all other occupations.

Elementary illustrations like this are sometimes ridiculed as “Crusoe

economics.” Unfortunately, they are ridiculed most by those who most

need them, who fail to understand the particular principle illustrated

even in this simple form, or who lose track of that principle completely

when they come to examine the bewildering complications of a great

modern economic society.

2

Let us now turn to such a society. How is the problem of alternative

applications of labor and capital, to meet thousands of different needs

and wants of different urgencies, solved in such a society? It is solved

precisely through the price system. It is solved through the constantly

changing interrelationships of costs of production, prices and profits.

Prices are fixed through the relationship of supply and demand, and in

turn affect supply and demand. When people want more of an article, they

offer more for it. The price goes up. This increases the profits of

those who make the article. Because it is now more profitable to make

that article than others, the people already in the business expand

their production of it, and more people are attracted to the business.

This increased supply then reduces the price and reduces the profit

margin, until the profit margin on that article once more falls to the

general level of profits (relative risks considered) in other

industries. Or the demand for that article may fall; or the supply of it

may be increased to such a point that its price drops to a level where

there is less profit in making it than in making other articles; or

perhaps there is an actual loss in making it. In this case the

“marginal” producers, that is, the producers who are least efficient, or

whose costs of production are highest, will be driven out of business

altogether. The product will now be made only by the more efficient

producers who operate on lower costs. The supply of that commodity will

also drop, or will at least cease to expand.

This process is the origin of the belief that prices are determined by

costs of production. The doctrine, stated in this form, is not true.

Prices are determined by supply and demand, and demand is determined by

how intensely people want a commodity and what they have to offer in

exchange for it. It is true that supply is in part determined by costs

of production. What a commodity has cost to produce in the past cannot

determine its value. That will depend on the present relationship of

supply and demand. But the expectations of business men concerning what

a commodity will cost to produce in the future, and what its future

price will be, will determine how much of it will be made. This will

affect future supply. There is therefore a constant tendency for the

price of a commodity and its marginal cost of production to equal each

other, but not because that marginal cost of production directly

determines the price.

The private enterprise system, then, might be compared to thousands of

machines, each regulated by its own quasi-automatic governor, yet with

these machines and their governors all interconnected and influencing

each other, so that they act in effect like one great machine. Most of

us must have noticed the automatic “governor” on a steam engine. It

usually consists of two balls or weights which work by centrifugal

force. As the speed of the engine increases, these balls fly away from

the rod to which they are attached and so automatically narrow or close

off a throttle valve which regulates the intake of steam and thus slows

down the engine. If the engine goes too slowly, on the other hand, the

balls drop, widen the throttle valve, and increase the engine’s speed.

Thus every departure from the desired speed itself sets in motion the

forces that tend to correct that departure.

It is precisely in this way that the relative supply of thousands of

different commodities is regulated under the system of competitive

private enterprise. When people want more of a commodity, their

competitive bidding raises its price. This increases the profits of the

producers who make that product. This stimulates them to increase their

production. It leads others to stop making some of the products they

previously made, and turn to making the product that offers them the

better return. But this increases the supply of that commodity at the

same time that it reduces the supply of some other commodities. The

price of that product therefore falls in relation to the price of other

products, and the stimulus to the relative increase in its production

disappears.

In the same way, if the demand falls off for some product, its price and

the profit in making it go lower, and its production declines.

It is this last development that scandalizes those who do not understand

the “price system” they denounce. They accuse it of creating scarcity.

Why, they ask indignantly, should manufacturers cut off the production

of shoes at the point where it becomes unprofitable to produce any more?

Why should they be guided merely by their own profits? Why should they

be guided by the market? Why do they not produce shoes to the “full

capacity of modern technical processes”? The price system and private

enterprise, conclude the “production-for-use” philosophers, are merely a

form of “scarcity economics.”

These questions and conclusions stem from the fallacy of looking at one

industry in isolation, of looking at the tree and ignoring the forest.

Up to a certain point it is necessary to produce shoes. But it is also

necessary to produce coats, shirts, trousers, homes, plows, shovels,

factories, bridges, milk and bread. It would be idiotic to go on piling

up mountains of surplus shoes, simply because we could do it, while

hundreds of more urgent needs went unfilled.

Now in an economy in equilibrium, a given industry can expand only at

the expense of other industries. For at any moment the factors of

production are limited. One industry can be expanded only by diverting

to it labor, land and capital that would otherwise be employed in other

industries. And when a given industry shrinks, or stops expanding its

output, it does not necessarily mean that there has been any net decline

inaggregate production. The shrinkage at that point may have merely

released labor and capital to permit the expansion of other industries.

It is erroneous to conclude, therefore, that a shrinkage of production

in one line necessarily means a shrinkage in total production.

Everything, in short, is produced at the expense of foregoing something

else. Costs of production themselves, in fact, might be defined as the

things that are given up (the leisure and pleasures, the raw materials

with alternative potential uses) in order to create the thing that is

made.

It follows that it is just as essential for the health of a dynamic

economy that dying industries should be allowed to die as that growing

industries should be allowed to grow. For the dying industries absorb

labor and capital that should be released for the growing industries. It

is only the much vilified price system that solves the enormously

complicated problem of deciding precisely how much of tens of thousands

of different commodities and services should be produced in relation to

each other. These otherwise bewildering equations are solved

quasi-automatically by the system of prices, profits and costs. They are

solved by this system incomparably better than any group of bureaucrats

could solve them. For they are solved by a system under which each

consumer makes his own demand and casts a fresh vote, or a dozen fresh

votes, every day; whereas bureaucrats would try to solve it by having

made for the consumers, not what the consumers themselves wanted, but

what the bureaucrats decided was good for them.

Yet though the bureaucrats do not understand the quasi-automatic system

of the market, they are always disturbed by it. They are always trying

to improve it or correct it, usually in the interests of some wailing

pressure group. What some of the results of their intervention is, we

shall examine in succeeding chapters.

Chapter Sixteen

“STABILIZING” COMMODITIES

Attempts to lift the prices of particular commodities permanently above

their natural market levels have failed so often, so disastrously and so

notoriously that sophisticated pressure groups, and the bureaucrats upon

whom they apply the pressure, seldom openly avow that aim. Their stated

aims, particularly when they are first proposing that the government

intervene, are usually more modest, and more plausible.

They have no wish, they declare, to raise the price of commodity X

permanently above its natural level. That, they concede, would be unfair

to consumers. But it is now obviously selling far below its natural

level. The producers cannot make a living. Unless we act promptly, they

will be thrown out of business. Then there will be a real scarcity, and

consumers will have to pay exorbitant prices for the commodity. The

apparent bargains that the consumers are now getting will cost them dear

in the end. For the present “temporary” low price cannot last. But we

cannot afford to wait for so-called natural market forces, or for the

“blind” law of supply and demand, to correct the situation. For by that

time the producers will be ruined and a great scarcity will be upon us.

The government must act. All that we really want to do is to correct

these violent, senseless fluctuations in price. We are not trying to

boost the price; we are only trying to stabilize it.

There are several methods by which it is commonly proposed to do this.

One of the most frequent is government loans to farmers to enable them

to hold their crops off the market.

Such loans are urged in Congress for reasons that seem very plausible to

most listeners. They are told that the farmers’ crops are all dumped on

the market at once, at harvest time; that this is precisely the time

when prices are lowest, and that speculators take advantage of this to

buy the crops themselves and hold them for higher prices when food gets

scarcer again. Thus it is urged that the farmers suffer, and that they,

rather than the speculators, should get the advantage of the higher

average price.

This argument is not supported by either theory or experience. The

much-reviled speculators are not the enemy of the farmer; they are

essential to his best welfare. The risks of fluctuating farm prices must

be borne by somebody; they have in fact been borne in modern times

chiefly by the professional speculators. In general, the more

competently the latter act in their own interest as speculators, the

more they help the farmer. For speculators serve their own interest

precisely in proportion to their ability to foresee future prices. But

the more accurately they foresee future prices the less violent or

extreme are the fluctuations in prices.

Even if farmers had to dump their whole crop of wheat on the market in a

single month of the year, therefore, the price in that month would not

necessarily be below the price at any other month (apart from an

allowance for the costs of storage). For speculators, in the hope of

making a profit, would do most of their buying at that time. They would

keep on buying until the price rose to a point where they saw no further

opportunity of future profit. They would sell whenever they thought

there was a prospect of future loss. The result would be to stabilize

the price of farm commodities the year round.

It is precisely because a professional class of speculators exists to

take these risks that farmers and millers do not need to take them. The

latter can protect themselves through the markets. Under normal

conditions, therefore, when speculators are doing their job well, the

profits of farmers and millers will depend chiefly on their skill and

industry in farming or milling, and not on market fluctuations.

Actual experience shows that on the average the price of wheat and other

non-perishable crops remains the same all year round except for an

allowance for storage and insurance charges. In fact, some careful

investigations have shown that the average monthly rise after harvest

time has not been quite sufficient to pay such storage charges, so that

the speculators have actually subsidized the farmers. This, of course,

was not their intention: it has simply been the result of a persistent

tendency to over-optimism on the part of speculators. (This tendency

seems to affect entrepreneurs in most competitive pursuits: as a class

they are constantly, contrary to intention, subsidizing consumers. This

is particularly true wherever the prospects of big speculative gains

exist. Just as the subscribers to a lottery, considered as a unit, lose

money because each is unjustifiably hopeful of drawing one of the few

spectacular prizes, so it has been calculated that the total labor and

capital dumped into prospecting for gold or oil has exceeded the total

value of the gold or oil extracted.)

2

The case is different, however, when the State steps in and either buys

the farmers’ crops itself or lends them the money to hold the crops off

the market. This is sometimes done in the name of maintaining what is

plausibly called an “ever-normal granary,” But the history of prices and

annual carry-overs of crops shows that this function, as we have seen,

is already being well performed by the privately organized free markets.

When the government steps in, the “ever-normal granary” becomes in fact

an ever-political granary. The farmer is encouraged, with the taxpayers’

money, to withhold his crops excessively. Because they wish to make sure

of retaining the farmer’s vote, the politicians who initiate the policy,

or the bureaucrats who carry it out, always place the so-called “fair”

price for the farmer’s product above the price that supply and demand

conditions at the time justify. This leads to a falling off in buyers.

The “ever-normal” granary therefore tends to become an ever-abnormal

granary. Excessive stocks are held off the market. The effect of this is

to secure a higher price temporarily than would otherwise exist, but to

do so only by bringing about later on a much lower price than would

otherwise have existed. For the artificial shortage built up this year

by withholding part of a crop from the market means an artificial

surplus the next year.

It would carry us too far afield to describe in detail what actually

happened when this program was applied, for example, to American cotton.

We piled up an entire year’s crop in storage. We destroyed the foreign

market for our cotton. We stimulated enormously the growth of cotton in

other countries. Though these results had been predicted by opponents of

the restriction and loan policy. when they actually happened the

bureaucrats responsible for the result merely replied that they would

have happened anyway.

For the loan policy is usually accompanied by, or inevitably leads to, a

policy of restricting production—i.e., a policy of scarcity. In nearly

every effort to “stabilize” the price of a commodity, the interests of

the producers have been put first. The real object is an immediate boost

of prices. To make this possible, a proportional restriction of output

is usually placed on each producer subject to the control. This has

several immediately bad effects. Assuming that the control can be

imposed on an international scale, it means that total world production

is cut. The world’s consumers are able to enjoy less of that product

than they would have enjoyed without restriction. The world is just that

much poorer. Because consumers are forced to pay higher prices than

otherwise for that product, they have just that much less to spend on

other products.

3

The restrictionists usually reply that this drop in output is what

happens anyway under a market economy. But there is a fundamental

difference, as we have seen in the preceding chapter. In a competitive

market economy, it is the high-cost producers, the inefficient

producers, that are driven out by a fall in price. In the case of an

agricultural commodity it is the least competent farmers, or those with

the poorest equipment, or those working the poorest land, that are

driven out. The most capable farmers on the best land do not have to

restrict their production. On the contrary, if the fall in price has

been symptomatic of a lower average cost of production, reflected

through an increased supply, then the driving out of the marginal

farmers on the marginal land enables the good farmers on the good land

to expand their production. So there may be, in the long run, no

reduction whatever in the output of that commodity. And the product is

then produced and sold at a permanently lower price.

If that is the outcome, then the consumers of that commodity will be as

well supplied with it as they were before. But, as a result of the lower

price, they will have money left over, which they did not have before,

to spend on other things. The consumers, therefore, will obviously be

better off. But their increased spending in other directions will give

increased employment in other lines, which will then absorb the former

marginal farmers in occupations in which their efforts will be more

lucrative and more efficient.

A uniform proportional restriction (to return to our government

intervention scheme) means, on the one hand, that the efficient low-cost

producers are not permitted to turn out all the output they can at a low

price. It means, on the other hand, that the inefficient high-cost

producers are artificially kept in business. This increases the average

cost of producing the product. It is being produced less efficiently

than otherwise. The inefficient marginal producer thus artificially kept

in that line of production continues to tie up land, labor, and capital

that could much more profitably and efficiently be devoted to other

uses.

There is no point in arguing that as a result of the restriction scheme

at least the price of farm products has been raised and “the farmers

have more purchasing power.” They have got it only by taking just that

much purchasing power away from the city buyer. (We have been over all

this ground before in our analysis of “parity” prices.) To give farmers

money for restricting production, or to give them the same amount of

money for an artificially restricted production, is no different from

forcing consumers or taxpayers to pay people for doing nothing at all.

In each case the beneficiaries of such policies get “purchasing power.”

But in each case someone else loses an exactly equivalent amount. The

net loss to the community is the loss of production, because people are

supported for not producing. Because there is less for everybody,

because there is less to go around, real wages and real incomes must

decline either through a fall in their monetary amount or through higher

living costs.

But if an attempt is made to keep up the price of an agricultural

commodity and no artificial restriction of output is imposed, unsold

surpluses of the over-priced commodity continue to pile up until the

market for that product finally collapses to a far greater extent than

if the control program had never been put into effect. Or producers

outside the restriction program, stimulated by the artificial rise in

price, expand their own production enormously. This is what happened to

the British rubber restriction and the American cotton restriction

programs. In either case the collapse of prices finally goes to

catastrophic lengths that would never have been reached without the

restriction scheme. The plan that started out so gravely to “stabilize”

prices and conditions brings incomparably greater instability than the

free forces of the market could possibly have brought.

Of course the international commodity controls that are being proposed

now, we are told, are going to avoid all these errors. This time prices

are going to be fixed that are “fair” not only for producers but for

consumers. Producing and consuming nations are going to agree on just

what these fair prices are, because no one will be unreasonable. Fixed

prices will necessarily involve “just” allotments and allocations for

production and consumption as among nations, but only cynics will

anticipate any unseemly international disputes regarding these. Finally,

by the greatest miracle of all, this post-war world of

super-international controls and coercions is also going to be a world

of “free” international trade!

Just what the government planners mean by free trade in this connection

I am not sure, but we can be sure of some of the things they do not

mean. They do not mean the freedom of ordinary people to buy and sell,

lend and borrow, at whatever prices or rates they like and wherever they

find it most profitable to do so. They do not mean the freedom of the

plain citizen to raise as much of a given crop as he wishes, to come and

go at will, to settle where he pleases, to take his capital and other

belongings with him. They mean, I suspect, the freedom of bureaucrats to

settle these matters for him. And they tell him that if he docilely

obeys the bureaucrats he will be rewarded by a rise in his living

standards. But if the planners succeed in tying up the idea of

international cooperation with the idea of increased State domination

and control over economic life, the international controls of the future

seem only too likely to follow the pattern of the past, in which case

the plain man’s living standards will decline with his liberties.

Chapter Seventeen

GOVERNMENT PRICE-FIXING

We have seen what some of the effects are of governmental efforts to fix

the prices of commodities above the levels to which free markets would

otherwise have carried them. Let us now look at some of the results of

government attempts to hold the prices of commodities below their

natural market levels.

The latter attempt is made in our day by nearly all governments in

wartime. We shall not examine here the wisdom of wartime price-fixing.

The whole economy, in total war, is necessarily dominated by the State,

and the complications that would have to be considered would carry us

too far beyond the main question with which this book is concerned. But

wartime price-fixing, wise or not, is in almost all countries continued

for at least long periods after the war is over, when the original

excuse for starting it has disappeared.

Let us first see what happens when the government tries to keep the

price of a single commodity, or a small group of commodities, below the

price that would be set in a free competitive market.

When the government tries to fix maximum prices for only a few items, it

usually chooses certain basic necessities, on the ground that it is most

essential that the poor be able to obtain these at a “reasonable” cost.

Let us say that the items chosen for this purpose are bread, milk and

meat.

The argument for holding down the price of these goods will run

something like this. If we leave beef (let us say) to the mercies of the

free market, the price will be pushed up by competitive bidding so that

only the rich will get it. People will get beef not in proportion to

their need, but only in proportion to their purchasing power. If we keep

the price down, everyone will get his fair share.

The first thing to be noticed about this argument is that if it is valid

the policy adopted is inconsistent and timorous. For if purchasing power

rather than need determines the distribution of beef at a market price

of 65 cents a pound, it would also determine it, though perhaps to a

slightly smaller degree, at, say, a legal “ceiling” price of 50 cents a

pound. The purchasing-power-rather-than-need argument, in fact, holds as

long as we charge anything for beef whatever. It would cease to apply

only if beef were given away.

But schemes for maximum price-fixing usually begin as efforts to “keep

the cost of living from rising.” And so their sponsors unconsciously

assume that there is something peculiarly “normal” or sacrosanct about

the market price at the moment from which their control starts. That

starting price is regarded as “reasonable,” and any price above that as

“unreasonable,” regardless of changes in the conditions of production or

demand since that starting price was first established.

2

In discussing this subject, there is no point in assuming a price

control that would fix prices exactly where a free market would place

them in any case. That would be the same as having no price control at

all. We must assume that the purchasing power in the hands of the public

is greater than the supply of goods available, and that prices are being

held down by the government below the levels to which a free market

would put them.

Now we cannot hold the price of any commodity below its market level

without in time bringing about two consequences. The first is to

increase the demand for that commodity. Because the commodity is

cheaper, people are both tempted to buy, and can afford to buy, more of

it. The second consequence is to reduce the supply of that commodity.

Because people buy more, the accumulated supply is more quickly taken

from the shelves of merchants. But in addition to this, production of

that commodity is discouraged. Profit margins are reduced or wiped out.

The marginal producers are driven out of business. Even the most

efficient producers may be called upon to turn out their product at a

loss. This happened in the war when slaughter houses were required by

the Office of Price Administration to slaughter and process meat for

less than the cost to them of cattle on the hoof and the labor of

slaughter and processing.

If we did nothing else, therefore, the consequence of fixing a maximum

price for a particular commodity would be to bring about a shortage of

that commodity. But this is precisely the opposite of what the

government regulators originally wanted to do. For it is the very

commodities selected for maximum price-fixing that the regulators most

want to keep in abundant supply. But when they limit the wages and the

profits of those who make these commodities, without also limiting the

wages and profits of those who make luxuries or semi-luxuries, they

discourage the production of the price-controlled necessities while they

relatively stimulate the production of less essential goods.

Some of these consequences in time become apparent to the regulators,

who then adopt various other devices and controls in an attempt to avert

them. Among these devices are rationing, cost-control, subsidies, and

universal price-fixing. Let us look at each of these in turn.

When it becomes obvious that a shortage of some commodity is developing

as a result of a price fixed below the market, rich consumers are

accused of taking “more than their fair share”; or, if it is a raw

material that enters into manufacture, individual firms are accused of

“hoarding” it. The government then adopts a set of rules concerning who

shall have priority in buying that commodity, or to whom and in what

quantities it shall be allocated, or how it shall be rationed. If a

rationing system is adopted, it means that each consumer can have only a

certain maximum supply, no matter how much he is willing to pay for

more.

If a rationing system is adopted, in brief, it means that the government

adopts a double price system, or a dual currency system, in which each

consumer must have a certain number of coupons or “points” in addition

to a given amount of ordinary money. In other words, the government

tries to do through rationing part of the job that a free market would

have done through prices. I say only part of the job, because rationing

merely limits the demand without also stimulating the supply, as a

higher price would have done.

The government may try to assure supply through extending its control

over the costs of production of a commodity. To hold down the retail

price of beef, for example, it may fix the wholesale price of beef, the

slaughter-house price of beef, the price of live cattle, the price of

feed, the wages of farmhands. To hold down the delivered price of milk,

it may try to fix the wages of milk-wagon drivers, the price of

containers, the farm price of milk, the price of feedstuffs. To fix the

price of bread, it may fix the wages in bakeries, the price of flour,

the profits of millers, the price of wheat, and so on.

But as the government extends this price-fixing backwards, it extends at

the same time the consequences that originally drove it to this course.

Assuming that it has the courage to fix these costs, and is able to

enforce its decisions, then it merely, in turn, creates shortages of the

various factors—labor, feedstuffs, wheat, or whatever—that enter into

the production of the final commodities. Thus the government is driven

to controls in ever-widening circles, and the final consequence will be

the same as that of universal price-fixing.

The government may try to meet this difficulty through subsidies. It

recognizes, for example, that when it keeps the price of milk or butter

below the level of the market, or below the relative level at which it

fixes other prices, a shortage may result because of lower wages or

profit margins for the production of milk or butter as compared with

other commodities. Therefore the government attempts to compensate for

this by paying a subsidy to the milk and butter producers. Passing over

the administrative difficulties involved in this, and assuming that the

subsidy is just enough to assure the desired relative production of milk

and butter, it is clear that, though the subsidy is paid to producers,

those who are really being subsidized are the consumers. For the

producers are on net balance getting no more for their milk and butter

than if they had been allowed to charge the free market price in the

first place; but the consumers are getting their milk and butter at a

great deal below the free market price. They are being subsidized to the

extent of the difference—that is, by the amount of subsidy paid

ostensibly to the producers.

Now unless the subsidized commodity is also rationed, it is those with

the most purchasing power that can buy most of it. This means that they

are being subsidized more than those with less purchasing power. Who

subsidizes the consumers will depend upon the incidence of taxation. But

men in their role of taxpayers will be subsidizing themselves in their

role of consumers. It becomes a little difficult to trace in this maze

precisely who is subsidizing whom. What is forgotten is that subsidies

are paid for by someone, and that no method has been discovered by which

the community gets something for nothing.

3

Price-fixing may often appear for a short period to be successful. It

can seem to work well for a while, particularly in wartime, when it is

supported by patriotism and a sense of crisis. But the longer it is in

effect the more its difficulties increase. When prices are arbitrarily

held down by government compulsion, demand is chronically in excess of

supply. We have seen that if the government attempts to prevent a

shortage of a commodity by reducing also the prices of the labor, raw

materials and other factors that go into its cost of production, it

creates a shortage of these in turn. But not only will the government,

if it pursues this course, find it necessary to extend price control

more and more downwards, or “vertically”; it will find it no less

necessary to extend price control “horizontally.” If we ration one

commodity, and the public cannot get enough of it, though it still has

excess purchasing power, it will turn to some substitute. The rationing

of each commodity as it grows scarce, in other words, must put more and

more pressure on the unrationed commodities that remain. If we assume

that the government is successful in its efforts to prevent black

markets (or at least prevents them from developing on a sufficient scale

to nullify its legal prices), continued price control must drive it to

the rationing of more and more commodities. This rationing cannot stop

with consumers. In war it did not stop with consumers. It was applied

first of all, in fact, in the allocation of raw materials to producers.

The natural consequence of a thoroughgoing over-all price control which

seeks to perpetuate a given historic price level, in brief, must

ultimately be a completely regimented economy. Wages would have to be

held down as rigidly as prices. Labor would have to be rationed as

ruthlessly as raw materials. The end result would be that the government

would not only tell each consumer precisely how much of each commodity

he could have; it would tell each manufacturer precisely what quantity

of each raw material he could have and what quantity of labor.

Competitive bidding for workers could no more be tolerated than

competitive bidding for materials. The result would be a petrified

totalitarian economy, with every business firm and every worker at the

mercy of the government, and with a final abandonment of all the

traditional liberties we have known. For as Alexander Hamilton pointed

out in the Federalist papers a century and a half ago, “A power over a

man’s subsistence amounts to a power over his will.”

4

These are the consequences of what might be described as “perfect,”

long-continued, and “non-political” price control. As was so amply

demonstrated in one country after another, particularly in Europe during

and after World War II, some of the more fantastic errors of the

bureaucrats were mitigated by the black market. It was a common story

from many European countries that people were able to get enough to stay

alive only by patronizing the black market. In some countries the black

market kept growing at the expense of the legally recognized fixed-price

market until the former became, in effect, the market. By nominally

keeping the price ceilings, however, the politicians in power tried to

show that their hearts, if not their enforcement squads, were in the

right place.

Because the black market, however, finally supplanted the legal

price-ceiling market, it must not be supposed that no harm was done. The

harm was both economic and moral. During the transition period the

large, long-established firms, with a heavy capital investment and a

great dependence upon the retention of public good-will, are forced to

restrict or discontinue production. Their place is taken by fly-by-night

concerns with little capital and little accumulated experience in

production. These new firms are inefficient compared with those they

displace; they turn out inferior and dishonest goods at much higher

production costs than the older concerns would have required for

continuing to turn out their former goods. A premium is put on

dishonesty. The new firms owe their very existence or growth to the fact

that they are willing to violate the law; their customers conspire with

them; and as a natural consequence demoralization spreads into all

business practices.

It is seldom, moreover, that any honest effort is made by the

price-fixing authorities merely to preserve the level of prices existing

when their efforts began. They declare that their intention is to “hold

the line.” Soon, however, under the guise of “correcting inequities” or

“social injustices,” they begin a discriminatory price-fixing which

gives most to those groups that are politically powerful and least to

other groups.

As political power today is most commonly measured by votes, the groups

that the authorities most often attempt to favor are workers and

farmers. At first it is contended that wages and living costs are not

connected; that wages can easily be lifted without lifting prices. When

it becomes obvious that wages can be raised only at the expense of

profits, the bureaucrats begin to argue that profits were already too

high anyway, and that lifting wages and holding prices will still permit

“a fair profit.” As there is no such thing as a uniform rate of profit,

as profits differ with each concern, the result of this policy is to

drive the least profitable concerns out of business altogether, and to

discourage or stop the production of certain items. This means

unemployment, a shrinkage in production and a decline in living

standards.

5

What lies at the base of the whole effort to fix maximum prices? There

is first of all a misunderstanding of what it is that has been causing

prices to rise. The real cause is either a scarcity of goods or a

surplus of money. Legal price ceilings cannot cure either. In fact, as

we have just seen, they merely intensify the shortage of goods. What to

do about the surplus of money will be discussed in a later chapter. But

one of the errors that lie behind the drive for price-fixing is the

chief subject of this book. Just as the endless plans for raising prices

of favored commodities are the result of thinking of the interests only

of the producers immediately concerned, and forgetting the interests of

consumers, so the plans for holding down prices by legal edict are the

result of thinking of the interests of people only as consumers and

forgetting their interests as producers. And the political support for

such policies springs from a similar confusion in the public mind.

People do not want to pay more for milk, butter, shoes, furniture, rent,

theater tickets or diamonds. Whenever any of these items rises above its

previous level the consumer becomes indignant, and feels that he is

being rooked.

The only exception is the item he makes himself: here he understands and

appreciates the reason for the rise. But he is always likely to regard

his own business as in some way an exception. “Now my own business,” he

will say, “is peculiar, and the public does not understand it. Labor

costs have gone up; raw material prices have gone up; this or that raw

material is no longer being imported, and must be made at a higher cost

at home. Moreover, the demand for the product has increased, and the

business should be allowed to charge the prices necessary to encourage

its expansion to supply this demand.” And so on. Everyone as consumer

buys a hundred different products; as producer he makes, usually, only

one. He can see the inequity in holding down the price of that. And just

as each manufacturer wants a higher price for his particular product, so

each worker wants a higher wage or salary. Each can see as producer that

price control is restricting production in his line. But nearly everyone

refuses to generalize this observation, for it means that he will have

to pay more for the products of others.

Each one of us, in brief, has a multiple economic personality. Each one

of us is producer, taxpayer, consumer. The policies he advocates depend

upon the particular aspect under which he thinks of himself at the

moment. For he is sometimes Dr. Jekyll and sometimes Mr. Hyde. As a

producer he wants inflation (thinking chiefly of his own services or

product); as a consumer he wants price ceilings (thinking chiefly of

what he has to pay for the products of others). As a consumer he may

advocate or acquiesce in subsidies; as a taxpayer he will resent paying

them. Each person is likely to think that he can so manage the political

forces that he can benefit from the subsidy more than he loses from the

tax, or benefit from a rise for his own product (while his raw material

costs are legally held down) and at the same time benefit as a consumer

from price control. But the overwhelming majority will be deceiving

themselves. For not only must there be at least as much loss as gain

from this political manipulation of prices; there must be a great deal

more loss than gain, because price-fixing discourages and disrupts

employment and production.

Chapter Eighteen

MINIMUM WAGE LAWS

We have already seen some of the harmful results of arbitrary

governmental efforts to raise the price of favored commodities. The same

sort of harmful results follows efforts to raise wages through minimum

wage laws. This ought not to be surprising; for a wage is, in fact, a

price. It is unfortunate for clarity of economic thinking that the price

of labor’s services should have received an entirely different name from

other prices. This has prevented most people from recognizing that the

same principles govern both.

Thinking has become so emotional and so politically biased on the

subject of wages that in most discussions of them the plainest

principles are ignored. People who would be among the first to deny that

prosperity could be brought about by artificially boosting prices,

people who would be among the first to point out that minimum price laws

might be most harmful to the very industries they were designed to help,

will nevertheless advocate minimum wage laws, and denounce opponents of

them, without misgivings.

Yet it ought to be clear that a minimum wage law is, at best, a limited

weapon for combatting the evil of low wages, and that the possible good

to be achieved by such a law can exceed the possible harm only in

proportion as its aims are modest. The more ambitious such a law is, the

larger the number of workers it attempts to cover, and the more it

attempts to raise their wages, the more likely are its harmful effects

to exceed its good effects.

The first thing that happens, for example, when a law is passed that no

one shall be paid less than $30 for a forty-hour week is that no one who

is not worth $30 a week to an employer will be employed at all. You

cannot make a man worth a given amount by making it illegal for anyone

to offer him anything less. You merely deprive him of the right to earn

the amount that his abilities and situation would permit him to earn,

while you deprive the community even of the moderate services that he is

capable of rendering. In brief, for a low wage you substitute

unemployment. You do harm all around, with no comparable compensation.

The only exception to this occurs when a group of workers is receiving a

wage actually below its market worth. This is likely to happen only in

special circumstances or localities where competitive forces do not

operate freely or adequately; but nearly all these special cases could

be remedied just as effectively, more flexibly and with far less

potential harm, by unionization.

It may be thought that if the law forces the payment of a higher wage in

a given industry, that industry can then charge higher prices for its

product, so that the burden of paying the higher wage is merely shifted

to consumers. Such shifts, however, are not easily made, nor are the

consequences of artificial wage-raising so easily escaped. A higher

price for the product may not be possible: it may merely drive consumers

to some substitute. Or, if consumers continue to buy the product of the

industry in which wages have been raised, the higher price will cause

them to buy less of it. While some workers in the industry will be

benefited from the higher wage, therefore, others will be thrown out of

employment altogether. On the other hand, if the price of the product is

not raised, marginal producers in the industry will be driven out of

business; so that reduced production and consequent unemployment will

merely be brought about in another way.

When such consequences are pointed out, there are a group of people who

reply: “Very well; if it is true that the X industry cannot exist except

by paying starvation wages, then it will be just as well if the minimum

wage puts it out of existence altogether.” But this brave pronouncement

overlooks the realities. It overlooks, first of all, that consumers will

suffer the loss of that product. It forgets, in the second place, that

it is merely condemning the people who worked in that industry to

unemployment. And it ignores, finally, that bad as were the wages paid

in the X industry, they were the best among all the alternatives that

seemed open to the workers in that industry; otherwise the workers would

have gone into another. If, therefore, the X industry is driven out of

existence by a minimum wage law, then the workers previously employed in

that industry will be forced to turn to alternative courses that seemed

less attractive to them in the first place. Their competition for jobs

will drive down the pay offered even in these alternative occupations.

There is no escape from the conclusion that the minimum wage will

increase unemployment.

2

A nice problem, moreover, will be raised by the relief program designed

to take care of the unemployment caused by the minimum wage law. By a

minimum wage of, say, 75 cents an hour, we have forbidden anyone to work

forty hours in a week for less than $30. Suppose, now, we offer only $18

a week on relief. This means that we have forbidden a man to be usefully

employed at, say $25 a week, in order that we may support him at $18 a

week in idleness. We have deprived society of the value of his services.

We have deprived the man of the independence and self-respect that come

from self-support, even at a low level, and from performing wanted work,

at the same time as we have lowered what the man could have received by

his own efforts.

These consequences follow as long as the relief payment is a penny less

than $30. Yet the higher we make the relief payment, the worse we make

the situation in other respects. If we offer $30 for relief, then we

offer many men just as much for not working as for working. Moreover,

whatever the sum we offer for relief, we create a situation in which

everyone is working only for the difference between his wages and the

amount of the relief. If the relief is $30 a week, for example, workers

offered a wage of $1 an hour, or $40 a week, are in fact, as they see

it, being asked to work for only $10 a week—for they can get the rest

without doing anything.

It may be thought that we can escape these consequences by offering

“work relief” instead of “home relief”; but we merely change the nature

of the consequences. “Work relief” means that we are paying the

beneficiaries more than the open market would pay them for their

efforts. Only part of their relief-wage is for their efforts, therefore

(in work often of doubtful utility), while the rest is a disguised dole.

It would probably have been better all around if the government in the

first place had frankly subsidized their wages on the private work they

were already doing. We need not pursue this point further, as it would

carry us into problems not immediately relevant. But the difficulties

and consequences of relief must be kept in mind when we consider the

adoption of minimum wage laws or an increase in minimums already fixed.

3

All this is not to argue that there is no way of raising wages. It is

merely to point out that the apparently easy method of raising them by

government fiat is the wrong way and the worst way.

This is perhaps as good a place as any to point out that what

distinguishes many reformers from those who cannot accept their

proposals is not their greater philanthropy, but their greater

impatience. The question is not whether we wish to see everybody as well

off as possible. Among men of good will such an aim can be taken for

granted. The real question concerns the proper means of achieving it.

And in trying to answer this we must never lose sight of a few

elementary truisms. We cannot distribute more wealth than is created. We

cannot in the long run pay labor as a whole more than it produces.

The best way to raise wages, therefore, is to raise labor productivity.

This can be done by many methods: by an increase in capital

accumulation—i.e., by an increase in the machines with which the workers

are aided; by new inventions and improvements; by more efficient

management on the part of employers; by more industriousness and

efficiency on the part of workers; by better education and training. The

more the individual worker produces, the more he increases the wealth of

the whole community. The more he produces, the more his services are

worth to consumers, and hence to employers. And the more he is worth to

employers, the more he will be paid. Real wages come out of production,

not out of government decrees.

Chapter Nineteen

DO UNIONS REALLY RAISE WAGES?

The power of labor unions to raise wages over the long run and for the

whole working population has been enormously exaggerated. This

exaggeration is mainly the result of failure to recognize that wages are

basically determined by labor productivity. It is for this reason, for

example, that wages in the United States were incomparably higher than

wages in England and Germany all during the decades when the “labor

movement” in the latter two countries was far more advanced.

In spite of the overwhelming evidence that labor productivity is the

fundamental determinant of wages, the conclusion is usually forgotten or

derided by labor union leaders and by that large group of economic

writers who seek a reputation as “liberals” by parroting them. But this

conclusion does not rest on the assumption, as they suppose, that

employers are uniformly kind and generous men eager to do what is right.

It rests on the very different assumption that the individual employer

is eager to increase his own profits to the maximum. If people are

willing to work for less than they are really worth to him, why should

he not take the fullest advantage of this? Why should he not prefer, for

example, to make $1 a week out of a workman rather than see some other

employer make $2 a week out of him? And as long as this situation

exists, there will be a tendency for employers to bid workers up to

their full economic worth.

All this does not mean that unions can serve no useful or legitimate

function. The central function they can serve is to assure that all of

their members get the true market value of their services.

For the competition of workers for jobs, and of employers for workers,

does not work perfectly. Neither individual workers nor individual

employers are likely to be fully informed concerning the conditions of

the labor market. An individual worker, without the help of a union or a

knowledge of “union rates,” may not know the true market value of his

services to an employer. And he is, individually, in a much weaker

bargaining position. Mistakes of judgment are far more costly to him

than to an employer. If an employer mistakenly refuses to hire a man

from whose services he might have profited, he merely loses the net

profit he might have made from employing that one man; and he may employ

a hundred or a thousand men. But if a worker mistakenly refuses a job in

the belief that he can easily get another that will pay him more, the

error may cost him dear. His whole means of livelihood is involved. Not

only may he fail promptly to find another job offering more; he may fail

for a time to find another job offering remotely as much. And time may

be the essence of his problem, because he and his family must eat. So he

may be tempted to take a wage that he knows to be below his “real worth”

rather than face these risks. When an employer’s workers deal with him

as a body, however, and set a known “standard wage” for a given class of

work, they may help to equalize bargaining power and the risks involved

in mistakes.

But it is easy, as experience has proved, for unions, particularly with

the help of one-sided labor legislation which puts compulsions solely on

employers, to go beyond their legitimate functions, to act

irresponsibly, and to embrace short-sighted and anti-social policies.

They do this, for example, whenever they seek to fix the wages of their

members above their real market worth. Such an attempt always brings

about unemployment. The arrangement can be made to stick, in fact, only

by some form of intimidation or coercion.

One device consists in restricting the membership of the union on some

other basis than that of proved competence or skill. This restriction

may take many forms: it may consist in charging new workers excessive

initiation fees; in arbitrary membership qualifications; in

discrimination, open or concealed, on grounds of religion, race or sex;

in some absolute limitation on the number of members, or in exclusion,

by force if necessary, not only of the products of non-union labor, but

of the products even of affiliated unions in other states or cities.

The most obvious case in which intimidation and force are used to put or

keep the wages of a particular union above the real market worth of its

members’ services is that of a strike. A peaceful strike is possible. To

the extent that it remains peaceful, it is a legitimate labor weapon,

even though it is one that should be used rarely and as a last resort.

If his workers as a body withhold their labor, they may bring a stubborn

employer, who has been underpaying them, to his senses. He may find that

he is unable to replace these workers by workers equally good who are

willing to accept the wage that the former have now rejected. But the

moment workers have to use intimidation or violence to enforce their

demands—the moment they use pickets to prevent any of the old workers

from continuing at their jobs, or to prevent the employer from hiring

new permanent workers to take their places—their case becomes

questionable. For the pickets are really being used, not primarily

against the employer, but against other workers. These other workers are

willing to take the jobs that the old employees have vacated, and at the

wages that the old employees now reject. The fact proves that the other

alternatives open to the new workers are not as good as those that the

old employees have refused. If, therefore, the old employees succeed by

force in preventing new workers from taking their place, they prevent

these new workers from choosing the best alternative open to them, and

force them to take something worse. The strikers are therefore insisting

on a position of privilege, and are using force to maintain this

privileged position against other workers.

If the foregoing analysis is correct, the indiscriminate hatred of the

“strikebreaker” is not justified. If the strikebreakers consist merely

of professional thugs who themselves threaten violence, or who cannot in

fact do the work, or if they are being paid a temporarily higher rate

solely for the purpose of making a pretense of carrying on until the old

workers are frightened back to work at the old rates, the hatred may be

warranted. But if they are in fact merely men and women who are looking

for permanent jobs and willing to accept them at the old rate, then they

are workers who would be shoved into worse jobs than these in order to

enable the striking workers to enjoy better ones. And this superior

position for the old employees could continue to be maintained, in fact,

only by the ever-present threat of force.

2

Emotional economics has given birth to theories that calm examination

cannot justify. One of these is the idea that labor is being “underpaid”

generally. This would be analogous to the notion that in a free market

prices in general are chronically too low. Another curious but

persistent notion is that the interests of a nation’s workers are

identical with each other, and that an increase in wages for one union

in some obscure way helps all other workers. Not only is there no truth

in this idea; the truth is that, if a particular union by coercion is

able to enforce for its own members a wage substantially above the real

market worth of their services, it will hurt all other workers as it

hurts other members of the community.

In order to see more clearly how this occurs, let us imagine a community

in which the facts are enormously simplified arithmetically. Suppose the

community consisted of just half a dozen groups of workers, and that

these groups were originally equal to each other in their total wages

and the market value of their product.

Let us say that these six groups of workers consist of (1) farm hands,

(2) retail store workers, (3) workers in the clothing trades, (4) coal

miners, (5) building workers, and (6) railway employees. Their wage

rates, determined without any element of coercion, are not necessarily

equal; but whatever they are, let us assign to each of them an original

index number of 100 as a base. Now let us suppose that each group forms

a national union and is able to enforce its demands in proportion not

merely to its economic productivity but to its political power and

strategic position. Suppose the result is that the farm hands are unable

to raise their wages at all, that the retail store workers are able to

get an increase of 10 per cent, the clothing workers of 20 per cent, the

coal miners of 30 per cent, the building trades of 40 per cent, and the

railroad employees of 50 per cent.

On the assumptions we have made, this will mean that there has been an

average increase in wages of 25 per cent. Now suppose, again for the

sake of arithmetical simplicity, that the price of the product that each

group of workers makes rises by the same percentage as the increase in

that group’s wages. (For several reasons, including the fact that labor

costs do not represent all costs, the price will not quite do

that—certainly not in any short period. But the figures will none the

less serve to illustrate the basic principle involved.)

We shall then have a situation in which the cost of living has risen by

an average of 25 per cent. The farm hands, though they have had no

reduction in their money wages, will be considerably worse off in terms

of what they can buy. The retail store workers, even though they have

got an increase in money wages of 10 per cent, will be worse off than

before the race began. Even the workers in the clothing trades, with a

money-wage increase of 20 per cent, will be at a disadvantage compared

with their previous position. The coal miners, with a money-wage

increase of 30 per cent, will have made in purchasing power only a

slight gain. The building and railroad workers will of course have made

a gain, but one much smaller in actuality than in appearance.

But even such calculations rest on the assumption that the forced

increase in wages has brought about no unemployment. This is likely to

be true only if the increase in wages has been accompanied by an

equivalent increase in money and bank credit; and even then it is

improbable that such distortions in wage rates can be brought about

without creating pockets of unemployment, particularly in the trades in

which wages have advanced the most. If this corresponding monetary

inflation does not occur, the forced wage advances will bring about

widespread unemployment.

The unemployment need not necessarily be greatest, in percentage terms,

among the unions whose wages have been advanced the most; for

unemployment will be shifted and distributed in relation to the relative

elasticity of the demand for different kinds of labor and in relation to

the “joint” nature of the demand for many kinds of labor. Yet when all

these allowances have been made, even the groups whose wages have been

advanced the most will probably be found, when their unemployed are

averaged with their employed members, to be worse off than before. And

in terms of welfare, of course, the loss suffered will be much greater

than the loss in merely arithmetical terms, because the psychological

losses of those who are unemployed will greatly outweigh the

psychological gains of those with a slightly higher income in terms of

purchasing power.

Nor can the situation be rectified by providing unemployment relief.

Such relief, in the first place, is paid for in large part, directly or

indirectly, out of the wages of those who work. It therefore reduces

these wages. “Adequate” relief payments, moreover, as we have already

seen, create unemployment. They do so in several ways. When strong labor

unions in the past made it their function to provide for their own

unemployed members, they thought twice before demanding a wage that

would cause heavy unemployment. But where there is a relief system under

which the general taxpayer is forced to provide for the unemployment

caused by excessive wage rates, this restraint on excessive union

demands is removed. Moreover, as we have already noted, “adequate”

relief will cause some men not to seek work at all, and will cause

others to consider that they are in effect being asked to work not for

the wage offered, but only for the difference between that wage and the

relief payment. And heavy unemployment means that fewer goods are

produced, that the nation is poorer, and that there is less for

everybody.

The apostles of salvation by unionism sometimes attempt another answer

to the problem I have just presented. It may be true, they will admit,

that the members of strong unions today exploit, among others, the

non-unionized workers; but the remedy is simple: unionize everybody. The

remedy, however, is not quite that simple. In the first place, in spite

of the enormous political encouragements (one might in some cases say

compulsions) to unionization under the Wagner Act and other laws, it is

not an accident that only about a fourth of this nation’s gainfully

employed workers are unionized. The conditions propitious to

unionization are much more special than generally recognized. But even

if universal unionization could be achieved, the unions could not

possibly be equally powerful, any more than they are today. Some groups

of workers are in a far better strategic position than others, either

because of greater numbers, of the more essential nature of the product

they make, of the greater dependence on their industry of other

industries, or of their greater ability to use coercive methods. But

suppose this were not so? Suppose, in spite of the

self-contradictoriness of the assumption, that all workers by coercive

methods could raise their wages by an equal percentage? Nobody would be

any better off, in the long run, than if wages had not been raised at

all.

3

This leads us to the heart of the question. It is usually assumed that

an increase in wages is gained at the expense of the profits of

employers. This may of course happen for short periods or in special

circumstances. If wages are forced up in a particular firm, in such

competition with others that it cannot raise its prices, the increase

will come out of its profits. This is much less likely to happen,

however, if the wage increase takes place throughout a whole industry.

The industry will in most cases increase its prices and pass the wage

increase along to consumers. As these are likely to consist for the most

part of workers, they will simply have their real wages reduced by

having to pay more for a particular product. It is true that as a result

of the increased prices, sales of that industry’s products may fall off,

so that volume of profits in the industry will be reduced; but

employment and total payrolls in the industry are likely to be reduced

by a corresponding amount.

It is possible, no doubt, to conceive of a case in which the profits in

a whole industry are reduced without any corresponding reduction in

employment—a case, in other words, in which an increase in wage rates

means a corresponding increase in payrolls, and in which the whole cost

comes out of the industry’s profits without throwing any firm out of

business. Such a result is not likely, but it is conceivable.

Suppose we take an industry like that of the railroads, for example,

which cannot always pass increased wages along to the public in the form

of higher rates, because government regulation will not permit it.

(Actually the great rise of railway wage rates has been accompanied by

the most drastic consequences to railway employment. The number of

workers on the Class I American railroads reached its peak in 1920 at

1,685,000, with their average wages at 66 cents an hour; it had fallen

to 959,000 in 1931, with their average wages at 67 cents an hour; and it

had fallen further to 699,000 in 1938 with average wages at 74 cents an

hour. But we can for the sake of argument overlook actualities for the

moment and talk as if we were discussing a hypothetical case.)

It is at least possible for unions to make their gains in the short run

at the expense of employers and investors. The investors once had liquid

funds. But they have put them, say, into the railroad business. They

have turned them into rails and roadbeds, freight cars and locomotives.

Once their capital might have been turned into any of a thousand forms,

but today it is trapped, so to speak, in one particular form. The

railway unions may force them to accept smaller returns on this capital

already invested. It will pay the investors to continue running the

railroad if they can earn anything at all above operating expenses, even

if it is only one-tenth of 1 per cent on their investment.

But there is an inevitable corollary of this. If the money that they

have invested in railroads now yields less than money they can invest in

other lines, the investors will not put a cent more into railroads. They

may replace a few of the things that wear out first, to protect the

small yield on their remaining capital; but in the long run they will

not even bother to replace items that fall into obsolescence or decay.

If capital invested at home pays them less than that invested abroad,

they will invest abroad. If they cannot find sufficient return anywhere

to compensate them for their risk, they will cease to invest at all.

Thus the exploitation of capital by labor can at best be merely

temporary. It will quickly come to an end. It will come to an end,

actually, not so much in the way indicated in our hypothetical

illustration, as by the forcing of marginal firms out of business

entirely, the growth of unemployment, and the forced readjustment of

wages and profits to the point where the prospect of normal (or

abnormal) profits leads to a resumption of employment and production.

But in the meanwhile, as a result of the exploitation, unemployment and

reduced production will have made everybody poorer. Even though labor

for a time will have a greater relative share of the national income,

the national income will fall absolutely; so that labor’s relative gains

in these short periods may mean a Pyrrhic victory: they may mean that

labor, too, is getting a lower total amount in terms of real purchasing

power.

4

Thus we are driven to the conclusion that unions, though they may for a

time be able to secure an increase in money wages for their members,

partly at the expense of employers and more at the expense of

non-unionized workers, do not, in the long run and for the whole body of

workers, increase real wages at all.

The belief that they do so rests on a series of delusions. One of these

is the fallacy of post hoc ergo propter hoc, which sees the enormous

rise in wages in the last half century, due principally to the growth of

capital investment and to scientific and technological advance, and

ascribes it to the unions because the unions were also growing during

this period. But the error most responsible for the delusion is that of

considering merely what a rise of wages brought about by union demands

means in the short run for the particular workers who retain their jobs,

while failing to trace the effects of this advance on employment,

production and the living costs of all workers, including those who

forced the increase.

One may go further than this conclusion, and raise the question whether

unions have not, in the long run and for the whole body of workers,

actually prevented real wages from rising to the extent to which they

otherwise might have risen. They have certainly been a force working to

hold down or to reduce wages if their effect, on net balance, has been

to reduce labor productivity; and we may ask whether it has not been so.

With regard to productivity there is something to be said for union

policies, it is true, on the credit side. In some trades they have

insisted on standards to increase the level of skill and competence. And

in their early history they did much to protect the health of their

members. Where labor was plentiful, individual employers often stood to

gain by speeding up workers and working them long hours in spite of

ultimate ill effects upon their health, because they could easily be

replaced with others. And sometimes ignorant or shortsighted employers

would even reduce their own profits by overworking their employees. In

all these cases the unions, by demanding decent standards, often

increased the health and broader welfare of their members at the same

time as they increased their real wages.

But in recent years, as their power has grown, and as much misdirected

public sympathy has led to a tolerance or endorsement of anti-social

practices, unions have gone beyond their legitimate goals. It was a

gain, not only to health and welfare, but even in the long run to

production, to reduce a seventy-hour week to a sixty-hour week. It was a

gain to health and leisure to reduce a sixty-hour week to a

forty-eight-hour week. It was a gain to leisure, but not necessarily to

production and income, to reduce a forty-eight-hour week to a

forty-four-hour week. The value to health and leisure of reducing the

working week to forty hours is much less, the reduction in output and

income more clear. But the unions now talk, and often enforce,

thirty-five and thirty-hour weeks, and deny that these can or should

reduce output or income.

But it is not only in reducing scheduled working hours that union policy

has worked against productivity. That, in fact, is one of the least

harmful ways in which it has done so; for the compensating gain, at

least, has been clear. But many unions have insisted on rigid

subdivisions of labor which have raised production costs and led to

expensive and ridiculous “jurisdictional” disputes. They have opposed

payment on the basis of output or efficiency, and insisted on the same

hourly rates for all their members regardless of differences in

productivity. They have insisted on promotion for seniority rather than

for merit. They have initiated deliberate slowdowns under the pretense

of fighting “speed-ups.” They have denounced, insisted upon the

dismissal of, and sometimes cruelly beaten, men who turned out more work

than their fellows. They have opposed the introduction or improvement of

machinery. They have insisted on make-work rules to require more people

or more time to perform a given task. They have even insisted, with the

threat of ruining employers, on the hiring of people who are not needed

at all.

Most of these policies have been followed under the assumption that

there is just a fixed amount of work to be done, a definite “job fund”

which has to be spread over as many people and hours as possible so as

not to use it up too soon. This assumption is utterly false. There is

actually no limit to the amount of work to be done. Work creates work.

What A produces constitutes the demand for what B produces.

But because this false assumption exists, and because the policies of

unions are based on it, their net effect has been to reduce productivity

below what it would otherwise have been. Their net effect, therefore, in

the long run and for all groups of workers, has been to reduce real

wages—that is, wages in terms of the goods they will buy—below the level

to which they would otherwise have risen. The real cause for the

tremendous increase in real wages in the last half century (especially

in America) has been, to repeat, the accumulation of capital and the

enormous technological advance made possible by it.

Reduction of the rate of increase in real wages is not, of course, a

consequence inherent in the nature of unions. It has been the result of

shortsighted policies. There is still time to change them.

Chapter Twenty

“ENOUGH TO BUY BACK THE PRODUCT”

Amateur writers on economics are always asking for “just” prices and

“just” wages. These nebulous conceptions of economic justice come down

to us from medieval times. The classical economists worked out, instead,

a different concept—the concept of functional prices and functional

wages. Functional prices are those that encourage the largest volume of

production and the largest volume of sales. Functional wages are those

that tend to bring about the highest volume of employment and the

largest payrolls.

The concept of functional wages has been taken over, in a perverted

form, by the Marxists and their unconscious disciples, the

purchasing-power school. Both of these groups leave to cruder minds the

question whether existing wages are “fair.” The real question, they

insist, is whether or not they will work. And the only wages that will

work, they tell us, the only wages that will prevent an imminent

economic crash, are wages that will enable labor “to buy back the

product it creates.” The Marxist and purchasing-power schools attribute

every depression of the past to a preceding failure to pay such wages.

And at no matter what moment they speak, they are sure that wages are

still not high enough to buy back the product.

The doctrine has proved particularly effective in the hands of union

leaders. Despairing of their ability to arouse the altruistic interest

of the public or to persuade employers (wicked by definition) ever to be

“fair,” they have seized upon an argument calculated to appeal to the

public’s selfish motives, and frighten it into forcing employers to

grant their demands.

How are we to know, however, precisely when labor does have “enough to

buy back the product”? Or when it has more than enough? How are we to

determine just what the right sum is? As the champions of the doctrine

do not seem to have made any clear effort to answer such questions, we

are obliged to try to find the answers for ourselves.

Some sponsors of the theory seem to imply that the workers in each

industry should receive enough to buy back the particular product they

make. But they surely cannot mean that the makers of cheap dresses

should have enough to buy back cheap dresses and the makers of mink

coats enough to buy back mink coats; or that the men in the Ford plant

should receive enough to buy Fords and the men in the Cadillac plant

enough to buy Cadillacs.

It is instructive to recall, however, that the unions in the automobile

industry, at a time when most of their members were already in the upper

third of the country’s income receivers, and when their weekly wage,

according to government figures, was already 20 per cent higher than the

average wage paid in factories and nearly twice as great as the average

paid in retail trade, were demanding a 30 per cent increase so that they

might, according to one of their spokesmen, “bolster our fast-shrinking

ability to absorb the goods which we have the capacity to produce.”

What, then, of the average factory worker and the average retail worker?

If, under such circumstances, the automobile workers needed a 30 per

cent increase to keep the economy from collapsing, would a mere 30 per

cent have been enough for the others? Or would they have required

increases of 55 to 160 per cent to give them as much per capita

purchasing power as the automobile workers? (We may be sure, if the

history of wage bargaining even within individual unions is any guide,

that the automobile workers, if this last proposal had been made, would

have insisted on the maintenance of their existing differentials; for

the passion for economic equality, among union members as among the rest

of us, is, with the exception of a few rare philanthropists and saints,

a passion for getting as much as those above us in the economic scale

already get rather than a passion for giving those below us as much as

we ourselves already get. But it is with the logic and soundness of a

particular economic theory, rather than with these distressing

weaknesses of human nature, that we are at present concerned.)

2

The argument that labor should receive enough to buy back the product is

merely a special form of the general “purchasing power” argument. The

workers’ wages, it is correctly enough contended, are the workers’

purchasing power. But it is just as true that everyone’s income—the

grocer’s, the landlord’s, the employer’s—is his purchasing power for

buying what others have to sell. And one of the most important things

for which others have to find purchasers is their labor services.

All this, moreover, has its reverse side. In an exchange economy

everybody’s income is somebody else’s cost. Every increase in hourly

wages, unless or until compensated by an equal increase in hourly

productivity, is an increase in costs of production. An increase in

costs of production, where the government controls prices and forbids

any price increase, takes the profit from marginal producers, forces

them out of business, means a shrinkage in production and a growth in

unemployment. Even where a price increase is possible, the higher price

discourages buyers, shrinks the market, and also leads to unemployment.

If a 30 per cent increase in hourly wages all around the circle forces a

30 per cent increase in prices, labor can buy no more of the product

than it could at the beginning; and the merry-go-round must start all

over again.

No doubt many will be inclined to dispute the contention that a 30 per

cent increase in wages can force as great a percentage increase in

prices. It is true that this result can follow only in the long run and

only if monetary and credit policy permit it. If money and credit are so

inelastic that they do not increase when wages are forced up (and if we

assume that the higher wages are not justified by existing labor

productivity in dollar terms), then the chief effect of forcing up wage

rates will be to force unemployment.

And it is probable, in that case, that total payrolls, both in dollar

amount and in real purchasing power, will be lower than before. For a

drop in employment (brought about by union policy and not as a

transitional result of technological advance) necessarily means that

fewer goods are being produced for everyone. And it is unlikely that

labor will compensate for the absolute drop in production by getting a

larger relative share of the production that is left. For Paul H.

Douglas in America and A. C. Pigou in England, the first from analyzing

a great mass of statistics, the second by almost purely deductive

methods, arrived independently at the conclusion that the elasticity of

the demand for labor is somewhere between -3 and -4. This means, in less

technical language, that “a 1 per cent reduction in the real rate of

wage is likely to expand the aggregate demand for labor by not less than

3 per cent.”[3] Or, to put the matter the other way, “If wages are

pushed up above the point of marginal productivity, the decrease in

employment would normally be from three to four times as great as the

increase in hourly rates”[4] so that the total income of the workers

would be reduced correspondingly.

Even if these figures are taken to represent only the elasticity of the

demand for labor revealed in a given period of the past, and not

necessarily to forecast that of the future, they deserve the most

serious consideration.

3

But now let us suppose that the increase in wage rates is accompanied or

followed by a sufficient increase in money and credit to allow it to

take place without creating serious unemployment. If we assume that the

previous relationship between wages and prices was itself a “normal”

long-run relationship, then it is altogether probable that a forced

increase of, say, 30 per cent in wage rates will ultimately lead to an

increase in prices of approximately the same percentage.

The belief that the price increase would be substantially less than that

rests on two main fallacies. The first is that of looking only at the

direct labor costs of a particular firm or industry and assuming these

to represent all the labor costs involved. But this is the elementary

error of mistaking a part for the whole. Each “industry” represents not

only just one section of the productive process considered

“horizontally,” but just one section of that process considered

“vertically.” Thus the direct labor cost of making automobiles in the

automobile factories themselves may be less than a third, say, of the

total costs; and this may lead the incautious to conclude that a 30 per

cent increase in wages would lead to only a 10 per cent increase, or

less, in automobile prices. But this would be to overlook the indirect

wage costs in the raw materials and purchased parts, in transportation

charges, in new factories or new machine tools, or in the dealers’

mark-up.

Government estimates show that in the fifteen-year period from 1929 to

1943, inclusive, wages and salaries in the United States averaged 69 per

cent of the national income. These wages and salaries, of course, had to

be paid out of the national product. While there would have to be both

deductions from this figure and additions to it to provide a fair

estimate of “labor’s” income, we can assume on this basis that labor

costs cannot be less than about two-thirds of total production costs and

may run above three-quarters (depending upon our definition of “labor”).

If we take the lower of these two estimates, and assume also that dollar

profit margins would be unchanged, it is clear that an increase of 30

per cent in wage costs all around the circle would mean an increase of

nearly 20 per cent in prices.

But such a change would mean that the dollar profit margin, representing

the income of investors, managers and the self-employed, would then

have, say, only 84 per cent as much purchasing power as it had before.

The long-run effect of this would be to cause a diminution of investment

and new enterprise compared with what it would otherwise have been, and

consequent transfers of men from the lower ranks of the self-employed to

the higher ranks of wage-earners, until the previous relationships had

been approximately restored. But this is only another way of saying that

a 30 per cent increase in wages under the conditions assumed would

eventually mean also a 30 per cent increase in prices.

It does not necessarily follow that wage-earners would make no relative

gains. They would make a relative gain, and other elements in the

population would suffer a relative loss, during the period of

transition. But it is improbable that this relative gain would mean an

absolute gain. For the kind of change in the relationship of costs to

prices contemplated here could hardly take place without bringing about

unemployment and unbalanced, interrupted or reduced production. So that

while labor might get a broader slice of a smaller pie, during this

period of transition and adjustment to a new equilibrium, it may be

doubted whether this would be greater in absolute size (and it might

easily be less) than the previous narrower slice of a larger pie.

4

This brings us to the general meaning and effect of economic

equilibrium. Equilibrium wages and prices are the wages and prices that

equalize supply and demand. If, either through government or private

coercion, an attempt is made to lift prices above their equilibrium

level, demand is reduced and therefore production is reduced. If an

attempt is made to push prices below their equilibrium level, the

consequent reduction or wiping out of profits will mean a falling off of

supply or new production. Therefore an attempt to force prices either

above or below their equilibrium levels (which are the levels toward

which a free market constantly tends to bring them) will act to reduce

the volume of employment and production below what it would otherwise

have been.

To return, then, to the doctrine that labor must get “enough to buy back

the product,” The national product, it should be obvious, is neither

created nor bought by manufacturing labor alone. It is bought by

everyone—by white collar workers, professional men, farmers, employers,

big and little, by investors, grocers, butchers, owners of small drug

stores and gasoline stations—by everybody, in short, who contributes

toward making the product.

As to the prices, wages and profits that should determine the

distribution of that product, the best prices are not the highest

prices, but the prices that encourage the largest volume of production

and the largest volume of sales. The best wage rates for labor are not

the highest wage rates, but the wage rates that permit full production,

full employment and the largest sustained payrolls. The best profits,

from the standpoint not only of industry but of labor, are not the

lowest profits, but the profits that encourage most people to become

employers or to provide more employment than before.

If we try to run the economy for the benefit of a single group or class,

we shall injure or destroy all groups, including the members of the very

class for whose benefit we have been trying to run it. We must run the

economy for everybody.

Chapter Twenty-One

THE FUNCTION OF PROFITS

The indignation shown by many people today at the mention of the very

word “profits” indicates how little understanding there is of the vital

function that profits play in our economy. To increase our

understanding, we shall go over again some of the ground already covered

in Chapter XV on the price system, but we shall view the subject from a

different angle.

Profits actually do not bulk large in our total economy. The net income

of incorporated business in the fifteen years from 1929 to 1943, to take

an illustrative figure, averaged less than 5 per cent of the total

national income. Yet “profits” are the form of income toward which there

is most hostility. It is significant that while there is a word

“profiteer” to stigmatize those who make allegedly excessive profits,

there is no such word as “wageer”—or “losseer.” Yet the profits of the

owner of a barber shop may average much less not merely than the salary

of a motion picture star or the hired head of a steel corporation, but

less even than the average wage for skilled labor.

The subject is clouded by all sorts of factual misconceptions. The total

profits of General Motors, the greatest industrial corporation in the

world, are taken as if they were typical rather than exceptional. Few

people are acquainted with the mortality rates for business concerns.

They do not know (to quote from the TNEC studies) that “should

conditions of business averaging the experience of the last fifty years

prevail, about seven of each ten grocery stores opening today will

survive into their second year; only four of the ten may expect to

celebrate their fourth birthday.” They do not know that in every year

from 1930 to 1938, in the income tax statistics, the number of

corporations that showed a loss exceeded the number that showed a

profit.

How much do profits, on the average, amount to? No trustworthy estimate

has been made that takes into account all kinds of activity,

unincorporated as well as incorporated business, and a sufficient number

of good and bad years. But some eminent economists believe that over a

long period of years, after allowance is made for all losses, for a

minimum “riskless” interest on invested capital, and for an imputed

“reasonable” wage value of the services of people who run their own

business, no net profit at all may be left over, and that there may even

be a net loss. This is not at all because entrepreneurs (people who go

into business for themselves) are intentional philanthropists, but

because their optimism and self-confidence too often lead them into

ventures that do not or cannot succeed.[5]

It is clear, in any case, that any individual placing venture capital

runs a risk not only of earning no return but of losing his whole

principal. In the past it has been the lure of high profits in special

firms or industries that has led him to take that great risk. But if

profits are limited to a maximum of, say, 10 per cent or some similar

figure, while the risk of losing one’s entire capital still exists, what

is likely to be the effect on the profit incentive, and hence on

employment and production? The wartime excess-profits tax has already

shown us what such a limit can do, even for a short period, in

undermining efficiency.

Yet governmental policy almost everywhere today tends to assume that

production will go on automatically, no matter what is done to

discourage it. One of the greatest dangers to production today comes

from government price-fixing policies. Not only do these policies put

one item after another out of production by leaving no incentive to make

it, but their long-run effect is to prevent a balance of production in

accordance with the actual demands of consumers. If the economy were

free, demand would so act that some branches of production would make

what government officials would undoubtedly regard as “excessive” or

“unreasonable” profits. But that very fact would not only cause every

firm in that line to expand its production to the utmost, and to

reinvest its profits in more machinery and more employment; it would

also attract new investors and producers from everywhere, until

production in that line was great enough to meet demand, and the profits

in it again fell to the general average level.

In a free economy, in which wages, costs and prices are left to the free

play of the competitive market, the prospect of profits decides what

articles will be made, and in what quantities—and what articles will not

be made at all. If there is no profit in making an article, it is a sign

that the labor and capital devoted to its production are misdirected:

the value of the resources that must be used up in making the article is

greater than the value of the article itself.

One function of profits, in brief, is to guide and channel the factors

of production so as to apportion the relative output of thousands of

different commodities in accordance with demand. No bureaucrat, no

matter how brilliant, can solve this problem arbitrarily. Free prices

and free profits will maximize production and relieve shortages quicker

than any other system. Arbitrarily-fixed prices and arbitrarily-limited

profits can only prolong shortages and reduce production and employment.

The function of profits, finally, is to put constant and unremitting

pressure on the head of every competitive business to introduce further

economies and efficiencies, no matter to what stage these may already

have been brought. In good times he does this to increase his profits

further; in normal times he does it to keep ahead of his competitors; in

bad times he may have to do it to survive at all. For profits may not

only go to zero; they may quickly turn into losses; and a man will put

forth greater efforts to save himself from ruin than he will merely to

improve his position.

Profits, in short, resulting from the relationships of costs to prices,

not only tell us which goods it is most economical to make, but which

are the most economical ways to make them. These questions must be

answered by a socialist system no less than by a capitalist one; they

must be answered by any conceivable economic system; and for the

overwhelming bulk of the commodities and services that are produced, the

answers supplied by profit and loss under competitive free enterprise

are incomparably superior to those that could be obtained by any other

method.

Chapter Twenty Two

THE MIRAGE OF INFLATION

I have found it necessary to warn the reader from time to time that a

certain result would necessarily follow from a certain policy “provided

there is no inflation.” In the chapters on public works and on credit I

said that a study of the complications introduced by inflation would

have to be deferred. But money and monetary policy form so intimate and

sometimes so inextricable a part of every economic process that this

separation, even for expository purposes, was very difficult; and in the

chapters on the effect of various government or union wage policies on

employment, profits and production, some of the effects of differing

monetary policies had to be considered immediately.

Before we consider what the consequences of inflation are in specific

cases, we should consider what its consequences are in general. Even

prior to that, it seems desirable to ask why inflation has been

constantly resorted to, why it has had an immemorial popular appeal, and

why its siren music has tempted one nation after another down the path

to economic disaster.

The most obvious and yet the oldest and most stubborn error on which the

appeal of inflation rests is that of confusing “money” with wealth.

“That wealth consists in money, or in gold and silver,” wrote Adam Smith

nearly two centuries ago, “is a popular notion which naturally arises

from the double function of money, as the instrument of commerce, and as

the measure of value.... To grow rich is to get money; and wealth and

money, in short, are, in common language, considered as in every respect

synonymous.”

Real wealth, of course, consists in what is produced and consumed: the

food we eat, the clothes we wear, the houses we live in. It is railways

and roads and motor cars; ships and planes and factories; schools and

churches and theaters; pianos, paintings and books. Yet so powerful is

the verbal ambiguity that confuses money with wealth, that even those

who at times recognize the confusion will slide back into it in the

course of their reasoning. Each man sees that if he personally had more

money he could buy more things from others. If he had twice as much

money he could buy twice as many things; if he had three times as much

money he would be “worth” three times as much. And to many the

conclusion seems obvious that if the government merely issued more money

and distributed it to everybody, we should all be that much richer.

These are the most naive inflationists. There is a second group, less

naive, who see that if the whole thing were as easy as that the

government could solve all our problems merely by printing money. They

sense that there must be a catch somewhere; so they would limit in some

way the amount of additional money they would have the government issue.

They would have it print just enough to make up some alleged

“deficiency” or “gap.”

Purchasing power is chronically deficient, they think, because industry

somehow does not distribute enough money to producers to enable them to

buy back, as consumers, the product that is made. There is a mysterious

“leak” somewhere. One group “proves” it by equations. On one side of

their equations they count an item only once; on the other side they

unknowingly count the same item several times over. This produces an

alarming gap between what they call “A payments” and what they call “A+B

payments.” So they found a movement, put on green uniforms, and insist

that the government issue money or “credits” to make good the missing B

payments.

The cruder apostles of “social credit” may seem ridiculous; but there

are an indefinite number of schools of only slightly more sophisticated

inflationists who have “scientific” plans to issue just enough

additional money or credit to fill some alleged chronic or periodic

“deficiency” or “gap” which they calculate in some other way.

2

The more knowing inflationists recognize that any substantial increase

in the quantity of money will reduce the purchasing power of each

individual monetary unit—in other words, that it will lead to an

increase in commodity prices. But this does not disturb them. On the

contrary, it is precisely why they want the inflation. Some of them

argue that this result will improve the position of poor debtors as

compared with rich creditors. Others think it will stimulate exports and

discourage imports. Still others think it is an essential measure to

cure a depression, to “start industry going again,” and to achieve “full

employment.”

There are innumerable theories concerning the way in which increased

quantities of money (including bank credit) affect prices. On the one

hand, as we have just seen, are those who imagine that the quantity of

money could be increased by almost any amount without affecting prices.

They merely see this increased money as a means of increasing everyone’s

“purchasing power,” in the sense of enabling everybody to buy more goods

than before. Either they never stop to remind themselves that people

collectively cannot buy twice as much goods as before unless twice as

much goods are produced, or they imagine that the only thing that holds

down an indefinite increase in production is not a shortage of manpower,

working hours or productive capacity, but merely a shortage of monetary

demand: if people want the goods, they assume, and have the money to pay

for them, the goods will almost automatically be produced.

On the other hand is the group—and it has included some eminent

economists—that holds a rigid mechanical theory of the effect of the

supply of money on commodity prices. All the money in a nation, as these

theorists picture the matter, will be offered against all the goods.

Therefore the value of the total quantity of money multiplied by its

“velocity of circulation” must always be equal to the value of the total

quantity of goods bought. Therefore, further (assuming no change in

“velocity of circulation”), the value of the monetary unit must vary

exactly and inversely with the amount put into circulation. Double the

quantity of money and bank credit and you exactly double the “price

level”; triple it and you exactly triple the price level. Multiply the

quantity of money n times, in short, and you must multiply the prices of

goods n times.

There is not space here to explain all the fallacies in this plausible

picture.[6] Instead we shall try to see just why and how an increase in

the quantity of money raises prices.

An increased quantity of money comes into existence in a specific way.

Let us say that it comes into existence because the government makes

larger expenditures than it can or wishes to meet out of the proceeds of

taxes (or from the sale of bonds paid for by the people out of real

savings). Suppose, for example, that the government prints money to pay

war contractors. Then the first effect of these expenditures will be to

raise the prices of supplies used in war and to put additional money

into the hands of the war contractors and their employees. (As, in our

chapter on price-fixing, we deferred for the sake of simplicity some

complications introduced by an inflation, so, in now considering

inflation, we may pass over the complications introduced by an attempt

at government price-fixing. When these are considered it will be found

that they do not change the essential analysis. They lead merely to a

sort of backed-up inflation that reduces or conceals some of the earlier

consequences at the expense of aggravating the later ones.)

The war contractors and their employees, then, will have higher money

incomes. They will spend them for the particular goods and services they

want. The sellers of these goods and services will be able to raise

their prices because of this increased demand. Those who have the

increased money income will be willing to pay these higher prices rather

than do without the goods; for they will have more money, and a dollar

will have a smaller subjective value in the eyes of each of them.

Let us call the war contractors and their employees group A, and those

from whom they directly buy their added goods and services group B.

Group B, as a result of higher sales and prices, will now in turn buy

more goods and services from a still further group, C. Group C in turn

will be able to raise its prices and will have more income to spend on

group D, and so on, until the rise in prices and money incomes has

covered virtually the whole nation. When the process has been completed,

nearly everybody will have a higher income measured in terms of money.

But (assuming that production of goods and services has not increased)

prices of goods and services will have increased correspondingly; and

the nation will be no richer than before.

This does not mean, however, that everyone’s relative or absolute wealth

and income will remain the same as before. On the contrary, the process

of inflation is certain to affect the fortunes of one group differently

from those of another. The first groups to receive the additional money

will benefit most. The money incomes of group A, for example, will have

increased before prices have increased, so that they will be able to buy

almost a proportionate increase in goods. The money incomes of group B

will advance later, when prices have already increased somewhat; but

group B will also be better off in terms of goods. Meanwhile, however,

the groups that have still had no advance whatever in their money

incomes will find themselves compelled to pay higher prices for the

things they buy, which means that they will be obliged to get along on a

lower standard of living than before.

We may clarify the process further by a hypothetical set of figures.

Suppose we divide the community arbitrarily into four main groups of

producers, A, B, C and D, who get the money-income benefit of the

inflation in that order. Then when money incomes of group A have already

increased 30 per cent, the prices of the things they purchase have not

yet increased at all. By the time money incomes of group B have

increased 20 per cent, prices have still increased an average of only 10

per cent. When money incomes of group C have increased only 10 per cent,

however, prices have already gone up 15 per cent. And when money incomes

of group D have not yet increased at all, the average prices they have

to pay for the things they buy have gone up 20 per cent. In other words,

the gains of the first groups of producers to benefit by higher prices

or wages from the inflation are necessarily at the expense of the losses

suffered (as consumers) by the last groups of producers that are able to

raise their prices or wages.

It may be that, if the inflation is brought to a halt after a few years,

the final result will be, say, an average increase of 25 per cent in

money incomes, and an average increase in prices of an equal amount,

both of which are fairly distributed among all groups. But this will not

cancel out the gains and losses of the transition period. Group D, for

example, even though its own incomes and prices have at last advanced 25

per cent, will be able to buy only as much goods and services as before

the inflation started. It will never compensate for its losses during

the period when its income and prices had not risen at all, though it

had to pay 30 per cent more for the goods and services it bought from

the other producing groups in the community, A, B and C.

3

So inflation turns out to be merely one more example of our central

lesson. It may indeed bring benefits for a short time to favored groups,

but only at the expense of others. And in the long run it brings

disastrous consequences to the whole community. Even a relatively mild

inflation distorts the structure of production. It leads to the

over-expansion of some industries at the expense of others. This

involves a misapplication and waste of capital. When the inflation

collapses, or is brought to a halt, the misdirected capital

investment—whether in the form of machines, factories or office

buildings—cannot yield an adequate return and loses the greater part of

its value.

Nor is it possible to bring inflation to a smooth and gentle stop, and

so avert a subsequent depression. It is not even possible to halt an

inflation, once embarked upon, at some preconceived point, or when

prices have achieved a previously-agreed-upon level; for both political

and economic forces will have got out of hand. You cannot make an

argument for a 25 per cent advance in prices by inflation without

someone’s contending that the argument is twice as good for an advance

of 50 per cent, and someone else’s adding that it is four times as good

for an advance of 100 per cent. The political pressure groups that have

benefited from the inflation will insist upon its continuance.

It is impossible, moreover, to control the value of money under

inflation. For, as we have seen, the causation is never a merely

mechanical one. You cannot, for example, say in advance that a 100 per

cent increase in the quantity of money will mean a 50 per cent fall in

the value of the monetary unit. The value of money, as we have seen,

depends upon the subjective valuations of the people who hold it. And

those valuations do not depend solely on the quantity of it that each

person holds. They depend also on the quality of the money. In wartime

the value of a nation’s monetary unit, not on the gold standard, will

rise on the foreign exchanges with victory and fall with defeat,

regardless of changes in its quantity. The present valuation will often

depend upon what people expect the future quantity of money to be. And,

as with commodities on the speculative exchanges, each person’s

valuation of money is affected not only by what he thinks its value is

but by what he thinks is going to be everybody else’s valuation of

money.

All this explains why, when super-inflation has once set in, the value

of the monetary unit drops at a far faster rate than the quantity of

money either is or can be increased. When this stage is reached, the

disaster is nearly complete; and the scheme is bankrupt.

4

Yet the ardor for inflation never dies. It would almost seem as if no

country is capable of profiting from the experience of another and no

generation of learning from the sufferings of its forbears. Each

generation and country follows the same mirage. Each grasps for the same

Dead Sea fruit that turns to dust and ashes in its mouth. For it is the

nature of inflation to give birth to a thousand illusions.

In our own day the most persistent argument put forward for inflation is

that it will “get the wheels of industry turning,” that it will save us

from the irretrievable losses of stagnation and idleness and bring “full

employment.” This argument in its cruder form rests on the immemorial

confusion between money and real wealth. It assumes that new “purchasing

power” is being brought into existence, and that the effects of this new

purchasing power multiply themselves in ever-widening circles, like the

ripples caused by a stone thrown into a pond. The real purchasing power

for goods, however, as we have seen, consists of other goods. It cannot

be wondrously increased merely by printing more pieces of paper called

dollars. Fundamentally what happens in an exchange economy is that the

things that A produces are exchanged for the things that B produces.[7]

What inflation really does is to change the relationships of prices and

costs. The most important change it is designed to bring about is to

raise commodity prices in relation to wage rates, and so to restore

business profits, and encourage a resumption of output at the points

where idle resources exist, by restoring a workable relationship between

prices and costs of production.

It should be immediately clear that this could be brought about more

directly and honestly by a reduction in wage rates. But the more

sophisticated proponents of inflation believe that this is now

politically impossible. Sometimes they go further, and charge that all

proposals under any circumstances to reduce particular wage rates

directly in order to reduce unemployment are “anti-labor.” But what they

are themselves proposing, stated in bald terms, is to deceive labor by

reducing real wage rates (that is, wage rates in terms of purchasing

power) through an increase in prices.

What they forget is that labor has itself become sophisticated; that the

big unions employ labor economists who know about index numbers, and

that labor is not deceived. The policy, therefore, under present

conditions, seems unlikely to accomplish either its economic or its

political aims. For it is precisely the most powerful unions, whose wage

rates are most likely to be in need of correction, that will insist that

their wage rates be raised at least in proportion to any increase in the

cost-of-living index. The unworkable relationships between prices and

key wage rates, if the insistence of the powerful unions prevails, will

remain. The wage-rate structure, in fact, may become even more

distorted; for the great mass of unorganized workers, whose wage rates

even before the inflation were not out of line (and may even have been

unduly depressed through union exclusionism), will be penalized further

during the transition by the rise in prices.

5

The more sophisticated advocates of inflation, in brief, are

disingenuous. They do not state their case with complete candor; and

they end by deceiving even themselves. They begin to talk of paper

money, like the more naive inflationists, as if it were itself a form of

wealth that could be created at will on the printing press. They even

solemnly discuss a “multiplier,” by which every dollar printed and spent

by the government becomes magically the equivalent of several dollars

added to the wealth of the country.

In brief, they divert both the public attention and their own from the

real causes of any existing depression. For the real causes, most of the

time, are maladjustments within the wage-cost-price structure:

maladjustments between wages and prices, between prices of raw materials

and prices of finished goods, or between one price and another or one

wage and another. At some point these maladjustments have removed the

incentive to produce, or have made it actually impossible for production

to continue; and through the organic interdependence of our exchange

economy, depression spreads. Not until these maladjustments are

corrected can full production and employment be resumed.

True, inflation may sometimes correct them; but it is a heady and

dangerous method. It makes its corrections not openly and honestly, but

by the use of illusion. It is like getting people up an hour earlier

only by making them believe that it is eight o’clock when it is really

seven. It is perhaps no mere coincidence that a world which has to

resort to the deception of turning all its clocks ahead an hour in order

to accomplish this result should be a world that has to resort to

inflation to accomplish an analogous result in the economic sphere.

For inflation throws a veil of illusion over every economic process. It

confuses and deceives almost everyone, including even those who suffer

by it. We are all accustomed to measuring our income and wealth in terms

of money. The mental habit is so strong that even professional

economists and statisticians cannot consistently break it. It is not

easy to see relationships always in terms of real goods and real

welfare. Who among us does not feel richer and prouder when he is told

that our national income has doubled (in terms of dollars, of course)

compared with some pre-inflationary period? Even the clerk who used to

get $25 a week and now gets $35 thinks that he must be in some way

better off, though it costs him twice as much to live as it did when he

was getting $25. He is of course not blind to the rise in the cost of

living. But neither is he as fully aware of his real position as he

would have been if his cost of living had not changed and if his money

salary had been reduced to give him the same reduced purchasing power

that he now has, in spite of his salary increase, because of higher

prices. Inflation is the auto-suggestion, the hypnotism, the anesthetic,

that has dulled the pain of the operation for him. Inflation is the

opium of the people.

6

And this is precisely its political function. It is because inflation

confuses everything that it is so consistently resorted to by our modern

“planned economy” governments. We saw in Chapter IV, to take but one

example, that the belief that public works necessarily create new jobs

is false. If the money was raised by taxation, we saw, then for every

dollar that the government spent on public works one less dollar was

spent by the taxpayers to meet their own wants, and for every public job

created one private job was destroyed.

But suppose the public works are not paid for from the proceeds of

taxation? Suppose they are paid for by deficit financing—that is, from

the proceeds of government borrowing or from resort to the printing

press? Then the result just described does not seem to take place. The

public works seem to be created out of “new” purchasing power. You

cannot say that the purchasing power has been taken away from the

taxpayers. For the moment the nation seems to have got something for

nothing.

But now, in accordance with our lesson, let us look at the longer

consequences. The borrowing must some day be repaid. The government

cannot keep piling up debt indefinitely; for if it tries, it will some

day become bankrupt. As Adam Smith observed in 1776: “When national

debts have once been accumulated to a certain degree, there is scarce, I

believe, a single instance of their having been fairly and completely

paid. The liberation of the public revenue, if it has even been brought

about at all, has always been brought about by a bankruptcy; sometimes

by an avowed one, but always by a real one, though frequently by a

pretended payment.”

Yet when the government comes to repay the debt it has accumulated for

public works, it must necessarily tax more heavily than it spends. In

this later period, therefore, it must necessarily destroy more jobs than

it creates. The extra heavy taxation then required does not merely take

away purchasing power; it also lowers or destroys incentives to

production, and so reduces the total wealth and income of the country.

The only escape from this conclusion is to assume (as of course the

apostles of spending always do) that the politicians in power will spend

money only in what would otherwise have been depressed or “deflationary”

periods, and will promptly pay the debt off in what would otherwise have

been boom or “inflationary” periods. This is a beguiling fiction, but

unfortunately the politicians in power have never acted that way.

Economic forecasting, moreover, is so precarious, and the political

pressures at work are of such a nature, that governments are unlikely

ever to act that way. Deficit spending, once embarked upon, creates

powerful vested interests which demand its continuance under all

conditions.

If no honest attempt is made to pay off the accumulated debt, and resort

is had to outright inflation instead, then the results follow that we

have already described. For the country as a whole cannot get anything

without paying for it. Inflation itself is a form of taxation. It is

perhaps the worst possible form, which usually bears hardest on those

least able to pay. On the assumption that inflation affected everyone

and everything evenly (which, we have seen, is never true), it would be

tantamount to a flat sales tax of the same percentage on all

commodities, with the rate as high on bread and milk as on diamonds and

furs. Or it might be thought of as equivalent to a flat tax of the same

percentage, without exemptions, on everyone’s income. It is a tax not

only on every individual’s expenditures, but on his savings account and

life insurance. It is, in fact, a flat capital levy, without exemptions,

in which the poor man pays as high a percentage as the rich man.

But the situation is even worse than this, because, as we have seen,

inflation does not and cannot affect everyone evenly. Some suffer more

than others. The poor may be more heavily taxed by inflation, in

percentage terms, than the rich. For inflation is a kind of tax that is

out of control of the tax authorities. It strikes wantonly in all

directions. The rate of tax imposed by inflation is not a fixed one: it

cannot be determined in advance. We know what it is today; we do not

know what it will be tomorrow; and tomorrow we shall not know what it

will be on the day after.

Like every other tax, inflation acts to determine the individual and

business policies we are all forced to follow. It discourages all

prudence and thrift. It encourages squandering, gambling, reckless waste

of all kinds. It often makes it more profitable to speculate than to

produce. It tears apart the whole fabric of stable economic

relationships. Its inexcusable injustices drive men toward desperate

remedies. It plants the seeds of fascism and communism. It leads men to

demand totalitarian controls. It ends invariably in bitter disillusion

and collapse.

Chapter Twenty Three

THE ASSAULT ON SAVING

From time immemorial proverbial wisdom has taught the virtues of saving,

and warned against the consequences of prodigality and waste. This

proverbial wisdom has reflected the common ethical as well as the merely

prudential judgments of mankind. But there have always been squanderers,

and there have apparently always been theorists to rationalize their

squandering.

The classical economists, refuting the fallacies of their own day,

showed that the saving policy that was in the best interests of the

individual was also in the best interests of the nation. They showed

that the rational saver, in making provision for his own future, was not

hurting, but helping, the whole community. But today the ancient virtue

of thrift, as well as its defense by the classical economists, is once

more under attack, for allegedly new reasons, while the opposite

doctrine of spending is in fashion.

In order to make the fundamental issue as clear as possible, we cannot

do better, I think, than to start with the classic example used by

Bastiat. Let us imagine two brothers, then, one a spendthrift and the

other a prudent man, each of whom has inherited a sum to yield him an

income of $50,000 a year. We shall disregard the income tax, and the

question whether both brothers really ought to work for a living,

because such questions are irrelevant to our present purpose.

Alvin, then, the first brother, is a lavish spender. He spends not only

by temperament, but on principle. He is a disciple (to go no further

back) of Rodbertus, who declared in the middle of the nineteenth century

that capitalists “must expend their income to the last penny in comforts

and luxuries,” for if they “determine to save ... goods accumulate, and

part of the workmen will have no work.”[8] Alvin is always seen at the

night clubs; he tips handsomely; he maintains a pretentious

establishment, with plenty of servants; he has a couple of chauffeurs

and doesn’t stint himself in the number of cars he owns; he keeps a

racing stable; he runs a yacht; he travels; he loads his wife down with

diamond bracelets and fur coats; he gives expensive and useless presents

to his friends.

To do all this he has to dig into his capital. But what of it? If saving

is a sin, dissaving must be a virtue; and in any case he is simply

making up for the harm being done by the saving of his pinchpenny

brother Benjamin.

It need hardly be said that Alvin is a great favorite with the hat check

girls, the waiters, the restaurateurs, the furriers, the jewelers, the

luxury establishments of all kinds. They regard him as a public

benefactor. Certainly it is obvious to everyone that he is giving

employment and spreading his money around.

Compared with him brother Benjamin is much less popular. He is seldom

seen at the jewelers, the furriers or the night clubs, and he does not

call the head waiters by their first names. Whereas Alvin spends not

only the full $50,000 income each year but is digging into capital

besides, Benjamin lives much more modestly and spends only about

$25,000. Obviously, think the people who see only what hits them in the

eye, he is providing less than half as much employment as Alvin, and the

other $25,000 is as useless as if it did not exist.

But let us see what Benjamin actually does with this other $25,000. On

the average he gives $5,000 of it to charitable causes, including help

to friends in need. The families who are helped by these funds in turn

spend them on groceries or clothing or living quarters. So the funds

create as much employment as if Benjamin had spent them directly on

himself. The difference is that more people are made happy as consumers,

and that production is going more into essential goods and less into

luxuries and superfluities.

This last point is one that often gives Benjamin concern. His conscience

sometimes troubles him even about the $25,000 he spends. The kind of

vulgar display and reckless spending that Alvin indulges in, he thinks,

not only helps to breed dissatisfaction and envy in those who find it

hard to make a decent living, but actually increases their difficulties.

At any given moment, as Benjamin sees it, the actual producing power of

the nation is limited. The more of it that is diverted to producing

frivolities and luxuries, the less there is left for producing the

essentials of life for those who are in need of them.[9] The less he

withdraws from the existing stock of wealth for his own use, the more he

leaves for others. Prudence in consumptive spending, he feels, mitigates

the problems raised by the inequalities of wealth and income. He

realizes that this consumptive restraint can be carried too far; but

there ought to be some of it, he feels, in everyone whose income is

substantially above the average.

Now let us see, apart from Benjamin’s ideas, what happens to the $20,000

that he neither spends nor gives away. He does not let it pile up in his

pocketbook, his bureau drawers, or in his safe. He either deposits it in

a hank or he invests it. If he puts it either into a commercial or a

savings bank, the bank either lends it to going businesses on short term

for working capital, or uses it to buy securities. In other words,

Benjamin invests his money either directly or indirectly. But when money

is invested it is used to buy capital goods—houses or office buildings

or factories or ships or motor trucks or machines. Any one of these

projects puts as much money into circulation and gives as much

employment as the same amount of money spent directly on consumption.

“Saving,” in short, in the modern world, is only another form of

spending. The usual difference is that the money is turned over to

someone else to spend on means to increase production. So far as giving

employment is concerned, Benjamin’s “saving” and spending combined give

as much as Alvin’s spending alone, and put as much money in circulation.

The chief difference is that the employment provided by Alvin’s spending

can be seen by anyone with one eye; but it is necessary to look a little

more carefully, and to think a moment, to recognize that every dollar of

Benjamin’s saving gives as much employment as every dollar that Alvin

throws around.

A dozen years roll by. Alvin is broke. He is no longer seen in the night

clubs and at the fashionable shops; and those whom he formerly

patronized, when they speak of him, refer to him as something of a fool.

He writes begging letters to Benjamin. And Benjamin, who continues about

the same ratio of spending to saving, provides more jobs than ever,

because his income, through investment, has grown. His capital wealth is

greater also. Moreover, because of his investments, the national wealth

and income are greater; there are more factories and more production.

2

So many fallacies have grown up about saving in recent years that they

cannot all be answered by our example of the two brothers. It is

necessary to devote some further space to them. Many stem from

confusions so elementary as to seem incredible, particularly when found

in economic writers of wide repute. The word “saving,” for example, is

used sometimes to mean mere hoarding of money, and sometimes to mean

investment, with no clear distinction, consistently maintained, between

the two uses.

Mere hoarding of hand-to-hand money, if it takes place irrationally,

causelessly, and on a large scale, is in most economic situations

harmful. But this sort of hoarding is extremely rare. Something that

looks like this, but should be carefully distinguished from it, often

occurs after a downturn in business has got under way. Consumptive

spending and investment are then both contracted. Consumers reduce their

buying. They do this partly, indeed, because they fear they may lose

their jobs, and they wish to conserve their resources: they have

contracted their buying not because they wish to consume less, but

because they wish to make sure that their power to consume will be

extended over a longer period if they do lose their jobs.

But consumers reduce their buying for another reason. Prices of goods

have probably fallen, and they fear a further fall. If they defer

spending, they believe they will get more for their money. They do not

wish to have their resources in goods that are falling in value, but in

money which they expect (relatively) to rise in value.

The same expectation prevents them from investing. They have lost their

confidence in the profitability of business; or at least they believe

that if they wait a few months they can buy stocks or bonds cheaper. We

may think of them either as refusing to hold goods that may fall in

value on their hands, or as holding money itself for a rise.

It is a misnomer to call this temporary refusal to buy “saving.” It does

not spring from the same motives as normal saving. And it is a still

more serious error to say that this sort of “saving” is the cause of

depressions. It is, on the contrary, the consequence of depressions.

It is true that this refusal to buy may intensify and prolong a

depression once begun. But it does not itself originate the depression.

At times when there is capricious government intervention in business,

and when business does not know what the government is going to do next,

uncertainty is created. Profits are not reinvested. Firms and

individuals allow cash balances to accumulate in their banks. They keep

larger reserves against contingencies. This hoarding of cash may seem

like the cause of a subsequent slowdown in business activity. The real

cause, however, is the uncertainty brought about by the government

policies. The larger cash balances of firms and individuals are merely

one link in the chain of consequences from that uncertainty. To blame

“excessive saving” for the business decline would be like blaming a fall

in the price of apples not on a bumper crop but on the people who refuse

to pay more for apples.

But when once people have decided to deride a practice or an

institution, any argument against it, no matter how illogical, is

considered good enough. It is said that the various consumers’ goods

industries are built on the expectation of a certain demand, and that if

people take to saving they will disappoint this expectation and start a

depression. This assertion rests primarily on the error we have already

examined—that of forgetting that what is saved on consumers’ goods is

spent on capital goods, and that “saving” does not necessarily mean even

a dollar’s contraction in total spending. The only element of truth in

the contention is that any change that is sudden may be unsettling. It

would be just as unsettling if consumers suddenly switched their demand

from one consumers’ goods to another. It would be even more unsettling

if former savers suddenly switched their demand from capital goods to

consumers’ goods.

Still another objection is made against saving. It is said to be just

downright silly. The Nineteenth Century is derided for its supposed

inculcation of the doctrine that mankind through saving should go on

making itself a larger and larger cake without ever eating the cake.

This picture of the process is itself naive and childish. It can best be

disposed of, perhaps, by putting before ourselves a somewhat more

realistic picture of what actually takes place.

Let us picture to ourselves, then, a nation that collectively saves

every year about 20 per cent of all it produces in that year. This

figure greatly overstates the amount of net saving that has occurred

historically in the United States,[10] but it is a round figure that is

easily handled, and it gives the benefit of every doubt to those who

believe that we have been “oversaving.”

Now as a result of this annual saving and investment, the total annual

production of the country will increase each year. (To isolate the

problem we are ignoring for the moment booms, slumps, or other

fluctuations.) Let us say that this annual increase in production is 2

1/2 percentage points. (Percentage points are taken instead of a

compounded percentage merely to simplify the arithmetic.) The picture

that we get for an eleven-year period, say, would then run something

like this in terms of index numbers:

YearTotal ProductionConsumers’ Goods ProducedCapital Goods

ProducedFirst1008020*Second102.58220.5Third1058421Fourth107.58621.5Fifth1108822Sixth112.59022.5Seventh1159223Eighth117.59423.5Ninth1209624Tenth122.59824.5Eleventh12510025

been already under way at the same rate.

The first thing to be noticed about this table is that total production

increases each year because of the saving, and would not have increased

without it. (It is possible no doubt to imagine that improvements and

new inventions merely in replaced machinery and other capital goods of a

value no greater than the old would increase the national productivity;

but this increase would amount to very little, and the argument in any

case assumes enough prior investment to have made the existing machinery

possible.) The saving has been used year after year to increase the

quantity or improve the quality of existing machinery, and so to

increase the nation’s output of goods. There is, it is true (if that for

some strange reason is considered an objection), a larger and larger

“cake” each year. Each year, it is true, not all of the currently

produced “cake” is consumed. But there is no irrational or cumulative

consumer restraint. For each year a larger and larger cake is in fact

consumed; until, at the end of eleven years (in our illustration), the

annual consumers’ cake alone is equal to the combined consumers’ and

producers’ cakes of the first year. Moreover, the capital equipment, the

ability to produce goods, is itself 25 per cent greater than in the

first year.

Let us observe a few other points. The fact that 20 per cent of the

national income goes each year for saving does not upset the consumers’

goods industries in the least. If they sold only the 80 units they

produced in the first year (and there were no rise in prices caused by

unsatisfied demand) they would certainly not be foolish enough to build

their production plans on the assumption that they were going to sell

100 units in the second year. The consumers’ goods industries, in other

words, are already geared to the assumption that the past situation in

regard to the rate of savings will continue. Only an unexpected sudden

and substantial increase in savings would unsettle them and leave them

with unsold goods.

But the same unsettlement, as we have already observed, would be caused

in the capital goods industries by a sudden and substantial decrease in

savings. If money that would previously have been used for savings were

thrown into the purchase of consumers’ goods, it would not increase

employment but merely lead to an increase in the price of consumption

goods and to a decrease in the price of capital goods. Its first effect

on net balance would be to force shifts in employment and temporarily to

decrease employment by its effect on the capital goods industries. And

its long-run effect would be to reduce production below the level that

would otherwise have been achieved.

3

The enemies of saving are not through. They begin by drawing a

distinction, which is proper enough, between “savings” and “investment.”

But then they start to talk as if the two were independent variables and

as if it were merely an accident that they should ever equal each other.

These writers paint a portentous picture. On the one side are savers

automatically, pointlessly, stupidly continuing to save; on the other

side are limited “investment opportunities” that cannot absorb this

saving. The result, alas, is stagnation. The only solution, they

declare, is for the government to expropriate these stupid and harmful

savings and to invent its own projects, even if these are only useless

ditches or pyramids, to use up the money and provide employment.

There is so much that is false in this picture and “solution” that we

can here point only to some of the main fallacies. “Savings” can exceed

“investment” only by the amounts that are actually hoarded in cash.[11]

Few people nowadays, in a modern industrial community like the United

States, hoard coins and bills in stockings or under mattresses. To the

small extent that this may occur, it has already been reflected in the

production plans of business and in the price level. It is not

ordinarily even cumulative: dishoarding, as eccentric recluses die and

their hoards are discovered and dissipated, probably offsets new

hoarding. In fact, the whole amount involved is probably insignificant

in its effect on business activity.

If money is kept either in savings banks or commercial banks, as we have

already seen, the banks are eager to lend and invest it. They cannot

afford to have idle funds. The only thing that will cause people

generally to increase their holdings of cash, or that will cause banks

to hold funds idle and lose the interest on them, is, as we have seen,

either fear that prices of goods are going to fall or the fear of banks

that they will be taking too great a risk with their principal. But this

means that signs of a depression have already appeared, and have caused

the hoarding, rather than that the hoarding has started the depression.

Apart from this negligible hoarding of cash, then (and even this

exception might be thought of as a direct “investment” in money itself)

“savings” and “investment” are brought into equilibrium with each other

in the same way that the supply of and demand for any commodity are

brought into equilibrium. For we may define “savings” and “investment”

as constituting respectively the supply of and demand for new capital.

And just as the supply of and demand for any other commodity are

equalized by price, so the supply of and demand for capital are

equalized by interest rates. The interest rate is merely the special

name for the price of loaned capital. It is a price like any other.

This whole subject has been so appallingly confused in recent years by

complicated sophistries and disastrous governmental policies based upon

them that one almost despairs of getting back to common sense and sanity

about it. There is a psychopathic fear of “excessive” interest rates. It

is argued that if interest rates are too high it will not be profitable

for industry to borrow and invest in new plants and machines. This

argument has been so effective that governments everywhere in recent

decades have pursued artificial “cheap money” policies. But the

argument, in its concern with increasing the demand for capital,

overlooks the effect of these policies on the supply of capital. It is

one more example of the fallacy of looking at the effects of a policy

only on one group and forgetting the effects on another.

If interest rates are artificially kept too low in relation to risks,

funds will neither be saved nor lent. The cheap-money proponents believe

that saving goes on automatically, regardless of the interest rate,

because the sated rich have nothing else that they can do with their

money. They do not stop to tell us at precisely what personal income

level a man saves a fixed minimum amount regardless of the rate of

interest or the risk at which he can lend it.

The fact is that, though the volume of saving of the very rich is

doubtless affected much less proportionately than that of the moderately

well-off by changes in the interest rate, practically everyone’s saving

is affected in some degree. To argue, on the basis of an extreme

example, that the volume of real savings would not be reduced by a

substantial reduction in the interest rate, is like arguing that the

total production of sugar would not be reduced by a substantial fall of

its price because the efficient, low-cost producers would still raise as

much as before. The argument overlooks the marginal saver, and even,

indeed, the great majority of savers.

The effect of keeping interest rates artificially low, in fact, is

eventually the same as that of keeping any other price below the natural

market. It increases demand and reduces supply. It increases the demand

for capital and reduces the supply of real capital. It brings about a

scarcity. It creates economic distortions. It is true, no doubt, that an

artificial reduction in the interest rate encourages increased

borrowing. It tends, in fact, to encourage highly speculative ventures

that cannot continue except under the artificial conditions that gave

them birth. On the supply side, the artificial reduction of interest

rates discourages normal thrift and saving. It brings about a

comparative shortage of real capital.

The money rate can, indeed, be kept artificially low only by continuous

new injections of currency or bank credit in place of real savings. This

can create the illusion of more capital just as the addition of water

can create the illusion of more milk. But it is a policy of continuous

inflation. It is obviously a process involving cumulative danger. The

money rate will rise and a crisis will develop if the inflation is

reversed, or merely brought to a halt, or even continued at a diminished

rate. Cheap money policies, in short, eventually bring about far more

violent oscillations in business than those they are designed to remedy

or prevent.

If no effort is made to tamper with money rates through inflationary

governmental policies, increased savings create their own demand by

lowering interest rates in a natural manner. The greater supply of

savings seeking investment forces savers to accept lower rates. But

lower rates also mean that more enterprises can afford to borrow because

their prospective profit on the new machines or plants they buy with the

proceeds seems likely to exceed what they have to pay for the borrowed

funds.

4

We come now to the last fallacy about saving with which I intend to

deal. This is the frequent assumption that there is a fixed limit to the

amount of new capital that can be absorbed, or even that the limit of

capital expansion has already been reached. It is incredible that such a

view could prevail even among the ignorant, let alone that it could be

held by any trained economist. Almost the whole wealth of the modern

world, nearly everything that distinguishes it from the pre-industrial

world of the seventeenth century, consists of its accumulated capital.

This capital is made up in part of many things that might better be

called consumers’ durable goods—automobiles, refrigerators, furniture,

schools, colleges, churches, libraries, hospitals and above all private

homes. Never in the history of the world has there been enough of these.

There is still, with the postponed building and outright destruction of

World War II, a desperate shortage of them. But even if there were

enough homes from a purely numerical point of view, qualitative

improvements are possible and desirable without definite limit in all

but the very best houses.

The second part of capital is what we may call capital proper. It

consists of the tools of production, including everything from the

crudest axe, knife or plow to the finest machine tool, the greatest

electric generator or cyclotron, or the most wonderfully equipped

factory. Here, too, quantitatively and especially qualitatively, there

is no limit to the expansion that is possible and desirable. There will

not be a “surplus” of capital until the most backward country is as well

equipped technologically as the most advanced, until the most

inefficient factory in America is brought abreast of the factory with

the latest and most elaborate equipment, and until the most modern tools

of production have reached a point where human ingenuity is at a dead

end, and can improve them no further. As long as any of these conditions

remain unfulfilled, there will be indefinite room for more capital.

But how can the additional capital be “absorbed”? How can it be “paid

for”? If it is set aside and saved, it will absorb itself and pay for

itself. For producers invest in new capital goods—that is, they buy new

and better and more ingenious tools—because these tools reduce cost of

production. They either bring into existence goods that completely

unaided hand labor could not bring into existence at all (and this now

includes most of the goods around us—books, typewriters, automobiles,

locomotives, suspension bridges); or they increase enormously the

quantities in which these can be produced; or (and this is merely saying

these things in a different way) they reduce unit costs of production.

And as there is no assignable limit to the extent to which unit costs of

production can be reduced—until everything can be produced at no cost at

all—there is no assignable limit to the amount of new capital that can

be absorbed.

The steady reduction of unit costs of production by the addition of new

capital does either one of two things, or both. It reduces the costs of

goods to consumers, and it increases the wages of the labor that uses

the new machines because it increases the productive power of that

labor. Thus a new machine benefits both the people who work on it

directly and the great body of consumers. In the case of consumers we

may say either that it supplies them with more and better goods for the

same money, or, what is the same thing, that it increases their real

incomes. In the case of the workers who use the new machines it

increases their real wages in a double way by increasing their money

wages as well. A typical illustration is the automobile business. The

American automobile industry pays the highest wages in the world, and

among the very highest even in America. Yet American motor car makers

can undersell the rest of the world, because their unit cost is lower.

And the secret is that the capital used in making American automobiles

is greater per worker and per car than anywhere else in the world.

And yet there are people who think we have reached the end of this

process,[12] and still others who think that even if we haven’t, the

world is foolish to go on saving and adding to its stock of capital.

It should not be difficult to decide, after our analysis, with whom the

real folly lies.

Part Three

THE LESSON RESTATED

Chapter Twenty-Four

THE LESSON RESTATED

Economics, as we have now seen again and again, is a science of

recognizing secondary consequences. It is also a science of seeing

general consequences. It is the science of tracing the effects of some

proposed or existing policy not only on some special interest in the

short run, but on the general interest in the long run.

This is the lesson that has been the special concern of this book. We

stated it first in skeleton form, and then put flesh and skin on it

through more than a score of practical applications.

But in the course of specific illustration we have found hints of other

general lessons; and we should do well to state these lessons to

ourselves more clearly.

In seeing that economics is a science of tracing consequences, we must

have become aware that, like logic and mathematics, it is a science of

recognizing inevitable implications.

We may illustrate this by an elementary equation in algebra. Suppose we

say that if x=5 then x + y = 12. The “solution” to this equation is that

y equals 7; but this is so precisely because the equation tells us in

effect that y equals 7. It does not make that assertion directly, but it

inevitably implies it.

What is true of this elementary equation is true of the most complicated

and abstruse equations encountered in mathematics. The answer already

lies in the statement of the problem. It must, it is true, be “worked

out.” The result, it is true, may sometimes come to the man who works

out the equation as a stunning surprise. He may even have a sense of

discovering something entirely new—a thrill like that of “some watcher

of the skies, when a new planet swims into his ken.” His sense of

discovery may be justified by the theoretical or practical consequences

of his answer. Yet his answer was already contained in the formulation

of the problem. It was merely not recognized at once. For mathematics

reminds us that inevitable implications are not necessarily obvious

implications.

All this is equally true of economics. In this respect economics might

be compared also to engineering. When an engineer has a problem, he must

first determine all the facts bearing on that problem. If he designs a

bridge to span two points, he must first know the exact distance between

those two points, their precise topographical nature, the maximum load

his bridge will be designed to carry, the tensile and compressive

strength of the steel or other material of which the bridge is to be

built, and the stresses and strains to which it may be subjected. Much

of this factual research has already been done for him by others. His

predecessors, also, have already evolved elaborate mathematical

equations by which, knowing the strength of his materials and the

stresses to which they will be subjected, he can determine the necessary

diameter, shape, number and structure of his towers, cables and girders.

In the same way the economist, assigned a practical problem, must know

both the essential facts of that problem and the valid deductions to be

drawn from those facts. The deductive side of economics is no less

important than the factual. One can say of it what Santayana says of

logic (and what could be equally well said of mathematics), that it

“traces the radiation of truth,” so that “when one term of a logical

system is known to describe a fact, the whole system attaching to that

term becomes, as it were, incandescent.”[13]

Now few people recognize the necessary implications of the economic

statements they are constantly making. When they say that the way to

economic salvation is to increase “credit,” it is just as if they said

that the way to economic salvation is to increase debt: these are

different names for the same thing seen from opposite sides. When they

say that the way to prosperity is to increase farm prices, it is like

saying that the way to prosperity is to make food dearer for the city

worker. When they say that the way to national wealth is to pay out

governmental subsidies, they are in effect saying that the way to

national wealth is to increase taxes. When they make it a main objective

to increase exports, most of them do not realize that they necessarily

make it a main objective ultimately to increase imports. When they say,

under nearly all conditions, that the way to recovery is to increase

wage rates, they have found only another way of saying that the way to

recovery is to increase costs of production.

It does not necessarily follow, because each of these propositions, like

a coin, has its reverse side, or because the equivalent proposition, or

the other name for the remedy, sounds much less attractive, that the

original proposal is under all conditions unsound. There may be times

when an increase in debt is a minor consideration as against the gains

achieved with the borrowed funds; when a government subsidy is

unavoidable to achieve a certain purpose; when a given industry can

afford an increase in production costs, and so on. But we ought to make

sure in each case that both sides of the coin have been considered, that

all the implications of a proposal have been studied. And this is seldom

done.

2

The analysis of our illustrations has taught us another incidental

lesson. This is that, when we study the effects of various proposals,

not merely on special groups in the short run, but on all groups in the

long run, the conclusions we arrive at usually correspond with those of

unsophisticated common sense. It would not occur to anyone unacquainted

with the prevailing economic half-literacy that it is good to have

windows broken and cities destroyed; that it is anything but waste to

create needless public projects; that it is dangerous to let idle hordes

of men return to work; that machines which increase the production of

wealth and economize human effort are to be dreaded; that obstructions

to free production and free consumption increase wealth; that a nation

grows richer by forcing other nations to take its goods for less than

they cost to produce; that saving is stupid or wicked and that

dissipation brings prosperity.

“What is prudence in the conduct of every private family,” said Adam

Smith’s strong common sense in reply to the sophists of his time, “can

scarce be folly in that of a great kingdom.” But lesser men get lost in

complications. They do not re-examine their reasoning even when they

emerge with conclusions that are palpably absurd. The reader, depending

upon his own beliefs, may or may not accept the aphorism of Bacon that

“A little philosophy inclineth man’s mind to atheism, but depth in

philosophy bringeth men’s minds about to religion.” It is certainly

true, however, that a little economics can easily lead to the

paradoxical and preposterous conclusions we have just rehearsed, but

that depth in economics brings men back to common sense. For depth in

economics consists in looking for all the consequences of a policy

instead of merely resting one’s gaze on those immediately visible.

3

In the course of our study, also, we have rediscovered an old friend. He

is the Forgotten Man of William Graham Sumner. The reader will remember

that in Sumner’s essay, which appeared in 1883:

As soon as A observes something which seems to him to be wrong, from

which X is suffering, A talks it over with B, and A and B then propose

to get a law passed to remedy the evil and help X. Their law always

proposes to determine what C shall do for X or, in the better case, what

A, B and C shall do for X.... What I want to do is to look up C.... I

call him the Forgotten Man.... He is the man who never is thought of. He

is the victim of the reformer, social speculator and philanthropist, and

I hope to show you before I get through that he deserves your notice

both for his character and for the many burdens which are laid upon him.

It is an historic irony that when this phrase, the Forgotten Man, was

revived in the nineteen thirties, it was applied, not to C, but to X;

and C, who was then being asked to support still more X’s, was more

completely forgotten than ever. It is C, the Forgotten Man, who is

always called upon to stanch the politician’s bleeding heart by paying

for his vicarious generosity.

Our study of our lesson would not be complete if, before we took leave

of it, we neglected to observe that the fundamental fallacy with which

we have been concerned arises not accidentally but systematically. It is

an almost inevitable result, in fact, of the division of labor.

In a primitive community, or among pioneers, before the division of

labor has arisen, a man works solely for himself or his immediate

family. What he consumes is identical with what he produces. There is

always a direct and immediate connection between his output and his

satisfactions.

But when an elaborate and minute division of labor has set in, this

direct and immediate connection ceases to exist. I do not make all the

things I consume but, perhaps, only one of them. With the income I

derive from making this one commodity, or rendering this one service, I

buy all the rest. I wish the price of everything I buy to be low, but it

is in my interest for the price of the commodity or services that I have

to sell to be high. Therefore, though I wish to see abundance in

everything else, it is in my interest for scarcity to exist in the very

thing that it is my business to supply. The greater the scarcity,

compared to everything else, in this one thing that I supply, the higher

will be the reward that I can get for my efforts.

This does not necessarily mean that I will restrict my own efforts or my

own output. In fact, if I am only one of a substantial number of people

supplying that commodity or service, and if free competition exists in

my line, this individual restriction will not pay me. On the contrary,

if I am a grower of wheat, say, I want my particular crop to be as large

as possible. But if I am concerned only with my own material welfare,

and have no humanitarian scruples, I want the output of all other wheat

growers to be as low as possible; for I want scarcity in wheat (and in

any foodstuff that can be substituted for it) so that my particular crop

may command the highest possible price.

Ordinarily these selfish feelings would have no effect on the total

production of wheat. Wherever competition exists, in fact, each producer

is compelled to put forth his utmost efforts to raise the highest

possible crop on his own land. In this way the forces of self-interest

(which, for good or evil, are more persistently powerful than those of

altruism) are harnessed to maximum output.

But if it is possible for wheat growers or any other group of producers

to combine to eliminate competition, and if the government permits or

encourages such a course, the situation changes. The wheat growers may

be able to persuade the national government—or, better, a world

organization—to force all of them to reduce pro rata the acreage planted

to wheat. In this way they will bring about a shortage and raise the

price of wheat; and if the rise in the price per bushel is

proportionately greater, as it well may be, than the reduction in

output, then the wheat growers as a whole will be better off. They will

get more money; they will be able to buy more of everything else.

Everybody else, it is true, will be worse off; because, other things

equal, everyone else will have to give more of what he produces to get

less of what the wheat grower produces. So the nation as a whole will be

just that much poorer. It will be poorer by the amount of wheat that has

not been grown. But those who look only at the wheat farmers will see a

gain, and miss the more than offsetting loss.

And this applies in every other line. If because of unusual weather

conditions there is a sudden increase in the crop of oranges, all the

consumers will benefit. The world will be richer by that many more

oranges. Oranges will be cheaper. But that very fact may make the orange

growers as a group poorer than before, unless the greater supply of

oranges compensates or more than compensates for the lower price.

Certainly if under such conditions my particular crop of oranges is no

larger than usual, then I am certain to lose by the lower price brought

about by general plenty.

And what applies to changes in supply applies to changes in demand,

whether brought about by new inventions and discoveries or by changes in

taste. A new cotton-picking machine, though it may reduce the cost of

cotton underwear and shirts to everyone, and increase the general

wealth, will throw thousands of cotton pickers out of work. A new

textile machine, weaving a better cloth at a faster rate, will make

thousands of old machines obsolete, and wipe out part of the capital

value invested in them, so making poorer the owners of those machines.

The development of atomic power, though it could confer unimaginable

blessings on mankind, is something that is dreaded by the owners of coal

mines and oil wells.

Just as there is no technical improvement that would not hurt someone,

so there is no change in public taste or morals, even for the better,

that would not hurt someone. An increase in sobriety would put thousands

of bartenders out of business. A decline in gambling would force

croupiers and racing touts to seek more productive occupations. A growth

of male chastity would ruin the oldest profession in the world.

But it is not merely those who deliberately pander to men’s vices who

would be hurt by a sudden improvement in public morals. Among those who

would be hurt most are precisely those whose business it is to improve

those morals. Preachers would have less to complain about; reformers

would lose their causes: the demand for their services and contributions

for their support would decline. If there were no criminals we should

need fewer lawyers, judges and firemen, and no jailers, no locksmiths,

and (except for such services as untangling traffic snarls) even no

policemen.

Under a system of division of labor, in short, it is difficult to think

of a greater fulfillment of any human need which would not, at least

temporarily, hurt some of the people who have made investments or

painfully acquired skill to meet that precise need. If progress were

completely even all around the circle, this antagonism between the

interests of the whole community and of the specialized group would not,

if it were noticed at all, present any serious problem. If in the same

year as the world wheat crop increased, my own crop increased in the

same proportion; if the crop of oranges and all other agricultural

products increased correspondingly, and if the output of all industrial

goods also rose and their unit cost of production fell to correspond,

then I as a wheat grower would not suffer because the output of wheat

had increased. The price that I got for a bushel of wheat might decline.

The total sum that I realized from my larger output might decline. But

if I could also because of increased supplies buy the output of everyone

else cheaper, then I should have no real cause to complain. If the price

of everything else dropped in exactly the same ratio as the decline in

the price of my wheat, I should be better off, in fact, exactly in

proportion to my increased total crop; and everyone else, likewise,

would benefit proportionately from the increased supplies of all goods

and services.

But economic progress never has taken place and probably never will take

place in this completely uniform way. Advance occurs now in this branch

of production and now in that. And if there is a sudden increase in the

supply of the thing I help to produce, or if a new invention or

discovery makes what I produce no longer necessary, then the gain to the

world is a tragedy to me and to the productive group to which I belong.

Now it is often not the diffused gain of the increased supply or new

discovery that most forcibly strikes even the disinterested observer,

but the concentrated loss. The fact that there is more and cheaper

coffee for everyone is lost sight of; what is seen is merely that some

coffee growers cannot make a living at the lower price. The increased

output of shoes at lower cost by the new machine is forgotten; what is

seen is a group of men and women thrown out of work. It is altogether

proper—it is, in fact, essential to a full understanding of the

problem—that the plight of these groups be recognized, that they be

dealt with sympathetically, and that we try to see whether some of the

gains from this specialized progress cannot be used to help the victims

find a productive role elsewhere.

But the solution is never to reduce supplies arbitrarily, to prevent

further inventions or discoveries, or to support people for continuing

to perform a service that has lost its value. Yet this is what the world

has repeatedly sought to do by protective tariffs, by the destruction of

machinery, by the burning of coffee, by a thousand restriction schemes.

This is the insane doctrine of wealth through scarcity.

It is a doctrine that may always be privately true, unfortunately, for

any particular group of producers considered in isolation—if they can

make scarce the one thing they have to sell while keeping abundant all

the things they have to buy. But it is a doctrine that is always

publicly false. It can never be applied all around the circle. For its

application would mean economic suicide.

And this is our lesson in its most generalized form. For many things

that seem to be true when we concentrate on a single economic group are

seen to be illusions when the interests of everyone, as consumer no less

than as producer, are considered.

To see the problem as a whole, and not in fragments: that is the goal of

economic science.

[1] Karl Rodbertus, Overproduction and Crises (1850), p. 51.

[2] Karl Rodbertus, Overproduction and Crises (1850), p. 51.

[3] Karl Rodbertus, Overproduction and Crises (1850), p. 51.

[4] Cf. Hartley Withers, Poverty and Waste (1914).

[5] Karl Rodbertus, Overproduction and Crises (1850), p. 51.

[6] Karl Rodbertus, Overproduction and Crises (1850), p. 51.

[7] Cf. Hartley Withers, Poverty and Waste (1914).

[8] Karl Rodbertus, Overproduction and Crises (1850), p. 51.

[9] Cf. Hartley Withers, Poverty and Waste (1914).

[10] Historically 20 per cent would represent approximately the gross

amount of the gross national product devoted each year to capital

formation (excluding consumers’ equipment). When allowance is made for

capital consumption, however, net annual savings have been closer to 12

per cent. Cf. George Terborgh, The Bogey of Economic Maturity (1945).

[11] Many of the differences between economists in the diverse views now

expressed on this subject are merely the result of differences in

definition. “Savings” and “investment” may be so defined as to be

identical, and therefore necessarily equal. Here I am choosing to define

“savings” in terms of money and “investment” in terms of goods. This

corresponds roughly with the common use of the words, which is, however,

not always consistent.

[12] For a statistical refutation of this fallacy consult George

Terborgh, The Bogey of Economic Maturity (1945).

[13] Karl Rodbertus, Overproduction and Crises (1850), p. 51.