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Free exchange - Holding on for tomorrow

2013-11-22 09:05:26

How economic uncertainty dulls investment

IT TAKES a cool head to invest. A firm s decision to build up capacity or spend

cash on research pays out tomorrow but must be paid for today. That makes

investment returns uncertain, influenced by factors from oil prices to politics

that firms cannot control. With rich-world investment rates looking anaemic,

many wonder why big firms are hoarding cash rather than putting the money to

work. According to new research, doubts about the future, some of them

self-inflicted, are a likely cause.

Common sense suggests that doubt might dull investment. But in some cases

uncertainty might spur investment too, as an influential 1996 paper* by Avner

Bar-Ilan of the University of Haifa and William Strange of the University of

British Columbia argued. The authors first observation was that investment

building a house to sell, say takes years. The protracted time to build means

that if property prices shoot up, only the builders who started work years ago

benefit. In addition, since long-term projects can often be shelved or sold

while under way, downside risks are limited. In other words, the potential

benefits of investment in such circumstances exceed the potential costs, making

investment a rational choice despite the unknowns.

Testing such theories requires an empirical calculation of the relationship

between investment and uncertainty. Yet measuring uncertainty is tricky, as is

untangling it from the decision to invest. Some investments splashing out on a

pricey advertising campaign, or buying a rival firm create uncertainty of their

own. In other cases a big investment can reduce worries about where a firm is

headed. Because the relationship is two-way, with investment and uncertainty

influencing one another, simple correlations of the two variables can jumble

the effects.

In a 2007 paper Nick Bloom of Stanford University, Stephen Bond of Oxford and

John Van Reenen of the London School of Economics showed one means of avoiding

this reverse causality . They took data for a sample of 672 British

manufacturing firms between 1972 and 1991, and turned to stock-price volatility

as their measure of uncertainty. When looking at investment in a given year,

they use previous years uncertainty in their analysis. The logic is that past

uncertainty tends to predict current uncertainty pretty well: there is more

doubt about some firms than others. But historic volatility cannot be

influenced by a firm s current investment decisions, making it a clean measure.

The analysis reveals that as uncertainty rises, firms cut investment rates and

respond less to investment opportunities.

A paper published this year relies on more timely data. Luke Stein of Arizona

State University and Elizabeth Stone of Analysis Group, a consultancy, study

3,965 American firms between 1996 and 2011. They first collect data on options:

contracts that give the right to buy and sell stocks in the future. Since

options prices represent traders estimates of future stock values, a wider

spread between the price of a share when the option is sold and the one at

which it can be exercised indicates greater uncertainty about where a firm is

heading. The data allow the researchers to work out the future implied

volatility for each firm.

That still leaves a causality conundrum: implied volatility will tend to be

influenced by firms investment decisions. To get a clean volatility measure

the researchers looked at forms of uncertainty that companies cannot control

changes in oil prices and exchange rates. These hit different firms in

different ways: an oil-price spike, for example, is good for oil producers, bad

for airlines, and only slightly negative for retailers. As a first step, they

work out how much of each firm s implied volatility has its root in some

economy-wide uncertainty. The rest they ignore, since it could be down to

bosses investment decisions.

They find that doubts about tomorrow have a big influence on what happens

today. For every ten percentage points their measure of uncertainty rose,

investment fell by one percentage point. During the financial crisis of

2008-09, for example, they calculate that implied volatility rose by almost 40

percentage points, suggesting a drop in investment due to uncertainty of just

under four percentage points. That implies that uncertainty accounted for

around half of the total drop in investment during the crisis. And it is not

just spending on physical assets that declines. The authors find that other

long-term outlays hiring staff and launching advertising campaigns also plunge

when uncertainty rises.

Lifting the fog

Those in charge of fiscal and monetary policy should heed the research. Some

types of uncertainty oil shocks, wars are beyond their direct influence. But

the research of Messrs Bloom, Bond and Van Reenen shows that when uncertainty

is high, companies response to policy stimulus tends to be muted. With worried

firms sitting on their hands, crisis-response medicine needs to be generous,

with a shot of stimulus to offset the slump, and an extra one to assuage

corporate bosses anxieties. It is a lesson central banks seem to have learned:

every one of them among the G7 club of big economies has committed itself to a

long period of low interest rates.

Governments, however, are still breeding fears about the future. The most

glaring form of uncertainty in the rich world is fiscal. In the euro area

cash-strapped peripheral states rely on bail-outs from richer members or the

IMF. As each round of talks on a banking union, or a deposit-insurance scheme

approaches, sensible bosses decide to wait and see what happens. In America

endless budgetary brinkmanship has led to a quarterly debate over whether the

government will default on its debts (the next deadline is in February). This

is self-imposed uncertainty. If the fiscal path were a little clearer, the

reduction in uncertainty should spur investment and output, which in turn

should improve the fiscal picture. To cut the debt, first clear the doubt.

Sources

Investment lags , Avner Bar-Ilan and William Strange, The American Economic

Review (Jun 1996)

Uncertainty and investment dynamics , N. Bloom, S.R. Bond and J. Van Reenen,

Review of Economic Studies (2007)

The Effect of Uncertainty on Investment, Hiring, and R&D: Causal Evidence from

Equity Options , Luke Stein, Elizabeth Stone (2012)