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< A story about burnouts, palm trees and people
For "lots of money", no, regardless of the amount. For the exact amount of money you need at one point -- need, not want -- it can be. It's generally not a good deal, but depending on what cards you were dealt in life, it may still be the best you get ¯\_(ツ)_/.
IMHO if you have to wonder whether a particular amount you're being offered is worth it or not, then it's not worth it.