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There's a huge difference between a credit card and a debit card.

A debit card transaction affects the balance of your bank (or paypal) account.

You should *never* use a debit card *anywhere*. Why you might ask? "But they

are so popular! Everyone is doing it!"

Just wait until a drunken bartender, rushed register clerk, or malicious

waitress adds an extra digit to your transaction and you're suddenly bouncing

checks or being charged fees for your overdraft protection.