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MONEY INCORPORATED #23 RELEASED 4 JANUARY 1995 MONEY INCORPORATED ARE: SLEEPY SONIC FURY CCRIDER THE BIG CHEESE SLEAZY P. MARTINI TODAY'S TOPIC: THE NEW EQUIFAX CREDIT REPORT Continuing with my in depth research of credit and credit bureaus, I have come across the new equifax credit report. Some of you might remember that equifax was at one time called CBI, and that CBI was the most popular service for hackers to abuse. Well, just for your information the data below is for information purposes only, and if you could find a way to abuse them, you shouldn't. (Yeah right!) BTW, this should be considered a sequel to my previous report on TRW. >Anything between arrows is my notes!< Credit Office Name Address Phone Number Your Name Date xx/xx/xx Address SSN#: 123-45-6789 City,State 00000 DOB Spouse: Name >The next section is the accounts section< Company Name Account No. Whose Date Date Credit Terms St. >St. is abbr. for status< Acct. open Last Sears xxxxxxxxx J 9-80 11-94 5400 R1 >J=Joint, I=individual, A=Authorized User,T=Terminated,C=Cosigner,S=Shared) Gwar Bank xxxxxx I 12-92 11-94 10000 48m I1 >This is an installment loan< Diners Club xxxxx-xxx-x I 10-90 12-92 500 O1 Closed Account >This is a charge card with no set limit< Gwar Bank xxxxxxxx J 7-86 11-94 586000 240M I1 >This is a mortgage for 20 yrs.< >This next section is the Paying history< Prior Paying History - 30(03) 60(04) 90+(00) 08/92-R2 09/92-R2 12/90-R4 >Number of time it was 30, 60, 90 or more days late< >Dates of 2 most recent and one most severe delinquency< Collection Reported 6/90, Assigned 9/89 to Pro Coll Agency (800) 666-6666 Client ABC-Hospital; Amount-$890; Stat Unpaid 6/90; Balance $890 06/90 Date of last Activity 9/89; Individual; Account number XXXXXXXX >That was self-explanatory...< Courthouse Records None to report >Again Self Explanatory< Additional Information Former Address - 123 Cock St. Dick PA 17321 Last Reported Employment - John's Whorehouse - Pimp Companies that requested your credit history. 03/04/94 Sears >This ends the file....now for explanations of credit paying history< >My notes will no longer be in arrows...< Types of accounts are fairly easy, just remember: O=open, no credit limit (AmEx) R=Revolving, set limit I=Installment Timliness of payment: 0=too new to rate, or not used 1=Paid on time 2=30+ days late 3=60+ 4=90+ 5=120+ or collection accoutn 7=Making regular payments under wage earner plan 8=reposession 9=charged off Remember, if any business can get your credit file, you have to understand it to have the edge on them. If you understand how to read your credit report and use it to your advantage, you can get things easier than you can possibly imagine. Of course if you can hack a CBI account you can also use this knowledge to your advantage as well. Index of Money Incorporated Digest 1-20 1 - Fuck Animal Rights Activists! by Sleepy 2 - Lamers - What to do with em? by Sleepy 3 - Lame Groups by Sleepy 4 - 1 (800) COLLECT Scam by Sleepy, concept by Sonic Fury 5 - Do it Yourself Drugs by Sonic Fury 6 - Crippled Children Suck! or how to get free GTE Testfones by Sleepy 7 - 1 (800) CALL ATT scam by Sonic Fury 8 - Switching for Imbeciles by Sleepy 9 - French People Suck! or Sprint Cellular Scam by Sleepy 10 - Card a Life! by Sleepy 11 - Never Released 12 - Camel Jockeys Suck! or Crime in the 90's by Sleepy 13 - How to fuck up the USPS by Sleepy 14 - 900 Number scams and fast food anarchy by Sleepy 15 - The Future of the Amiga by Sleepy 16 - How to save the Amiga by Sleepy 17 - Trans Union Credit Reports by Sleepy 18 - Not released 19 - Not Released 20 - Welcome me back by Sleepy 21 - Loan Company Scmas or Dialing for Dollars by Sleepy 22 - Using Credit files to your advantage by Sleepy 23 - The New Equifax Credit Report by Sleepy Coming soon...MONEY INCORPORATED'S GREATEST HITS!!!!!! Copywrong 1995 Money Inc. Enterprises Ltd. All rights sold at auction. MONEY INCORPORATED ARE: Sleepy - World Leader Sonic Fury - Chairman CCRider - Interner Coordinator The Big Cheese - Scam Coordinator Sleazy P. Martini - Manager You suck.