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Stocks dive, Dow off 376 on world economic worries

By TIM PARADIS and STEVENSON JACOBS, AP Business Writers Tim Paradis And

Stevenson Jacobs, Ap Business Writers Thu May 20, 6:44 pm ET

NEW YORK Stocks took their deepest plunge in more than a year Thursday as

fears grew that Europe's debt crisis could spread around the world and

undermine the U.S. economic recovery. The possibility has been brewing for

weeks, but analysts said some investors are just waking up to it.

The Dow Jones industrial average fell 376 points, its biggest point drop since

February 2009. All the major indexes were down well over 3 percent and are now

showing losses for 2010. Interest rates fell sharply in the Treasury market as

investors once again sought the safety of U.S. government debt.

The number of people applying for unemployment benefits last week rose

unexpectedly and the Greek government's response to its debt crisis sparked new

protests in Athens, but analysts said neither event appeared to set off

Thursday's selling.

They said more investors seemed to be grasping the possibility that the U.S.

recovery could be in jeopardy, and that many were realizing that the stock

market's big rebound since March 2009 may not have been justified.

"The economic recovery story has started to look like a mirage," said Tom

Samuels, manager of the Palantir Fund in Houston. "If that's correct, stock

prices are well ahead of economic reality."

Investors are concerned that the debt problems in countries like Greece and

Portugal will spill over to other countries in Europe, cause a cascade of

losses for big banks and in turn halt economic recovery in the U.S. and

elsewhere.

"It's starting to look like one of these tragic stories were one person falls

through the ice, then everyone else rushes in to help and ends up drowning,"

independent market analyst Edward Yardeni said.

They're also worried that China might take steps that will limit its economic

growth, which would also affect the U.S. recovery. Analysts said the market is

vulnerable to rumors about any of the major economies right now.

The Standard & Poor's 500 was down almost 12 percent from its closing high for

the year, which was reached April 23. Most analysts consider a drop of more

than 10 percent from a recent high to be a "correction." This is the market's

first correction since stock indexes hit a 12-year low in March last year. The

fact it has occurred in just 19 trading days shows how anxious traders are

right now.

The Chicago Board Options Exchange's Volatility Index known as the market's

fear gauge leaped almost 30 percent to its highest level since March 2009.

The increase in the VIX signals that traders are bracing for more drops in the

market.

The VIX closed at 45.79, nearly three times its 2010 low of 15.73, reached

April 20. But it's about half of the record high of 89 it reached in October

2008 at the height of the financial crisis.

Analysts said traders were retreating from any investment thought to be too

dangerous to own right now. That has meant heavy selling in stocks, commodities

and troubled currencies like the euro.

Investors appear increasingly convinced that European countries will need to

adopt stringent spending cuts to pay down their heavy debt loads, Yardeni said.

Such cuts would likely lead to long economic slumps for those countries, a

prospect that investors may now be accepting as reality as they sell stocks and

the euro, the currency shared by 16 European nations, he said.

The euro, a key indicator of confidence in Europe's economy, managed to rise to

$1.2491 in late afternoon trading, a day after hitting $1.2146, a four-year

low. The euro began the year at $1.4325.

"The drop in the euro is the initial phase of a long-term, multiyear economic

decline in Europe," Yardeni said. "It shows a declining confidence in the

workability of the EU (European Union) monetary union, and that's why their

stock markets are down."

The Dow has fallen 1,137 points, or 10.2 percent, since hitting its 2010 high

April 26. It has fallen by at least 100 points in nine of the 19 trading days

since its peak.

The Dow fell 376.36, or 3.6 percent, to 10,068.01. The S&P 500 fell 43.46, or

3.9 percent, to 1,071.59. The drop was the worst for the Dow since February

2009, and the S&P's worst since April 2009.

All of the 30 Dow stocks fell, while 497 of the 500 S&P stocks closed lower.

The Nasdaq composite index fell 94.36, or 4.1 percent, to 2,204.01, its largest

percentage drop since February.

At the New York Stock Exchange, only 153 stocks rose compared with 2,994 that

fell. Volume came to a heavy 2.1 billion shares.

Bank of America Corp. had the biggest percentage drop in the Dow. It fell

$3.25, or 6.3 percent, to $15.28. Sears Holdings Corp. had the worst percentage

drop in the S&P 500, falling $10.86, or 10.9 percent, to $88.70 after reporting

first-quarter earnings.

The dour market got some confirmation from a Federal Reserve official that

Europe's problems could be a "potentially serious setback." Fed Gov. Daniel

Tarullo said that if the debt crisis curbed lending and the flow of credit

globally, that would endanger both the U.S. and global recoveries.

"Although we view such a development as unlikely, the swoon in global financial

markets earlier this month suggests it is not out of the question," he said in

prepared remarks.

A private research group, meanwhile, reported an unexpected drop in its index

of leading economic indicators, a sign that growth could slow this summer. The

Conference Board's index of future economic activity slipped in April for the

first drop since the stock market's bottom last year.

As investors pulled out of stocks and other risky investments like commodities,

they moved into safer investments such as U.S. Treasurys. The yield on the

benchmark 10-year Treasury note, which moves opposite its price, fell to 3.22

percent from 3.37 percent late Wednesday.

Commodities prices fell as investors speculated that a weak world economy would

curtail demand for raw materials. Crude oil fell $1.86 to $68.91 per barrel on

the New York Mercantile Exchange.

Traders were trying to anticipate the scenarios that could occur as Europe

struggles to contain its debt problems.

"There's a question out there now that potentially we could be talking about a

collapse of the eurozone or countries breaking away from the euro," said Tim

Quinlan, an economist at Wells Fargo & Co. As recently as four months ago, that

wasn't even considered to be a possibility, he said.

Such a stark change in views has unnerved investors, but analysts said they

weren't seeing signs that fear is sweeping the market.

"These are not panic losses," said Todd Colvin, a vice president at MF Global

Inc. in Chicago. "These guys are taking some profits off the table and taking

some capital where they know it will be safe. And where's that? That's cash or

even Treasurys."

High unemployment remains one of the biggest obstacles to a sustained recovery

in the U.S., and concerns about it grew when the Labor Department said new

claims for unemployment benefits rose by 25,000 to 471,000, their largest

amount in three months.

That came as an unpleasant surprise to investors who were expecting a slight

drop. The latest report snapped a streak of four straight weekly drops and

questioned the strength of the job market.

Greek workers, meanwhile, again took to the streets protesting recently

approved budget cuts that were necessary for the country to receive a bailout.

Greece was able to repay debt that came due Wednesday only because it had

access to a rescue package from the European Union and International Monetary

Fund.

In overseas stock trading, Britain's FTSE 100 fell 1.6, Germany's DAX index

dropped 2 percent, and France's CAC-40 lost 2.3 percent.