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Greece and the euro - A third bail-out gets the green light

Aug 15th 2015, 12:51 by P.W. | LONDON

A MONTH ago Greek membership of the euro was in peril, as Wolfgang Sch uble,

Germany s powerful finance minister, argued that Greece should leave the

monetary union for at least five years in what he euphemistically called a

time out . Any such exit, which would almost certainly have turned out to be

permanent, would have undermined a founding principle of the monetary union

that those joining the euro do so irrevocably. Even after euro-zone leaders

meeting at a crucial summit managed to agree upon a framework for a bail-out

agreement on July 13th the chances of it actually being concluded and avoiding

a Grexit seemed slim. Mr Sch uble made clear in the following week that he

still thought Greece should be temporarily expelled from the euro while Alexis

Tsipras, the Greek prime minister, said he did not believe in the agreement he

had just made at the summit.

Yet, on August 14th, the Eurogroup of euro-zone finance ministers gave the

green light to the bail-out, the third since May 2010, in which Greece will get

up to 86 billion ($95 billion) in rescue funding over the next three years.

The next hurdle is getting the consent of the German Bundestag, but this is

unlikely to be a problem since the bail-out now has the support of Mr Sch uble.

Even if national parliaments in smaller countries were to balk at the agreement

this would not derail it because the voting procedures of the European

Stability Mechanism (ESM), the euro zone s rescue fund, allow decisions to be

passed in an emergency with 85% of the votes, which are weighted by capital

shares reflecting the size of economies. This means that whereas a large

country like Germany can block such decisions smaller states cannot do so.

As a result, Greece looks set to get a disbursement of 13 billion ($14.4

billion) by August 20th, in time to redeem 3.2 billion of bonds held by the

European Central Bank (ECB), which come due that day. A further 10 billion

will be set aside immediately at the ESM to cater for a portion of expected

bank recapitalisation needs in an economy traumatised by the events of late

June and July when the banks were closed for three weeks and capital controls

were introduced. Greece will get a further 3 billion in the autumn, subject to

the government complying with key milestones in the formal agreement, the

memorandum of understanding. Altogether then the first tranche of funds will

amount to 26 billion. An additional amount of up to 15 billion will also be

made available to bolster the banks (taking the total to 25 billion) no later

than mid-November following a thorough appraisal of the banks including stress

tests.

Unlike the first two bail-outs, the IMF is not involved, as yet. The fund

remains scarred by its experience in the first one, in May 2010, when it

sanctioned its contribution in order to prevent wider financial and economic

contagion even though this meant breaking one of its cardinal rules, since it

could not state with a high probability that Greek public debt was sustainable

in the medium term. Now the IMF is insisting that euro-zone countries commit to

significant debt relief going well beyond what has already been provided (for

example by lengthening the maturities of European loans) as a condition for

joining the new bail-out. This creates a dilemma for the Germans in particular.

On the one hand they would like to have the IMF on board because they believe

it would be a sterner taskmaster than the European Commission in monitoring

Greece s compliance with the agreement and would also contribute some of the

bail-out money. On the other hand they are reluctant to offer the scale of debt

relief that the IMF has in mind not least since this might spur similar demands

from other rescued countries.

Even though the IMF s role is yet to be determined the Eurogroup s decision on

August 14th marks an extraordinary turn of events, enabling Jean-Claude

Juncker, the Commission s president, to claim that Greece was now irreversibly

part of the euro area. What has made the difference is the change of heart by

Mr Tsipras, who had won power in January this year promising to end the era of

reviled memorandums and bail-outs. That led to almost half a year of

confrontation with international creditors, reaching a climax when he called a

referendum in late June on their proposal and campaigned against it. Even

though he prevailed in the referendum, with a 61% no vote, it was a Pyrrhic

victory as the economy was strangled through capital controls while Germany

backed by several other euro-zone countries sought to force Greece out of the

euro. That forced the prime minister to junk his previous strategy and to

accept the harsh terms set by creditors.

That decision on the part of Mr Tsipras has made the third bail-out agreement

possible but it has split the ruling Syriza party, which has 149 seats out of a

total of 300 in the Greek parliament, exposing the underlying divide between a

majority of relatively pragmatic MPs in the party and a significant minority of

vociferous and hard-line dissidents. On three occasions now, the Greek prime

minister has had to rely upon the votes of the opposition parties to force

through the harsh measures demanded by the rest of the euro area in order to

pave the way for a final bail-out agreement. The dissent within Syriza has

swelled. On the first crucial vote, just days after the summit, taken in the

early hours of July 16th, 32 members voted against legislation and six

abstained (while one was absent). In the vote of August 14th, preceding the

Eurogroup summit, 32 voted against and 11 abstained, taking the total number of

dissidents to 43.

The scale of the revolt is such that Mr Tsipras will probably have to call a

vote of confidence in parliament. If that goes against him, it will precipitate

an early election. Since the prime minister remains remarkably popular, that

could reinforce his position as the leader of a more realistic party, shorn of

Syriza s hard-left wing, auguring well for the chances of Greece s third

bail-out agreement working. But this outcome cannot be taken for granted. Just

as before, political risk could blight Greece s prospects.