It's bill time around here. The once a month ritual of going through the accumulated snail mail, tossing all the junk, and writing checks. I'm lucky in that all the bills are due around the same time, so I attempt to do this around the third week of the month, but usually it ends up being about the last day or so.
They (and although I'm not sure who they are, I suspect it's the same group of people who are classified as being experts) say that once you hit thirty, you are set in your ways, and being 32, I'm definitely set in my ways, and one of those ways is procrastination.
It'll be hard to change.