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Your US college system is fucked. Another example of "letting the market take care of it" not working at all.
25k per year for a mediocre degree at a mediocre college? Go study abroad, you will come out ahead in terms of total cost, life experience, and probably quality of education as well.
EDIT to qualify my comment: I am in Germany. College cost me 1000 Euros per year, but that included library access, free public transport, subsidized lunches, and public health care. So 24k difference. That means you could pay 2k per month for housing and living expenses. But - you need maybe half of that if you live frugally and share an apartment. You do not need a car.
There's nothing here!