https://www.reddit.com/r/MutualfundsIndia/comments/1j0welx/ideal_portfolio_for_long_term_investing/
created by AccurateRoom1335 on 01/03/2025 at 10:15 UTC
10 upvotes, 3 top-level comments (showing 3)
So from my notes and various articles, it’s clear to invest in Nifty 50 and Nifty Next 50 / Nifty Midcap 50 📈
https://abhi-dayal.notion.site/Invest-X-Trade-733d681f51ae4371bf40a666c0a75809[1] - ( My notes )
1: https://abhi-dayal.notion.site/Invest-X-Trade-733d681f51ae4371bf40a666c0a75809
But why do we have to invest in these two funds? What’s the reason ❔
Let’s break it down step by step 📊
🫧 We are investing in Nifty 50 & Nifty Next 50 / Nifty Midcap 50 because of stability and for high risk-high reward
🫧 Why should I go with Nifty Next 50 when I can invest in Midcap 50? Because Nifty Next 50 acts like a midcap, It is a little less volatile than midcaps but provides similar returns
🫧 Now, should we keep Nifty 50 & Nifty Next 50? Yes, that’s the perfect portfolio (according to me)
🫧 Can I invest in just 1 fund, that is Nifty 100, which invests in both Nifty 50 & Nifty Next 50? Yes, that’s even better, Let’s cover it in the 5th point
🫧 Nifty 100 invests in both Nifty 50 + Nifty Next 50, but the weightage towards Nifty 50 stocks is around 80% and towards Nifty Next 50 it’s around 20%
🫧 But will I miss out on returns from Nifty Next 50 because of this allocation? No, the return difference between Nifty 50 and Nifty Next 50 isn’t that much
🫧 So if you increase the allocation, then you are taking a risky bet. According to me, we should reduce risk and systematically increase the returns
🫧 Is the portfolio complete?
🫧 Invest in equity & debt
🫧 There should be 1 core fund, 1 global fund & allocation towards debt funds
Comment by pyarishqmohabbat at 02/03/2025 at 06:47 UTC
2 upvotes, 1 direct replies
This could be ideal for you. However research by yourself if you find it good. list
Comment by theacidbat101 at 03/03/2025 at 18:31 UTC
2 upvotes, 1 direct replies
why not invest in flexi caps/mid caps which have beaten the market consistently? for that matter even small caps over long time periods
also, can't seem to find the paragraph in the article about nifty
Comment by sbkhbk at 01/03/2025 at 11:30 UTC
1 upvotes, 1 direct replies
But if we invest only in nifty 50 or nifty next 50,what is the%returns that we will gain let's say in 5-10 years when compared to other MF?