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View submission: When HODLERS RETIRE
I feel like you're a long way from retirement and don't really understand how retirement works. You don't cash out all at once. You set aside enough stable assets to get you through a few years of market fluctuations, and evaluate your outlook a couple times a year.
For example, let's say you are retiring today and have 15BTC, your annual expenses are $50,000. You sell 1.5BTC, put $50k in a HYSA at 4%, put $50k in a one-year bond at 6%, and $50k in a two-year bond at 5%. Next year you re-evaluate, see that bond rates are low and that BTC is down 30%, so you don't do anything. Next year BTC is up 100% and bond rates are at ATH, so you set up a bond ladder at a discount with solid returns for five years. Rinse and repeat.
There's nothing here!