Comment by birddit on 06/02/2025 at 01:08 UTC

8 upvotes, 2 direct replies (showing 2)

View submission: Living with no Retirement money

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percentage was so high

There are those like me that could either start SS at 62 because of my store closing, or spend down all my IRA, 401K, and savings to put off starting SS until later. The later you start, the more you get(8% more per year.) I managed to wait until 68 and 3 months. I was down to my last $1000 when I started SS. SS is now 100% of my income.

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Comment by BraveG365 at 06/02/2025 at 04:46 UTC

2 upvotes, 2 direct replies

If I can ask how much did you get by waiting longer?

Comment by Several-Window1464 at 06/02/2025 at 22:51 UTC

2 upvotes, 1 direct replies

Good for you! I had no choice but to start collecting at 62.